1. Int’l Student Insurance 2016 - 2017 MN Community & Technical Colleges
11/7/2018
Int’l Student Insurance MN Community & Technical Colleges
Student Insurance

2. 11/7/2018
We Will Cover
Where you can go for healthcare & how much you should pay
Understanding the process
Insurance requirement and refund
Covered/Non-covered services
Contact Information
11/7/2018
Student Insurance
Student Insurance

3. Where to go for Healthcare
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Where to go for Healthcare
Boynton Health Center at the U of MN
Network Providers
11/7/2018
Student Insurance
Student Insurance

4. Boynton Health Center (U of MN)
11/7/2018
Boynton Health Center (U of MN)
Location
Minneapolis Campus
410 Church St SE
Minneapolis MN 55455
Phone: ( )
Hours
Monday – Friday
8:00 a.m :00 p.m.
Urgent Care/Pharmacy open Sat
Closed Sundays and U holidays
Benefits for Covered Medical Expenses are covered at 100% after a $10.00 copay. (This includes services and generic prescriptions.)
Benefits for Preventive Care Services as required by law are covered at 100%.
MnSCU students CANNOT utilize the mental health clinic at Boynton Health Services.
11/7/2018
Student Insurance
Student Insurance

5. Network Providers To find a network provider/clinic near you go to:
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Network Providers
To find a network provider/clinic near you go to:
Select UHC options PPO
Enter Search Criteria
Select Specialty
View Results
If you utilize a UHC Network provider, you will pay a $50.00 deductible, insurance will pay 80% of the covered medical expense and you will pay the remaining 20%.
The deductible is the first dollar amount applied to the bill that you are responsible for before the insurance begins to pay for the covered services.
There is unlimited Annual and Lifetime Dollar Limits on Essential Health Benefits. Also there is coverage for Pre-Existing Conditions without a waiting period.
11/7/2018
Student Insurance
Student Insurance

6. Prescription Coverage
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Prescription Coverage
Boynton Health Services:
- $10.00 copay for generic prescriptions
- $15.00 copay for all other prescriptions
UnitedHealthcare Network pharmacies
- $15.00 copay for generic prescriptions
- $30.00 copay for Tier 2 prescriptions
- 40% co-insurance for Tier 3 prescription
No Coverage for Out of Network pharmacies
If available, most medical providers try to prescribe generic prescriptions for their patients.
11/7/2018
Student Insurance
Student Insurance

7. Understanding the Process
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Understanding the Process
Use the Emergency Room ONLY for life threatening illness/injury or potential for permanent disability.
NurseLine (Collegiate Assistance Program)
Carry your insurance card with you at all times.
The Nurseline is available 24/7 to answer any questions or help you determine what the best plan of care is for you at the time. This number is printed on your insurance card.
11/7/2018
Student Insurance
Student Insurance

8. Insurance Requirement
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Insurance Requirement
All F-1/J-1 International Students
Exception – students with a sponsoring agency or government
2) A Refund is available if you qualify
The reason this is a requirement is that the MN Colleges and Universities must guarantee that students have everything they need to get an education: that being food, lodging and healthcare. If anything medical were to happen it would put a huge financial strain on students, which may prevent them from completing their education.
All refund requests must be approved and the form signed by the International Student Advisors. Refunds will be calculated on the date that UHC receives the signed refund form.
11/7/2018
Student Insurance
Student Insurance

9. Examples of Covered Services
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Examples of Covered Services
Under Preventive Health Care – wellness physicals are covered; many immunizations such as MMR, Tdap, flu vaccine
STD testing: Gonorrhea, Chlamydia & HIV testing
Acne treatment and medication
One vision exam per year, up to $100
This policy covers many medical services but here are a few examples of covered services that students frequently inquire about. The full policy is posted on the website at uhcsr.com/Minnesota
11/7/2018
Student Insurance
Student Insurance

10. Examples of Non-covered Services
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Examples of Non-covered Services
Eye glasses (frames, contacts)
Over the counter drugs that do not require a prescription
Routine foot care
Dental (unless injury to a natural tooth)
All medical policies have exclusions and here are a few common examples of non-covered services under this policy.
For a more extensive listing of exclusions, please refer to the Summary Brochure which is posted online.
11/7/2018
Student Insurance
Student Insurance

11. 11/7/2018
Online Access
If you have an account, log in to My Account –
If you do not have an account, click on “Create My Account Now” link.
United Healthcare no longer automatically sends you your insurance card. Once they receive your insurance payment and have your application information in their system, they will send you an advising you to log in to “My Account” or “Create My Account Now”. Once you have created your account, you will be able to print your own insurance card, view your claims, update your address and many other options. You will not be able to print your card until you receive the from UnitedHealthcare.
11/7/2018
Student Insurance
Student Insurance

12. Questions, Information, or Concerns
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Questions, Information, or Concerns
Website:
UHC Customer Service
Coralee Cronin, Insurance Advocate
If you me with a question or concern, please include your full name and student ID# so that I can readily identify you in the system.
11/7/2018
Student Insurance
Student Insurance