1. TEACH Grant

2. TEACH Grant Program
Through the College Cost Reduction and Access Act of 2007, Congress created the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program that provides grants of up to $4,000 per year to students who intend to teach a “high-need” subject area in a public or private elementary or secondary school that serves students from low-income families.

3. Grant Amounts Up to $4,000 per year
Undergraduate study (4-year programs)
Graduate study (Master’s)
Prorated for part-time attendance
Total of $16,000 for undergraduate study
Total of $8,000 for graduate study

4. TEACH Grant and Sequestration
As a result of sequestration, funding for the TEACH Grant has been reduced. Per the Department of Education, award amounts for any TEACH Grant that is first disbursed before October 1, 2017 must be reduced by 6.60 percent from the award amount for which a recipient would otherwise have been eligible.
For example, the maximum award of $4,000 is reduced by 6.60%, or $264, resulting in a maximum award amount of $3,736 ($1,868 fall/$1,868 spring).

5. Enrollment Status & Award Amounts
Undergraduate
Full-time (12 hours or more) $1,868 per semester
3/4-time ( hours) $1,401 per semester
Half -time ( hours) $934 per semester
Less than half-time (less than 6) $467 per semester
Graduate
Full-time (9 hours or more) $1,868 per semester
3/4-time (6.75–8.99 hours) $1,401 per semester
Half -time (4.5–6.74 hours) $934 per semester
Less than half-time (less than 4.5) $467 per semester

6. Academic Eligibility
Score above 75th percentile on any nationally normed standardized admissions test or
Maintain at least 3.25 cumulative GPA

7. Relationship to Other Resources
TEACH Grant is non-need-based aid
FAFSA required
Can replace expected family contribution (EFC) just like unsubsidized Stafford loan
Amount not used or needed to replace EFC
Is counted as aid when packaging other funds
Grant plus other aid may not exceed Cost of Attendance (COA)

8. Service Obligation
Full-time highly-qualified teacher in high-need field
Teach in low-income school for 4 years within 8
years of program completion
Suspensions of 8-year period available
No credit for part-time teaching
No partial fulfillment of service

9. Failure to Meet Service Obligations
Failure to complete service obligation causes grant to convert to an unsubsidized loan!
Direct Unsubsidized Loan
Collected under the Direct Loan Program
Interest charged back to date of grant

10. TEACH Grant Conversion to Loan
A TEACH Grant will be converted to a Direct Unsubsidized Loan if a student:
Requests conversion, regardless of enrollment status
Fails to notify Department of Education within 120 days of ceasing enrollment that he or she is employed, or still intends to pursue employment
Within 1 year of ceasing enrollment, he or she has not:
Been determined eligible for suspension
Re-enrolled in TEACH Grant-eligible program
Began teaching service per ATS

11. Conversion to Loan (pg.2)
The TEACH Grant will convert to a Direct Unsubsidized Loan if a student completes a TEACH Grant-eligible program and:
Does not actively confirm with ED at least annually his or her intention to satisfy terms of ATS
Fails to begin or maintain qualifying employment within the timeframe that would allow him or her to complete teaching service per ATS

12. Grant Conversion to Loan (pg.3)
If a TEACH Grant does get converted to a Direct Unsubsidized Loan, here’s what the repayment would look like for a student who received the grant for four years: Amount owed 12 years after initial disbursement - $9,009 (first year TEACH) Amount owed 11 years after initial disbursement - $8,419 (second year TEACH) Amount owed 10 years after initial disbursement - $7,869 (third year TEACH) Amount owed 9 years after initial disbursement - $7,354 (fourth year TEACH) Total $32,651 Interest to be Paid: $16,651

13. Suspension of 8-yr Completion Period
Re-Enrollment in TEACH Grant eligible program
Condition covered by Family and Medical Leave Act (FMLA)
Birth of son or daughter
Caring for spouse, child, or parent with serious medical condition
Recipient’s serious health condition
Call or order to active duty status in U.S. armed forces or National Guard for more than 30 days

14. Student Loan Ombudsman’s Office
An ombudsman resolves disputes from a neutral, independent viewpoint. The Federal Student Aid (FSA) Ombudsman Group will informally conduct impartial fact-finding about your complaints. They will recommend solutions, but they don't have the authority to reverse decisions. They will also work to bring about changes that will help prevent future problems for other student loan borrowers. This free service is provided by the US Department of Education.
The Ombudsman Group will research your problem and determine whether you have been treated fairly. If your student loan complaint is justified, they will work with you and the office, agency, or company involved in the problem. On your behalf, they will contact other offices within the U.S. Department of Education, your private lender, your loan guaranty agency, and the servicing agency or firm collecting your loan.

15. Ombudsman’s Office
U.S. Department of Education FSA Ombudsman Group 830 First Street, NE Fourth Floor Washington, DC
ombudsman

16. High-Need Field ESL Foreign Language Math Reading Specialist Science
Federal listing:
ESL
Foreign Language
Math
Reading Specialist
Science
Special Education
State Listing

17. High-Need - Kentucky 17-18 English Mathematics Exceptional Children
Middle School
Secondary
English as a Second Language
Exceptional Children
EBD, FMD, LBD, Hearing Impaired, Visually Impaired
Sciences
Biology
Chemistry (Secondary)
Earth Science
Physics
General Science (Middle School)
Interdisciplinary Early Childhood Education
Mathematics
Middle School
Secondary Level
Social Studies
Secondary
Career & Technical Education
World Languages (examples below):
Arabic
Chinese/Mandarin
French
German
Japanese
Russian
Spanish

18. High-Need - Indiana 17-18 Business Education
Career & Technical Education
Business Services and Technology
Agriculture
Marketing
Occupational Family & Consumer Science
Technology Education
Communications Disorders
Mild & Intense Interventions
Blind and Low Vision
Deaf and Hard of Hearing
Early Childhood
English as a New Language
World Languages
Science (all areas):
Biology
Chemistry
Earth Science
Natural Science
Physical Science
Physics
Mathematics

19. Finding a Job High-need does not equal an automatic job
Need across the state is assessed based on a district’s need for specific subject areas
A specific subject might be high-need in one school district and not another

20. Low-Income Schools
Official directory can be obtained at:
tcli/TCLIPubSchoolSearch.jsp
List is not comprehensive, you should contact the Kentucky Department of Education Division of Program Resources, (502)

21. Bottom Line
Your certification area/field must appear on the high-need list for the state in which you seek employment – at the time you are seeking employment
You must be hired and placed in a school appearing on the official classification for “low- income schools” for that year
You must remain in that school (or another “official” low-income school) for four years out of eight years following completion of your teacher certification program

22. Finished!
Click on the link below to return to the Group Counseling Confirmation webpage to submit the confirmation form.