1. Digital Payment and Its application in Nepalese Context
Presenters:
Ginish Jung Dahal (17307)
Salim Lal Awale (17302)

2. Table of Contents Introduction Evolution and Current status
Before starting our presentation
Evolution and Current status
What we do
Business Impact
Our awesome projects
Success and failure Stories
Our brand new ideas
Possibility in Nepal
Marketing research and our data
Conclusion and Recommendations
Keep it touch!

3. INTRODUCTION

4. Introduction
The payment made for goods and services through the use of internet (Cohn, 2001)
Payment of goods, products, services, data, and information electronically rather than cash or any paper-based processes like cheque.
Also called as electronic payment
The Power of PowerPoint | thepopp.com

5. Types of Digital payment
Cards payment
Internet payment
Mobile payment
Digital wallet payment
Biometric payment
Bit coin payment
Financial services kiosks
Person-to-person payment

6. Mobile Payment
A transfer of funds in return for a good or service, where the mobile phone is involved in both the initiation and confirmation of the payment.
Money rendered for a product or service through a portable electronic device
such as a cell phone, a Smartphone or a wearable.
Convenient and secure way

7. Types of Mobile payment
M-commerce
Mobile browser used for purchasing items from an online retailer where the payment information is stored on cloud.
M-Payment
A point-of-sale (PoS) transaction made or received with a mobile device.
M-Wallet
A convenient way for a user to make in-store payments and can be used at merchants listed with the mobile wallet service provider.

8. Evolution of Mobile payment

9. Status of Mobile Payment

10. Users of Mobile payment

11. The Power of PowerPoint | thepopp.com

12. Mobile payment in countries

13. Business Impact (Positive)

14. Continued…

15. Business Impact (Negative)
Chance of stealing data
leads to over expenses
Not applicable everywhere
Hardware Incompatibility

16. Success stories of Mobile Payment System
WeChat in China
Started as messaging app later introduced red packet(2014) to exchange money electronically.
Earns from money transfer fees of 0.1%
Chinese tradition into application to attract large number of customers
Paytm(2014) in India
First online Wallet and online payment capabilities in India.
Convert cash based economy into cashless economy.
Change in Policy to abolish Rs500 & Rs1000(86%) led people running for idle cash for transactions.
Starbucks
It launched mobile card app(2009) which let customers display a barcode to be scanned at POS.
In % of its revenue comes from its mobile wallet i.e. 4 million mobile payment a week.

17. Success stories of Mobile Payment System
WeChat in India
889 million active users in China.
Performed poorly outside Chinese boundaries.
China government had blocked any foreign competitors to compete in China.

18. Possibility of Mobile Payment in Nepal
Khalti
E-Sewa
It is a form of digital wallet from where customers can send and receive money from their mobile phone over the internet, instantly.
Khalti is a payment gateway that has been providing a range of services including online mobile recharge, bill payments, online ticketing and many more.

25. Key Takeaways Increase Bandwidth & Reduce Cost
Digitization of Government Receipt and Payments
Foster private sector innovation
Liberalize Government Regulations

26. Marketing Goals Liberalize Government Regulations
Increase Bandwidth & Reduce Cost
Government regulator needs to liberalize the licensing procedure for obtaining payment service provider license.
Development of infrastructure for digital payment, increasing the internet bandwidth and reducing the cost of internet connection.
Digitization of Government Receipt and Payments
Foster private sector innovation
Digitize government payments and receipts, including social transfers. It will encourage people to use digital payment and have faith on the system.
Create an enabling environment that fosters private-sector innovation. Governments need to offer a clear vision and tangible incentives in order to ensure that the private sector is an effective, competitive, transparent, and efficient partner.

27. Any Questions?