1. Driver & Passengers Protection CONFIDENTIALITY LEVEL Product brief
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2. Driver & Passengers Protection (DPP)
CONFIDENTIALITY LEVEL
Driver & Passengers Protection (DPP)
Based on the previous Driver & Passengers PA (DPPA), enhanced with 9 new benefits
It is an Add On to the Private Car insurance policy
3 Sections of benefits
Personal Accident
Car Assistance
Special Extensions for Immediate Family members
3 Plans available
Only available to comprehensive policyholders
DPP brief
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3. DPP Benefits – PA section
SCHEDULE OF BENEFITS
Driver & Passengers Protection
Plan A
Plan B
Plan C
Accidental Death
10,000
50,000
100,000
Permanent Total Disablement:
Loss or loss of use of both hands or both feet
Loss of sight of both eyes
Loss of use of one eye and one hand or foot
Total paralysis (from the neck down)
Permanent quadriplegia (total loss of use of four limbs)
Permanent Disablement:
Loss or loss of use of one hand or one foot
5,000
25,000
Loss of sight of one eye
Medical Expenses (Alternative Medical Treatment - Sinseh or traditional treatment)
1,000 (250)
2,000 (500)
3,000 (750)
Corrective Cosmetic Surgery
1,000
Bereavement / Funeral Allowance
500
Covers driver, passengers and authorized driver in the event of a road accident while travelling in the designated private car
Territorial Limit – Malaysia, Singapore and Brunei (Thailand as well if motor cover is extended)
Alternative treatment- limit of RM 50 per day
Corrective Cosmetic Surgery – additional expenses incurred for surgery to face, neck, head or chest
Bereavement/Funeral allowance – additional allowance given
New
New
New
New
DPP brief

4. DPP Benefits – Car section
Unlimited Towing – cover the cost of towing of designated vehicle to approved repairer or safe place chosen by customer in event of breakdown or accident
Car replacement allowance – daily allowance paid for own damage claims at approved repairer. Excludes windscreen, total loss or Knock for Knock (KFK) claims
Additional Cash Payout - 20% of Sum insured or up to plan limit stated for total loss or theft claims. Pays on top of total loss or theft claim amount.
Window Snatch theft – pays RM 500 in event of personal belongings stolen from “smash & grab” incident whilst driving
Key Care Cover – for replacement of car keys due to theft, robbery or House break in.
ATM Withdrawal protection – loss of cash due to robbery or snatch theft within 24 hours from time of withdrawal
Car Assistance
Driver & Passengers Protection
24 Hour Emergency Towing
(Call AXA Auto Assist at )
Unlimited
Car Replacement Allowance (Applicable for Own Damage claim, excluding Own Damage - Knock for Knock)
150 per day (Max 450)
150 per day (Max 600)
150 per day (Max 750)
Additional Cash Payout in event of total loss or theft
up to 6,000
up to 10,000
up to 15,000
Window Snatch Theft (Loss of Personal Belongings due to car window smash and grab)
500
Key Care Cover (Loss of Designated Vehicle key due to theft, robbery or house break-in)
up to 2,000
ATM Withdrawal Protection (Loss of money due to robbery / snatch theft)
1,000
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New
DPP brief

5. DPP Special extension & Premium
Special Extensions for Immediate Family members whilst:
boarding, alighting, driving or travelling as a passenger in any private motor car, motorcycles and/or scooters
as a pedestrian in an accident involving any road vehicle and railway train
travelling as a fare paying passenger on any railway train, Monorail, Light Rail Transit (LRT), Mass Rapid Transit (MRT), ferry, boat and/or passenger ship
Special coverage for immediate family members – spouse & children
Annual Premium (inclusive of 6% GST)
Plan A
Plan B
Plan C
Up to 5 seats
90.00
188.00
284.00
6 seats
95.00
203.00
311.00
Additional Seat (above 6 seats)
8.48
15.90
22.26
Annual Premium (excluding 6% GST)
Plan A
Plan B
Plan C
Up to 5 seats
84.90
177.36
267.92
6 seats
89.62
191.51
293.40
Additional Seat (above 6 seats)
8.00
15.00
21.00
Stamp Duty of RM 10 will apply
Commission
10%
DPP brief

