1. Severn Valley Business Group Working with an Investment Manager
REDMAYNE-BENTLEY
E S T A B L I S H E D
Severn Valley Business Group Working with an Investment Manager
Rupert Harvey FCSI
15th February 2018

2. Redmayne-Bentley Partnership About us Stability Independent
Not beholden to short-term shareholder demands
Focused on clients’ long-term interests
About us
Established in 1875
Focused on Investment Management and Stockbroking
£6.4bn of client assets
Stability
No debt
Profitable both today and throughout the financial crisis
Low staff turnover

3. Investment Management Services
Managed Services for Trusts, Companies and Individuals
Bespoke Discretionary Portfolio Management
Available for those wishing to entrust the day-to-day running of their portfolio to an experienced investment manager. The funds are managed with reference to the individuals investment objective and risk profile.
Execution only Service
Appropriate for those wishing to retain overall control of their portfolio whilst benefiting from a personal service.
Inheritance Tax Portfolio
The IHT Portfolio Service is a Managed Service designed to limit the effect of IHT with the objective of growth over the long term within a high risk mandate.
We construct a diversified portfolio of carefully selected companies with a view to ensuring that both growth opportunities and tax benefits are optimised.
The IHT Portfolio Service should be seen as high risk, long term investment and is only suitable for investors with financial security and independent of the investment made.

4. Performance of portfolios
Below are the most recent performance figures for Redmayne-Bentley client portfolios compared to Asset Risk Consultants (ARC) Private Client Indices.
ARC is an independent investment consultancy specialising in the analysis of private client investment portfolio performance.
2012
2013
2014
2015
2016
2017
Redmayne-Bentley Cautious Index
3.6
5.1
4.3
1.6
6.0
2.4
ARC Cautious Index
5.8
5.0
4.0
1.3
5.5
3.0
Redmayne-Bentley Balanced Asset Index
7.2
10.0
4.4
1.7
9.8
5.2
ARC Balanced Asset Index
7.7
9.2
4.5 
1.9
8.6
4.3 
Redmayne-Bentley Steady Growth Index
9.4
14.6
3.7
2.1
11.1
6.8
ARC Steady Growth Index
8.9 
12.5 
4.7 
2.3
11.6
6.2 
Redmayne-Bentley Equity Risk Index
10.1
18.4
2.6
1.5 13
8.0
ARC Equity Risk Index
16.1
4.1 
13.7
7.6 
Results for period starting 1 January 2012 and ending 30 September Reporting currency GBP.

5. Accessing a wide range of asset classes
Investment Ethos
Our Approach
Client focused
Understand what our clients’ objectives truly are
Build and maintain a bespoke diversified portfolio that meets those objectives, taking as little risk as possible in doing so
Understand the sensitivity of Estates, Deputyships and Court of Protection
Building balanced and diversified portfolios
Think about assets in terms of their historic long-run returns
Profile of those returns (i.e. how certain are those returns) and the risk associated with them
Real assets and traditional asset classes
Patience
Investment not speculation
5-year horizon
Clear objectives
Strategic asset allocation
Portfolio Structure
Fund & Stock selection
Accessing a wide range of asset classes
Diversified Alternative Funds
Absolute Return Vehicles
Direct Bonds
Direct Equities
Private Equity
Healthcare Real Estate
Long Lease Property
Asset Backed Income
Logistic Warehouses
Infrastructure

6. Types of portfolio

7. Charges Annual Management fee: 0.85% plus VAT Commission:
Charging structure:
Settlement and compliance charge of £10 per transaction.
There are other charges and as such please view our Guide to Services and Charges
Annual Management fee:
0.85% plus VAT
Commission:
Min £25 (transaction values up to £1,428)
1.75% on transaction values between £1,428 to £10,000
0.5% on the balance above £10,000
Management fees are agreed with your investment manager prior to the commencement of the service.

10. Long term performance is important

11. Don’t Panic

12. Reinvesting dividends

13. The benefit of saving and investing early

14. Changes in Life Expectancy

15. The longer we live the …

16. Interesting Quotations
George Foreman – Boxer
The question isn’t at what age I want to retire, its at what income.
Cato – Roman General
Cessation of work is not accompanied by cessation of expenses.
J D Rockefeller – Richest man in late 1800s
The way to make money is to buy when blood is running in the streets.
Albert Einstein
Compound interest is the eighth wonder of the world. He who understands it, earns it…he who doesn’t pays it.
Warren Buffet – Chairman of Berkshire Hathaway Corporation
Over the long term, the stock market news will be good. In the 20th century, the United States endured two world wars and other traumatic and expensive military conflicts; the Depression; a dozen or so recessions and financial panics; oil shocks; a fly epidemic; and the resignation of a disgraced president. Yet the Dow rose from 66 to 11,497.