1. Agricultural Social Insurance Fund Basic Information

2. About KRUS Agricultural Social Insurance Fund is an Independent public institution separated from social insurance system – ZUS KRUS was established in 1990 to realize tasks connected with full servicing farmers social insurance KRUS is supervised by the Minister of Agriculture and Rural Development The President of KRUS is appointed by the Prime Minister of the Republic of Poland on application of the Minister of Agriculture and Rural Development 2

3. Legal bases The act of 20 December 1990 on farmers' social insurance (full text: Official Journal No. 50 of 2008, item 291 with later amendments). The basic legal acts of the European Community are: Council Regulation (EEC) No. 1408/71 of 14 June 1971 on the application of social security schemes to employed persons, to self-employed persons and to members of their families moving within the Community, Council Regulation (EEC) No. 574/72 of 21 March 1972 laying down the procedure for implementing Regulation (EEC) No. 1408/71 on the application of social security schemes to employed persons, to self-employed persons and to members of their families moving within the Community. 3

4. Managment and organization Managment President Deputy Presidents Structure Head office in Warsaw 16 regional branches 256 local offices 7 Farmers Rehabilitation Centres 4

5. Tasks Covering by social insurance Payment of insurance benefits Leading medical certification system Prevention activity Rehabilitation activity Initiating development of voluntary insurance Realization of other tasks given by the state 5

6. The Council of Farmers Social Insurance The interests of the insured persons and beneficiaries are represented in KRUS by the Council of Farmers Social Insurance whose members are appointed by the Minister of Agriculture and Rural Development among the candidates presented by the national farmers' social and professional organizations and trade unions. The Council of Farmers: consists of 25 members appointed by farmers organizations for 3 years, has control rights in relation to the President of KRUS supervises the Contribution Fund, estimates the amount of quarterly contribution into accident, sickness and maternity insurance, represents affairs of insured persons and beneficiaries. 6

7. Persons who subject farmers social insurance Farmers and members of the households who work with them and who: have Polish citizenship, or stay in the territory of the Republic of Poland based on a visa, residence permit for a specified period of time, permit for settlement, permit for the stay of a long-term resident of the European Communities, a consent for tolerated stay or related to the obtaining of the refugee status in the Republic of Poland, or a supplementary protection, or are the citizens of the EU member states, the Swiss Confederation or member states of the European Free Trade Association (EFTA) - parties to the agreement on the European Economic Area. 7

8. Persons who are covered by both types of insurance obligatorily Farmer residing and conducting a farming activity on his own account in the territory of the Republic of Poland on the farm being in his possession, of the area above 1 conversion ha of arable land (including also the group of agricultural producers) or a special section of agricultural production, i.e. activity related to farming, not requiring a farm, the size of which and production type are defined by the act, Spouse of the farmer, Member of the household, i.e. a person close to the farmer who is at least 16 years old, remains in a common household with the farmer or dwells in the area of his household, works in this household on a permanent basis and is not related to the farmer by a labor relation, if these persons are not subject to another social insurance and do not have a fixed right to old age or disability pension, or the right to social insurance benefits. 8

9. 2 types of insurance 2 types of insurance coverage Types of insurance: old age and disability insurance, accident, health and maternity insurance. Types of insurance coverage: obligatory, voluntary. 9

10. Benefits from the old-age and disibility insurance Farmers old-age pension Farmers pension by virtue of incapacity for work Farmers training pension Family pension Old-age and disibility pension from socila insurance for individual farmers and members of their families Allowances to old-age and disibility pensions Funeral allowance 10

11. Benefits from the accident, health and maternity insurance A one-off indemnity by virtue of permanent or long-term detriment to health or death resulting from an accident at agricultural work or a farmers vocational disease Sickness allowance Maternity allowance 11

12. Number of insured in 1991-2012 12

13. Number of benificiaries in 1991-2012 13

14. Prevention activity KRUS: is obligated by the Law in the farmers social insurance to run comprehensive activity aiming at prevention of work injuries in agriculture and farmers occupational diseases, organizes trainings and courses for farmers, and competitions about the principles of safe work. 14 Prevention activities carried out by the KRUS resulted in reduction in a number accidents at work on a farm.

15. Number of accidents in 2008-2012 15

16. Number of accidents per 1000 insured in 1993-2012 16

17. KRUS Safety Mark KRUS makes efforts to introduce production and distribution of safe technical means for farmers. President of KRUS awards the fair prizes KRUS Safety Mark and the statue Dobrosław – Product which improves safty of work on the farm to the safest products. By the end of 2011 25 producers had the right to attach the KRUS Mark to 187 products, and the fair distinction was received by 58 suppliers for 98 types of products. Dobrosław 17 Krus Safety Mark

18. Rehabilitation activity KRUS: conducts activities on prevention of work injuries connected with agricultural work and occupational illness, assists the insured persons and those who have a right to insurance benefits, presently enable to work on the farm or threatened with such incapacity, with different forms of rehabilitation or with a possibility of qualifying for a new job. 18

19. Forms of rehabilitation 7 Farmers Rehabilitation Centers that specializes in rehabilitation of the locomotion system diseases. From 1993 more than 269.000 farmers and 25.000 children have taken advantage of KRUS treatment rehabilitation. KRUS provided above 400 local health service centres with rehabilitation equipment to help farmers in continuing rehabilitation. 19

20. 20 Number of children who underwent medical rehabilitation in 1993-2012

21. Farmers Rehabilitation Centers 21 Farmers Rehabilitation Centers: Iwonicz Zdrój Horyniec Zdrój Szklarska Poręba Jedlec Kołobrzeg Training and Rehabilitation Centre: Teresin Recreation and Rehabilitation Centre: Świnoujście

22. Farmers Rehabilitation Centre in Iwonicz Zdrój Recreation and Rehabilitation Centre in Świnoujście Farmers Rehabilitation Centre in Jedlec Training and Rehabilitation Centre in Teresin 22

23. Farmers Rehabilitation Centre in Kołobrzeg Farmers Rehabilitation Centre in Horyniec Farmers Rehabilitation Centre in Szklarska Poręba 23

24. ISO Standards in KRUS 24 Since 2004 KRUS has been one of few Government Administration offices which initiated the International Organization for Standarizations System in Poland, in accordance with the European Union ISO Standards.

25. International cooperation 25 KRUS became a member of ISSA (International Social Security Association) KRUS runs General Secretariat of the ISSA International Section on Prevention in Agriculture President of KRUS performs function of the Sections President 1991 KRUS became 15th member of the European Forum of Insurances Against Accidents at Work and Occupational Diseases In 2000 the President of KRUS signed the statutes of the Forum 1999 KRUS participated in the EU LEONARDO 2004 KRUS is an institutional partner of: SODRA – State Social Insurance Fund Board of the Republic of Lithuania SVB – Austrian Institution of Farmers Social Insurance LSV-SPv – German Federation of Agricultural Proffesional Associations MELA – Farmers' Social Insurance Institution in Finland MSA – Mutualité Sociale Agricole in France

26. For more information please visit our website: www.krus.gov.pl or call: +(48) 22 592 65 90 www.krus.gov.pl