1. Nationwide Pet Insurance
Lake - Sumter State College
Voluntary Benefits
Nationwide
Pet Insurance

2. Who Needs Pet Insurance?
The Majority of the U.S. Owns Pets
65% of American households (or 79.7 million homes) own at least one pet
The number of pet owners has risen at an average annual rate of 5.2% in the five years up to 2015
no pets
79.7 Million
Homes
own pets
*Source: APPA National Pet Owners Survey

3. sizeable pet care costs
Why Buy Pet Insurance?
11/7/2018
But Pet Ownership Can Get Expensive
With veterinary care costs rising, more employees need help affording quality care for their four-legged family members
of employees shoulder
employees could be spending thousands, if not millions, on reimbursable pet care
sizeable pet care costs =
of households have at least one pet, which means…
500 employees
10,000 employees
*Source: The American Pet Products Association (APPA) 2015 Pet Industry Market Size & Ownership Statistics Report

4. Why Should I Choose Nationwide Pet Insurance?
11/7/2018
The Leading Pet Insurance Provider in the U.S.
Nation’s oldest & largest provider of pet health insurance
Created the U.S. pet insurance industry in 1982
Founded by vets & accepted by vets everywhere
More than 1 million pets insured since 1982
Offered by one in three Fortune 500 companies
More policies sold than any other competitors
First to offer a corporate benefits program with group discount

5. Choose a Pet Plan to Fit Your Needs
Available Plans
11/7/2018
Choose a Pet Plan to Fit Your Needs
POI: PAYROLL ONLY
All policies include 24/7 access to the exclusive

6. Plus Additional Coverage That Goes Above & Beyond
Available Plans
11/7/2018
Unbeatable Coverage, Unbeatable Price
90% Cash Back
use any vet & get 90% reimbursement on the bill
Plus Additional Coverage That Goes Above & Beyond
Open to All Ages
one price regardless of your pet’s age
Boarding or Kennel Fees if a family member hospitalized due to injury/illness
More Than Just Accident & Illness Coverage
spay/neuter, hereditary, Rx therapeutic diets, dental & more
Advertising and Reward Fees for pets that go missing during the policy term
Exclusive
available only for employees, not to the general public
POI: DIRECT BILL ONLY
Pet Replacement Costs if a missing pet is not found within sixty (60) days
Easy Enrollment
just two simple questions to get coverage
Mortality Coverage for euthanization due to illness/injury & cremation/burial fees
Employee Preferred Pricing
special discounts when you enroll through your employer
*Some exclusions may apply. See policy documents for a complete list of exclusions.

7. What Types of Pets Can be Insured with Nationwide?
no pets
79.7 Million
Homes
own pets
*Source: APPA National Pet Owners Survey

8. Proprietary and Confidential. ©2015 Nationwide. All rights reserved.
Employee Sign-Up
Easy Employee Enrollment
Visit
for easy enrollment online through your company page with your group discount included in the rates OR
Call & speak with a representative for easy enrollment & receive your group discount policy
Proprietary and Confidential. ©2015 Nationwide. All rights reserved.
November 7, 2018 8

9. Proprietary and Confidential. ©2015 Nationwide. All rights reserved.
Enrollment Information and Key Points
Enroll anytime throughout the year. Enroll your pet when they’re healthy, don’t wait until they are sick or hurt!
Sign up by the 15th of the month, effective date will 1st of the next month. Ex: enroll 2/14, effective date is 3/1
Sign up after the 15th of the month, effective date will be 1st of the next following month. Ex: enroll 2/17, effective date is 4/1
Each pet has an individual policy. Multiple pet discounts
2 or 3 pets – 10% total discount
4 or more pets – 15% total discount
Proprietary and Confidential. ©2015 Nationwide. All rights reserved.
November 7, 2018 9

