1. What every consumer should know
CYBERCRIME PROTECTION
What every consumer should know

2. CHARLES MCBREEN MEMBERS1ST FEDERAL CREDIT UNION
PRESENTED BY
CHARLES MCBREEN MEMBERS1ST FEDERAL CREDIT UNION

3. INVASION OF THE IDENTITY SNATCHERSPA
ACCT: #
They are coming for YOU!

4. WHAT IS CYBERCRIME
Cybercrime is a crime committed using a computer, computer network or internet.

5. TYPES OF CYBERCRIME PHISHING ACCESS DEVICE FRAUD SMISHING SPOOFING
IDENTITY THEFT

6. WHAT’S BELOW THE SURFACE

7. CREDIT CARD SECURITY
Ask your financial institution about photo identification options and virtual account numbers to use on-line.

8. CREDIT CARD & DEBIT CARDS
Always sign your card,
if not you may violate the cardholders agreement

9. CYBERCRIME: THE FACTS
Cybercrime has surpassed illegal drug trafficking as the major criminal moneymaker for Organized Crime
Somebody’s identity is stolen every 3 seconds as a result of cybercrime
Without a sophisticated security package, your unprotected PC can become infected within four minutes of connecting to the internet

10. TECHNICAL DEVICES AT RISK

11. SPOOFED WEBSITES

12. ONLINE BANKING ACCESS ACCOUNT INFORMATION USING INTERNET
Account Balances
Transaction History
Loan Information
Credit Card Data

13. ONLINE BANKING ACCESS ACCOUNT SERVICES USING INTERNET Apply for loans
Advance lines of credit
Inter-account transfers (between accts at same FI)
Intra-account transfers (between to FIs)
Deposit funds to accounts

14. REMOTE DEPOSIT CAPTURE
Sign up online through online banking
Service is available immediately after sign up
$3,000 per day deposit limit
No teller interaction

15. ROOT OF THE PROBLEM Perpetrated by Organized Crime Funds Terrorists
Hurts the American Economy
Contributes to Stress and Higher Prices for Goods and Services

16. RISK OF EXPOSURE TO SOCIAL ENGINEERING SCAMS
Various online scams use social engineering to target online banking credentials
Convenience services need very little information to activate and/or use
Transactions are performed without the knowledge of the account holder

17. SKIMMERS

18. INTERNET SCAMS Charitable Contributions Lottery/Sweepstakes Winner
Family Emergency/Financial Assistance
Credit Card/Bank Account Verification
Government Grants/Credit Repair Services
Nigerian 419 Scams
Romance Scams
Overpayment Scams

19. QUESTIONS?