1. Student Finance for Undergraduate and PGCE Study
BG Student Advice
06/11/2018
Student Finance for Undergraduate and PGCE Study
2018/19
/02/2018

2. 2018/19 Eligibility for Student Finance
BG Student Advice
06/11/2018
2018/19 Eligibility for Student Finance
Students applying for Undergraduate & PGCE student finance must:
Normally live in UK for 3 years before start of the course and be a UK National (or have settled status)
Not be proposing to study for an equivalent or lower qualification than one you already hold
Be studying a designated full-time or part-time undergraduate or initial teacher training programme (e.g. PGCE)
Not have arrears owing to the Student Loans Company
(No change to rights and status of EU nationals for funding in 2018/19)
3 years before start of course (Home/EU)
5 years before start of course (EU nationals living in the UK applying for living cost support)
Start of course = 1st September

3. Applications from all nations via:
BG Student Advice
06/11/2018
2018/19 Where to apply
Applications from all nations via:

4. 2018/19 When to apply Apply on-line as early as possible
BG Student Advice
06/11/2018
2018/19 When to apply
Apply on-line as early as possible
More information and resources can be found by visiting the
3 years before start of course (Home/EU)
5 years before start of course (EU nationals living in the UK applying for living cost support)
Start of course = 1st September
Undergraduate (and PGCE)
Apply from February before the start of the academic year
Application deadline to ensure funding at start of course: May 2018
Can still apply after this date (provided within 9 months of start of the academic year)

5. BG Student Advice
06/11/2018
2018/19 How to apply
Key supporting information for undergraduate and PGCE students
3 years before start of course (Home/EU)
5 years before start of course (EU nationals living in the UK applying for living cost support)
Start of course = 1st September
Student:
Passport number (or original birth certificate + SFE form)
National Insurance Number
Bank account details
UCAS details
Parent(s)/Partner:
National Insurance Number (or P60/’Statement of Earnings’ for 16/17 tax year)
Proof of separation/divorce/single status where applicable

6. 2018/19 Supporting an Application – Parents/Partners
BG Student Advice
06/11/2018
2018/19 Supporting an Application – Parents/Partners
For undergraduate/PGCE programmes, an income-assessed application ensures maximum financial support
If you’re the parent of a student and live with your partner, they’ll also have to
provide details of their taxable income and National Insurance Number.
Taxable earned income includes*:
wages, salaries, tips, and other taxable employee pay
long-term disability benefits received prior to minimum retirement age
net earnings from self-employment
Taxable unearned income includes*:
interest from savings (only the annual summary is required)
benefits and pensions
rent from property or a room
*More details/information can be found on the HMRC website:
3 years before start of course (Home/EU)
5 years before start of course (EU nationals living in the UK applying for living cost support)
Start of course = 1st September

7. 2018/19 Undergraduate and PGCE: Tuition Fee
BG Student Advice
06/11/2018
2018/19 Undergraduate and PGCE: Tuition Fee
funding is equivalent to cost of course
non income-assessed
paid directly to University
Part-time loans capped at 75% of Full-Time rate
Part-time students must study at least 25% intensity
There is no ‘up-front’ cost if you take out a Tuition Fee Loan
You may not be required to pay all the loan back
*subject to the Teaching Excellence Framework
Tuition Fee Loan
Full-time
Part-time
up to £9,250*
Up to £6,935
3 years before start of course (Home/EU)
5 years before start of course (EU nationals living in the UK applying for living cost support)
Start of course = 1st September

8. 2018/19 Undergraduate and PGCE: Living Costs
BG Student Advice
06/11/2018
2018/19 Undergraduate and PGCE: Living Costs
Funding
Income-assessed
maximum available
Non Income-assessed
Maintenance Loan(Pt rate not available for Fd level)
Standard entitlement
Students qualifying for benefits during study
Full time rate 100%
up to £8,700
up to £9,916
up to £4,054
3 years before start of course (Home/EU)
5 years before start of course (EU nationals living in the UK applying for living cost support)
Start of course = 1st September
Part time rate 75%
up to £6,525
up to £3,041
Part time rate 50%
up to £4,350
up to £2,027
Part time rate 25%
up to £2,175
up to £1,014

9. 2018/19 Maintenance Loan – student studying outside London
BG Student Advice
06/11/2018
2018/19 Maintenance Loan – student studying outside London
Household income
Assessed Contribution
to loan
Loan for Living Costs Maximum £8,700
£25,000 or less £0
£8,700
£30,000
£8,076
£35,000
£7,452
£40,000
£6,828
£42,875
£6,469
£45,000
£265
£6,204
£50,000
£890
£5,579
£55,000
£1,514
£4,955
£60,000
£2,138
£4,331
£62,215
£2,415
£4,054 (+)
£65,000
£4,054
£70,000
3 years before start of course (Home/EU)
5 years before start of course (EU nationals living in the UK applying for living cost support)
Start of course = 1st September

10. 2018/19 Maintenance Loan – student living in Parental home
BG Student Advice
06/11/2018
2018/19 Maintenance Loan – student living in Parental home
Household income
Assessed Contribution to loan
Loan for Living Costs Maximum £7,324
£25,000 or less £0
£7,324
£30,000
£6,707
£35,000
£6,090
£40,000
£5,473
£42,875
£5,118
£45,000
£263
£4,855
£50,000
£880
£4,238
£55,000
£1,497
£3,621
£58,201
£1,894
£3,224(+)
£60,000 
£3,224
£65,000
3 years before start of course (Home/EU)
5 years before start of course (EU nationals living in the UK applying for living cost support)
Start of course = 1st September