10. How to Use Your Policy and File a Claim
As Easy as 1-2-3
Our one page claim form makes filing a claim & getting reimbursed simple. Plus, you can track your claim online through the Policyholder Portal.
Pay Your Vet
Send Your Claim
Get Reimbursed
Pay for your pet’s treatment at the time of service
Fax or mail our claim form along with your receipts
After meeting your policy’s annual deductible, you are reimbursed according to your plan’s benefit schedule

11. Proprietary and Confidential. ©2015 Nationwide. All rights reserved.
Convenient Employee Policy Management Options
Customer Care
Policyholder portal
Phone:
Average answer time is 20 seconds
Available Monday-Friday 5:00 a.m to 7:00 p.m. (Pacific) & Saturday :00 a.m. to 3:30 p.m. (Pacific)
claims
Check claim status & history
Update account information
Find answers to common questions in the Policyholder User Guide (PUG)
Proprietary and Confidential. ©2015 Nationwide. All rights reserved.
November 7, 2018 11

12. Benefits For Policy Holders
All Pets Are Welcome
We’re the only pet insurer that offers medical wellness plans for dogs, cats, birds & exotic pets
It’s Easy to Use
Simple claim filing, convenient 24/7 online account access & award-winning customer care
Unbeatable Value
We offer the highest overall payouts for the lowest average premium
Exclusive Discounts
Group enrollees have access to discounts & plans not available to the general public
Use It Anywhere in the World
Visit any veterinarian anywhere – from the pet clinic down the street to the holistic vet overseas
Peace of Mind
Coverage for virtually everything pet health care, all starting at less than $1 a day
Free, 24/7 access to a veterinary professional for any pet question – only from Nationwide

13. Proprietary and Confidential. ©2015 Nationwide. All rights reserved.
Free New Service – Vet Helpline
11/7/2018
Friendly, Expert Pet Advice
Connects pet parents to veterinarians for guidance on any pet health concern from general questions to urgent care needs
Features:
Unlimited access available 24/7
Talk to a live veterinarian
Call, , or online chat
Completely free ($150 value)
Offered only by Nationwide
Proprietary and Confidential. ©2015 Nationwide. All rights reserved.
November 7, 2018 13

14. Additional Policyholder Benefits
11/7/2018
More Than Just Insurance
The Companion a quarterly newsletter focused on policyholder pet education
Member Perks Discounts & promotions on a variety of pet products including:
60% off Modern Dog & Cat Magazine
40% off My Notification Service
10% off Angela Boley’s pet portraits
Free shipping on Healthier Pet Bowl
Book discounts & more
Pet Tags & ID Cards for easy access to important pet insurance policy information

15. FAQs (& Answers)
11/7/2018
Can I Still Use My Vet? Absolutely. You can visit any licensed veterinarian anywhere in the world – even specialists & emergency providers.
What Do Your Plans Cover? Our plans provide nose-to-tail coverage for a wide range of accidents, injuries & illnesses – even hereditary conditions. Add routine care coverage to any plan, plus new chronic & recurring conditions are covered at no additional cost.
What Is Not Covered? Unfortunately, there are some things we can’t cover, such as pre-existing conditions, breeding, grooming & bathing supplies, boarding & transportation, non-veterinary services such as taxes and medical waste.
Does Filing Claims Increase My Premium? No. So get your pet the care he needs as often as he needs – it won’t affect your costs.
What Is a Benefit Schedule? Each plan has a benefit schedule that shows exactly what’s covered with no guesswork involved. When you submit a claim, we reimburse you according to your plan’s benefit allowance once you’ve met your deductible & all benefit allowances renew in full each year!
Will Coverage Drop Due to Age? Never! My Pet Protection does not have an age limit for enrollment. Don’t let your policy lapse or expire, and we promise not to drop your pet. After all, we’re pet lovers too!
Does It Work Like an HMO? Nope. We leave all medical decisions solely up to you & your veterinarian. Simply pay at the time of service & submit the invoice for reimbursement.
Can I Cancel Before Term End? Yes. Just let us know in writing & we will cancel your policy at any time & refund your unused premium.

16. Thank You!!
Gypsy and Lisa