1. Emory University School of Medicine
Taking a Break in
medical education
Upcoming expenses
Mary Kaye Garcia
Registrar & Associate Director, Student Affairs
October 17, 2017

2. BREAK IN MEDICAL EDUCATION
Many Opportunities
~ 1/3 of class will take an extra year
Dual Degrees at Emory
Additional Degree outside of Emory – US/ Abroad
Research Fellowship Competition (some due dates approaching)
Research Arranged by Student and Mentor

3. BREAK IN MEDICAL EDUCATION
How does this affect tuition?
Dual Emory Discontinued SOM/Admitted to other School
COA & financial aid determined by School
Eligible for Emory student health
Add’l Degree Not Emory Leave of Absence
No tuition, no Emory student health
Research Extended Discovery
Full time student in SOM (research
electives)
Tuition waived but not fees
Still eligible for Emory student health

4. BREAK IN MEDICAL EDUCATION
How does this happen smoothly?
Mary Kaye
as soon as you
commit
to the 5th year program

5. BREAK IN MEDICAL EDUCATION
What can happen if you don’t me?
Your tuition bill will be wrong
Your financial aid will be wrong
You may have to pay back financial aid awarded
You will be charged tuition even if you should not

6. BREAK IN MEDICAL EDUCATION
What really happens if you don’t me?
You get mad at Mary Kaye
Mary Kaye spends a lot of time fixing problems that could have been avoided

7. Expense incurred when you register
Upcoming Expenses
Step 2 CK
Deadline: As soon as feasible after Applications
NO LATER than October 31, 2018
Cost: $610
Eligibility Period Extension Fee: $70
Step 2 CS
Deadline: October 31, 2018
Cost: $1,285
You do not need to involve OMESA to register
NBME notification of changes/cancellations
Expense incurred when you register

8. Most away rotations done August – November 2018
Upcoming Expenses
Away Rotations
Most away rotations done August – November 2018
VSAS Application Fee
Non-VSAS Application Fee (varies)
Hosting Institution Processing/Registration Fees (varies)
Travel/Housing Cost
Based on # institutions you apply to NOT # electives
1st Institution $35
2nd Institution $15
Each Add’l Institution $15

9. Residency Applications & Interviewing*
Upcoming Expenses
Residency Applications & Interviewing*
Expense incurred September 2018 – January 2019
ERAS Applications Incremental Cost Based on # Applications
NRMP Registration $80 ($50 late fee after 11/30)
Couples $80 + $15 each partner
NRMP Ranking $0 up to 20 programs
$30 each program 21+
San Francisco Match (Ophtho) $100
Amer Urology Assn Registration $75
Military Match ?
Travel
Lodging & Meals
Median cost $4,500
*based on 2018 Match Fees

10. COA/Financial Aid – Senior Year
Changes in COA and Financial Aid
M1 -M3 v. M4 $$
M1,M2,M3 M4
Cost of Attendance (acts as cap on total financial aid package)
$81,378*
$78,878**
Maximum Federal Direct Unsubsidized Stafford Load
$47,167
$40,500
* includes 12 mo. Living expenses
**includes 9 mo. Living expenses + $3,500 for residency interview exps

11. Dual Degree – Financial Aid
Shorter semesters – lower COA (only 9 months)
Gaps in financial aid disbursements (departure/return)
Financial aid disbursement dates ≠ SOM
mid-August (v. mid-July SOM)
mid-January (v. late-December SOM)
Lower Federal Direct Unsubsidized Stafford Loan limits
MPH - $33,000/yr (v. $47,167 MD)
Other programs - $20,500/yr (v.$47,167 MD)
GradPLUS Loans available to cover gap

12. Dual Degree – Financial Aid
How to Prepare
Maximize loan amounts available during M3 year
Maximize loans available during dual degree year
Budget wisely
Emergency Loans available from SOM during dual degree yr
Consider private Residency & Relocation loan in M4 year (not limited by COA)

13. Regalia – Commencement Expense incurred – late February 2019
Upcoming Expenses
Regalia – Commencement
Expense incurred – late February 2019
Gown, hood, and tam purchase: $209*
MD hood only: $90.98*
MD tam only: $79.00*
MD tassel only: $9.98*
*2017 rates

14. https://emory.app.box.com/folder/40534914403
Resources
Emory Box

15. QUESTIONS