1. DPL Financial partners
Bridging the Gap Between RIAs and Insurance Carriers
FPA of Greater Indiana | March 2, 2018
David Lau, Founder & CEO

2. THE DISCONNECT

3. THE DISCONNECT – WHY IT MATTERS
The current situation leaves most RIAs having to refer out their insurance business to a commission-based third party, which means:
RIAs lose control/visibility over a key part of their clients’ financial plan
Clients may end up with poorly chosen and/or inappropriate, commissioned insurance products
RIAs lose out on a potentially significant pool of assets they could manage in-house
The annuity industry is nearly a $4 trillion market
Life insurance is $12 trillion

4. THE EVOLUTION
By removing the commissions and gimmicks from insurance products, advisors have access to a new set of investment-oriented solutions that can be used to meet clients’ needs and objectives offering:
Guaranteed income
Principal protection
Protection from sequence of return risk
A superior fixed income replacement
A vehicle for locking in market gains
Legacy planning

5. An efficient way to deliver insurance products to clients
THE SOLUTION
Low-cost, commission-free and transparent insurance products that are compatible with the fee-only RIA model
DPL is already working with more than a dozen of the nation’s most prominent carriers to develop these products
An efficient way to deliver insurance products to clients
DPL is insurance-licensed; we execute the contracts while you retain and manage the assets

6. CONNECT WITH US
David Lau, Founder & CEO | (502) |