1. CBO Coordinated Livelihood Development in Sagar Block
11/9/2018
ICZMP- WEST BENGAL

2. Background Information
MOU signed between WBSRLM and SPMU on 30th January, 2015
Implementation process started during July / August after several round of discussions for clarity
Annual Action Plan submitted on 3rd September, 2015
World Bank Review Mission on 16th September, 2015

3. Major Decisions agreed
SPMU to continue to fund and monitor 128 Entry Point Activities (EPAs) and the fund already given on IGAs (i.e. 6 contracts).
WBSRLM releases fund for Income Generation Activities to Sanghas based on the Micro Investment Plan submitted by SHGs.
This fund will be grant to Sanghas and used as Revolving Fund, for loaning to SHG for on-lending to its members, and will be guided by WBSRLM’s guidelines on Community Investment Fund.
The usual implementation procedures of WBSRLM programme delivery structure will be followed i.e. SMMU at the state level, DRDC / DMMU at the district level, and then BMMU at the block level with BDO as Block Mission Director with its support officials.
No NGOs will be engaged for execution of the activities.

4. Operational details For SHG level: Panchasutra must be followed
All women must be mobilised to form SHGs
2nd Saturday meeting with Panchayats for convergence
SHGs prepare Micro Investment Plan for its members
For Sangha Level
Sangha Parichalan Samity / EC must be strengthened
The strength of the working staff CSPs (now 3 per Sangha) may be increased
Sangha will help SHGs to prepare MIPs
Registration of Sanghas under cooperative act
Capacity building of Sangha leaders
Sangha grades the SHGs

5. No activities will be undertaken which are environmentally detrimental
Few Other issues
No activities will be undertaken which are environmentally detrimental
The IGA fund will be utilised for productive purpose
The fund will be transferred through Bank / Cheque
Social Audit Committee will be formed at Sangha level
For more than Rs.5000 purchase, there will be a purchase committee of 3 members and at least 3 quotations will be needed

6. Sagar Block Profile Area of the Block : 66,399 Acres
Number of Gram Panchayats :  9 
Number of Mouzas  :  43 
Household (As per SECC 2011)    :  48,112 
Total Population (As per Census 2011)  :  2,12,037 
Male            :  1,09,468
Female        :  1,02,569 
No. of SHG under Sangha : 2134
HH with atleast one deprivation and auto inclusion=33513

7. Approach Selection of SHG on priority basis Grading of SHGs
MIP of graded SHG for loan requirement
Appraisal of loan application
Sanction of loan by the BoD of the Sangha
Release of loan through A/C payee cheque or NEFT
Monitoring of the IGA as well as repayment of loan

8. Activities so far Sl. No. Name of the Training No. of Event
Total Participants 1
Exposure Visit 36 2
CIF Management & Book-Keeping Training 72 3
Sangha Management 45 4
MIP preparation Training 9 64 5
Workshop with Cooperation Deptt. 25 6
Review meeting at Block level
300 7
Grading Done
471 8
MIP completed
280
CSP trained and deployed 24 10
CSP – Bl trained 11
DLT trained and deployed

9. Important Achievement
Rapport Building & Strengthening Sanghas
Registration of all 9 Sanghas under Cooperative Registration Act completed
Rs.1.11 crore released to 9 Sanghas for onward lending the same to the eligible SHGs under Sanghas
Rs lakhs released to 27 SHGs against MIPs by Sanghas
Social Capital developed for continuous supports by Community Professionals
Convergence linkages with Government departments including Prani Mitras established, and Sanghas are taking supports
Sanghas are ready for taking off with Systems and Processes

10. Annual Plan and Utilisation 2015-16
Sl. No.
Main Components
Annual Budget
Expenditure till date
Projection for February & March’16
Total Exp in 1
Office Operating Cost
210000
746000 2
Travelling
140000 3
Other Office Overheads
35000 4
Training, Meeting, Workshop Etc. 5
Physical and Pilot Investments (Release of CIF)
TOTAL

11. Basis for Budget estimates
A. Total Budget =
B. Fund spent as on MOU date=560.92
C. Fund available as on MOU date=
Out of this, EPA commitment = 975
Exp in =
So total fund available for and (Dec) (C-D-E) = =
Now available fund for IGA = – ( )=
WBSRLM is proposing to using this money for IGAs with minor supports for CB, admin, etc.
11/9/2018
ICZMP- WEST BENGAL

12. Annual Plan 2016-17 Sl. Main Components Annual Budget Remarks 1
Office Operating Cost
3.6 2
Travelling
2.4 3 HR
4.8 4
Other Office Overheads
0.6 5
Training, Meeting, Workshop Etc.
32.18 6
Physical and Pilot Investments ( CIF)
820.5
Total money available under this will be passed on to 1641 (totalling 1863 incl 222 SHGs of ) 7
Revolving Fund to new SHGs
76.2
508
TOTAL
crore

13. Challenges Capacity of Sangha Leaders Bank Linkages for larger loan
Engagement of Community Cadres (CSP / SC)
Syatems and HR for Sustainable Sanghas
Development of Livelihood Collectives / Producers’ Oraganisation
Hand-holding supports for Sanghas and Livelihood Collectives

14. 11/9/2018
ICZMP- WEST BENGAL