6. Driver & Passengers Protection
Summary of DPP
SCHEDULE OF BENEFITS
Driver & Passengers Protection
Plan A
Plan B
Plan C
Accidental Death
10,000
50,000
100,000
Permanent Total Disablement:
Loss or loss of use of both hands or both feet
Loss of sight of both eyes
Loss of use of one eye and one hand or foot
Total paralysis (from the neck down)
Permanent quadriplegia (total loss of use of four limbs)
Permanent Disablement:
Loss or loss of use of one hand or one foot
5,000
25,000
Loss of sight of one eye
Medical Expenses (Alternative Medical Treatment - Sinseh or traditional treatment)
1,000 (250)
2,000 (500)
3,000 (750)
Corrective Cosmetic Surgery
1,000
Bereavement / Funeral Allowance
500
Car Assistance
24 Hour Emergency Towing
Unlimited
Car Replacement Allowance (Applicable for Own Damage claim, excluding Own Damage - Knock for Knock)
150 per day (Max 450)
150 per day (Max 600)
150 per day (Max 750)
Additional Cash Payout (20% of Sum Insured in the event of total loss or theft)
up to 6,000
up to 10,000
up to 15,000
Window Snatch Theft
Key Care Cover
up to 2,000
ATM Withdrawal Protection (Loss of money due to robbery / snatch theft)
Special Extensions for Immediate Family members whilst:
boarding, alighting, driving or travelling as a passenger in any private motor car, motorcycles and/or scooters
Yes
as a pedestrian in an accident involving any road vehicle and railway train
travelling as a fare paying passenger on any railway train, Monorail, Light Rail Transit (LRT), Mass Rapid Transit (MRT), ferry, boat and/or passenger ship

7. Driver & Passengers Protection
Summary of DPP
Additional Information
Driver & Passengers Protection
Who is covered
Driver and Passengers
What is the coverage
Accidental bodily injury arising from named motor vehicle incident
Commission
10%
Territorial Limit
Malaysia, Singapore, Brunei and Thailand (limited)
Line of Business
Motor
Annual Premium (inclusive of 6% GST)
Plan A
Plan B
Plan C
Up to 5 seats
90.00
188.00
284.00
6 seats
95.00
203.00
311.00
Additional Seat (above 6 seats)
8.48
15.90
22.26
Those who want to protect their driver & passengers
Travel out of town regularly
Do not want to incur additional travelling cost when their car is being repaired
Customers who need additional cash to pay downpayment for new car in event of total loss or theft
Want to protect more than just the damage to the car
Who should buy?
DPP brief

8. Frequently Asked Questions
CONFIDENTIALITY LEVEL
Frequently Asked Questions
What is the age limit for DPP?
Age 17 to 75 years old
3. Can DPP be extended as well when the period of insurance for motor policy is being extended?
Yes, DPP can be extended and premium will be charged on pro-rate basis
4. Can customers engage their own preferred towing services and claim reimbursement from AXA?
No. Customers MUST call AXA Auto Assist at for unlimited towing
5. Is toll charges covered under the Unlimited Towing benefit?
No, toll charges are borne by policyholder
6. Who is covered for Window Snatch Theft and ATM Withdrawal Protection under the DPP?
Only the policyholder is covered for these benefits
7. When do we pay the Additional Cash Payout of 20% under DPP?
Additional Cash Payout will be paid together with Total Loss / Theft payment
DPP brief
To change bullet colors, select the text in question and go to the HOME menu > Bullets and numbers, choose "Custom bullet" and choose the desired bullet.
To insert the bullets to the PowerPoint bullet library, go to menu > Bullets and numbers, choose “bullets and numbering”, choose “picture”, choose import”, select the bullets’ folder previously saved on the hard drive and validate.
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9. CONFIDENTIALITY LEVEL
Thank you
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