1. Health care system in Germany All students need health insurance.
Whether private or statutory was your choice!
Prof. Dr. Max Mustermann | Name of Faculty

2. Private Medical Insurance (PMI)
Invoice has to be paid by you initially
Apply for reimbursement to PMI
Wait for refund to be paid into account
Pay attention to coverage. For example, are costs covered for pregnancy or psychotherapy?
Do you have any pre-existing conditions?
Price of insurance often differs
In case of hospital stay, first of all clarify assumption of cost
International Students Office (IStO) - Zulassung

3. Statutory Health Insurance
Doctor sends bill to health insurance company
Coverage is regulated by law
Pre-existing conditions? – No problem!
Uniform contribution for students
Insurance card with picture
Customer center on site
No limitation due to contract
Coverage by law
International Students Office (IStO)
Prof. Dr. Max Mustermann | Name of Faculty

4. In Germany In Europe The Insurance Card
International Students Office (IStO)
Prof. Dr. Max Mustermann | Musterfakultät

5. Where do I go when I am ill?
Pain, a cold or a fever  go to a medical practice first
(In directory „gelbe Seiten“ (yellow pages) or online f.i. on
The doctor then decides on which measures to take
In emergencies, on weekends and at night  go to the hospital!   Emergency number: 112
International Students Office (IStO)

6. In the pharmacy with red prescription usually 5 EUR per medication
Co-payments
In the pharmacy with red prescription
usually 5 EUR per medication
In hospital 10 EUR a day for a maximum of 28 days a year
Possibility of reimbursement, so collect receipts
International Students Office (IStO)

7. Payment of Contributions
The contributions are to be paid for 1 semester in advance
The health insurance companies also accept a monthly health insurance payment, usually as direct debit from your account
What to do if there is not enough money in the account?
Get in touch (phone, , or visit)
We can suspend one month's payment and then debit double
If no contribution is paid for 2 months and no discussion about payment in installments took place, then expulsion may occur, ending your enrollment!
International Students Office (IStO)

8. Good Luck with your studies at kit!
International Students Office