1. Individual Disability Insurance Is your income protected?
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2. Disability insurance from Principal® is issued by Principal Life Insurance Company, Des Moines, IA ,
Disability insurance has limitations and exclusions. For costs and coverage details, contact your Principal Life representative.
No part of this presentation may be reproduced or used in any form or by any means, electronic or mechanical, including photocopying or recording, or by any information storage and retrieval system, without prior written permission from the Principal Financial Group®.
Principal, Principal and symbol design and Principal Financial Group are trademarks and service marks of Principal Financial Services, Inc., a member of the Principal Financial Group. OR Policy # HH750OR.
Not a Deposit | Not FDIC or NCUA Insured | No Bank or Credit Union Guarantee | May Lose Value | Not Insured by any Federal Government Agency

3. Your income is the foundation of your financial security.
Protect what you’ve worked so hard to accomplish.

4. Protecting your income

5. We can’t predict the future
Most disabilities are not caused by accidents.
Source: Principal Disability insurance claims payments issued in The above is for illustrative purposes only and is not intended as an inclusive representation of all claims. (Most recent available)

6. The dynamic duo of coverage
When you think of health insurance, don’t forget its partner – disability insurance. Together, they help you pay the bills.

7. Income protection
Individual Disability Income (DI) insurance provides monthly payments to help with your daily life expenses, if you become too sick or hurt to work.

8. Individual DI A disability policy from Principal®:
Can be customized to meet your budget and needs
Stays with you even if you change jobs
Can’t be cancelled or changed without your approval
Works well on its own or with other solutions you may have

9. You may have disability insurance through your employer. Is it enough?
Chart based on $6,250 gross monthly income ($75,000 annual), with 60% group long-term disability program, assuming a 30% tax bracket for federal, state and FICA. For illustrative purposes only.

10. Are you ready to get started?
Contact me to set up an appointment.
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DI9831 | 04/2018 | © 2018 Principal Financial Services, Inc.