11. 2018/19 Maintenance Loan – student qualifying for benefits
BG Student Advice
06/11/2018
2018/19 Maintenance Loan – student qualifying for benefits
Household income
Assessed Contribution
to loan
Loan for Living Costs Maximum £9,916
£25,000 or less £0
£9,916
£30,000
£8,952
£35,000
£7,988
£40,000
£7,024
£42,875
£6,469
£44,742
£233
£6,236
£45,000
£265
£6,204
£50,000
£889
£5,580
£55,000
£1,513
£4,956
£60,000
£2,137
£4,332
£62,220
£2,415
£4,054 (+)
£65,000
£4,054
3 years before start of course (Home/EU)
5 years before start of course (EU nationals living in the UK applying for living cost support)
Start of course = 1st September

12. 2018/19 Maintenance Loan – student aged 60 or over at start of course
BG Student Advice
06/11/2018
2018/19 Maintenance Loan – student aged 60 or over at start of course
Household income
Assessed Contribution
to loan
Loan for Living Costs Maximum £3,680
£25,000 or less £0
£3,680
£30,000
£970
£2,710
£35,000
£1,941
£1,739
£40,000
£2,912
£768
£43,675
£3,630
£50
£43,676 na
£45,000
£50,000
3 years before start of course (Home/EU)
5 years before start of course (EU nationals living in the UK applying for living cost support)
Start of course = 1st September

13. Repayments UG & PGCE Repayments begin: and
Full-time UG & PGCE students : April after completed course*
Part-time UG & PGCE students: April, 3 years after completed course*
and
when you earn over £25,000 (before tax) a year
*unless you leave your course early
Undergraduate & PGCE repayments are based on 9% of income over £25,000
Repayments are deducted at source via HMRC
Payment arrangements must be made with the Student Loans Company if you leave the UK

14. Repayments UG & PGCE Repayments: £2,083 (£25k) £0 £2,500 (£30k) £38
Monthly Salary
(before tax)
UG & PGCE
Monthly Repayment
£2,083 (£25k) £0
£2,500 (£30k)
£38
£2,916 (35k)
£75
£3,333 (40k)
£113
£3,750 (£45k)
£150

15. Repayments Interest: Undergraduate and PGCE: Salary Interest payable
Up to £25,000 inclusive
Inflation (RPI)
Over £25,000 up to £41,000
Inflation (RPI) + up to 3%
£41,000 and over
Inflation (RPI) + 3%
While studying, interest is applied at inflation (RPI) + 3% until the April after the student leaves their course.
For Postgraduate Loans, interest is applied at inflation (RPI) + 3% at all times.

16. Repayments Loan Write Off
Any amount of student loan not paid off after the 30 year repayment period ends is written off
In the long term, unrepaid loans can be viewed as becoming grants
The loan system is designed so that higher earning graduates subsidise lower earning graduates
The write off does not apply to arrears

17. 2018/19 Supplementary Grant Support
BG Student Advice
06/11/2018
2018/19 Supplementary Grant Support
Disabled Students’ Allowance (non income-assessed)
Full-time and part-time postgraduate students can apply for DSA (studying at least 25% intensity of a full-time course)
Single allowance of up to £10,993 per year
Allowance
Full-time & Part-time UG & PGCE Students - maximum available
Part- time Students
Non-medical Personal Helper
£21,987
£16,489
Major items of specialist equipment
£5,529
Other disability-related expenditure
£1,847
£1,385

18. 2017/18 Supplementary Grant Support
BG Student Advice
06/11/2018
2017/18 Supplementary Grant Support
The following Grants are available for Full-time students and are income-assessed:
Parent’s Learning Allowance (up to £1,669)
Adult Dependant’s Grant (up to £2,925)
Childcare Grant (85% of registered childcare costs subject to max. grant of £ per week for one child or £ per week for two or more children)

19. 2018/19 PGCE Training Bursaries and Scholarships
BG Student Advice
06/11/2018
2018/19 PGCE Training Bursaries and Scholarships
Training Bursary/Scholarship rates are reviewed each year. Bursaries/scholarships are available alongside statutory student finance
Training bursary 2018/19
ITT subject/phase
Physics
Secondary Maths
Languages, Geography
Chemistry
Computing
Biology
Classics
D&T
English
History, Music, RE
Primary Maths
Scholarship
£28,000
£22,000 -
Trainee with first/PhD
£26,000
£20,000
£12,000
£15,000
£9,000
£6,000
MA/2:1
£4000
2:2 £0
Other
Scholarship instead of bursary:
computing: BCS, The Chartered Institute for IT
chemistry: Royal Society of Chemistry
geography: Royal Geographical Society (with IBG)
languages: British Council 
maths: Mathematics Teacher Training Scholarships 
physics: Institute of Physics scholarships
For full information go to:
getintoteaching.education.gov.uk/bursaries-and-funding

20. Funding from the University
BG Student Advice
06/11/2018
Funding from the University
Bishop Grosseteste Bursary
Available to undergraduate students who are paying at least £6,165 tuition fees per year and assessed by Student Finance England
Additional funding available if you are:
a mature student (21 or over) £100.00
a student parent £150.00
up to 20 years old from a Low Participation Neighbourhood £150.00
entering Higher Education as a person leaving care
Stand alone bursary for Estranged students
Programme
Household Income
£25,000 and below
£25,001 - £30,000
FdA
£415.00
£208.00
BA/BSc (Hons)
£550.00
£275.00

21. Funding from the University
BG Student Advice
06/11/2018
Funding from the University
Additional Assistance
BGU Learning Fund
Money advice and guidance (including debt counselling)
Outreach activities

22. E: studentadvice@bishopg.ac.uk W: www.bishopg.ac.uk/studentadvice
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