1. Helping You Build Your Pipeline & Close More Business

2. What Do You Currently Do With Your Clients Prospects That Have a Sub-Qualifying Credit Score?

3. You spend your time, energy & money to find them
What Do You Currently Do With Your Clients Prospects That Have a Sub-Qualifying Credit Score?
You spend your time, energy & money to find them

4. You spend your time, energy & money to find them
What Do You Currently Do With Your Clients Prospects That Have a Sub-Qualifying Credit Score?
You spend your time, energy & money to find them
Perhaps they have the down payment & debt to income ratio

5. You spend your time, energy & money to find them
What Do You Currently Do With Your Clients Prospects That Have a Sub-Qualifying Credit Score?
You spend your time, energy & money to find them
Perhaps they have the down payment & debt to income ratio
But because of past mishaps they just don’t have the credit score

6. FES has over 10,000 Agents Nationwide that work with professionals in…
Real Estate

7. FES has over 10,000 Agents Nationwide that work with professionals in…
Real Estate
Mortgage

8. FES has over 10,000 Agents Nationwide that work with professionals in…
Real Estate
Mortgage
Automobile

9. FES has over 10,000 Agents Nationwide that work with professionals in…
Real Estate
Mortgage
Automobile
Banking

10. FES has over 10,000 Agents Nationwide that work with professionals in…
Real Estate
Mortgage
Automobile
Banking
Solar

11. We help consumers with sub-qualifying credit scores, increase those scores!

12. We help consumers with sub-qualifying credit scores, increase those scores!
In Business since 2004

13. We help consumers with sub-qualifying credit scores, increase those scores!
In Business since 2004
A+ rating with the Better Business Bureau

14. We help consumers with sub-qualifying credit scores, increase those scores!
In Business since 2004
A+ rating with the Better Business Bureau
Close to 250,000 clients

15. We help consumers with sub-qualifying credit scores, increase those scores!
In Business since 2004
A+ rating with the Better Business Bureau
Close to 250,000 clients
Help consumers in all 50 states

16. We help consumers with sub-qualifying credit scores, increase those scores!
In Business since 2004
A+ rating with the Better Business Bureau
Close to 250,000 clients
Help consumers in all 50 states
Headquartered in Farmington Hills, MI

17. United Credit Education Services
Credit Repair
United Credit Education Services
Track record since 2004

18. United Credit Education Services
Credit Repair
United Credit Education Services
Track record since 2004
A+ rating Better Business Bureau

19. United Credit Education Services
Credit Repair
United Credit Education Services
Track record since 2004
A+ rating Better Business Bureau
Certified by NACSO

20. Credit Repair United Credit Education Services Track record since 2004
A+ rating Better Business Bureau
Certified by NACSO
Removed nearly 1 million derogatory items for our clients

21. Credit Repair United Credit Education Services Track record since 2004
A+ rating Better Business Bureau
Certified by NACSO
Removed nearly 1 million derogatory items for our clients
Over 100,000 public records – Foreclosures, Tax Liens, BK’s

22. Credit Repair United Credit Education Services
We Provide the Fastest, Most Effective Credit Repair Service in the Industry
That’s a bold statement! Why can we say that?

23. Credit Repair United Credit Education Services
We Provide the Fastest, Most Effective Credit Repair Service in the Industry
Because It’s About How We Are Different Than Any Other Company

24. Credit Repair United Credit Education Services
The Fair Credit Reporting Act
Remove inaccurate, erroneous, obsolete & unverifiable items from a consumer credit report

25. The Fair Credit Reporting Act
Credit Repair
The Fair Credit Reporting Act
Remove inaccurate, erroneous, obsolete & unverifiable items from a consumer credit report
Force the Creditor to verify what they previously reported on a consumer’s credit report

26. Credit Repair What Type of Items Can Be Removed?
Inaccurate/Erroneous - Not listed correctly - Not the consumers item
- Should be inc. in a BK - Identity Theft - Wrong name or SS#
Obsolete
- Older than 7 yrs from the date of last activity yrs for a Bankruptcy
Unverifiable
- Creditor does not have proper info - Creditor doesn’t exist
- Creditor does not or chooses not to respond

27. Credit Repair What Type of Items Can Be Removed?
Late Payments, Charge Offs, Collections
Repossessions, Bankruptcies, Foreclosures Short Sales, Judgments, Tax Liens Student Loans, Public Records Closed Accounts, Medical Bills Damage From Identity Theft

28. What Do We Do Differently Than Other Companies?
Credit Repair
What Do We Do Differently Than Other Companies?
We dispute all derogatory items Immediately
Most companies in this industry only dispute 1 – 2 items every 60 days prolonging the time to get a result

29. What Do We Do Differently Than Other Companies?
Credit Repair
What Do We Do Differently Than Other Companies?
We dispute all derogatory items Immediately
We involve the client in the process
Our clients get an online account so they can see their credit score and items being disputed. They receive the dispute letters from us & the results directly from the credit bureaus

30. Credit Repair What Do We Do Differently Than Other Companies?
We dispute all derogatory items Immediately
We involve the client in the process
We provide our referral partner with an online portal
You can monitor the progress of your client 24/7

31. What Do We Do Differently Than Other Companies?
Credit Repair
What Do We Do Differently Than Other Companies?
We dispute all derogatory items Immediately
We involve the client in the process
We provide our referral partner with an online portal
And, we have other services to increase the clients score!!

35. You Will Also Have Online Access
Credit Repair
You Will Also Have Online Access

38. Click the Client Name and See a Progress Summary Report

39. We Don’t Just Repair Credit
We Restore Credit
Credit Monitoring – Access to their credit, insurance scores and credit reports 24/7. Alerts if there is any change in the clients credit history or credit scores
Smart Credit®

40. We Don’t Just Repair Credit
We Restore Credit
Credit Monitoring – Access to their credit, insurance scores and credit reports 24/7. Alerts if there is any change in the clients credit history or credit scores Positive Credit Builder – Analysis of their credit profile with specific recommendations on building a positive credit rating
Smart Credit®

41. We Don’t Just Repair Credit
We Restore Credit
Credit Monitoring – Access to their credit, insurance scores and credit reports 24/7. Alerts if there is any change in the clients credit history or credit scores Positive Credit Builder – Analysis of their credit profile with specific recommendations on building a positive credit rating Credit Attorney – Taking legal action to insure credit bureaus are compliant to the law, & preventing abusive debt collectors and suing for money damages
Smart Credit®

42. We Don’t Just Repair Credit
We Restore Credit
Debt Zero – Debt pay off system showing clients how they can use the same amount of money to pay down debt sooner, get out of debt faster, & raise their credit score

43. We Don’t Just Repair Credit
We Restore Credit
Debt Zero – Debt pay off system showing clients how they can use the same amount of money to pay down debt sooner, get out of debt faster, & raise their credit score
Identity Theft Protection – As we help a client raise their score they become a target for identity thieves. We prevent that from happening with LifeLock®
LifeLock®

44. The Majority of Companies Charge Over $100 per Month for Credit Repair Only & Don’t Get the Same Level of Results
Do not address all items immediately
Do not Involve the Client in the process
Do not provide an online Client portal
Do not have other services to help increase the client’s credit score

45. The Majority of Companies Charge Over $100 per Month for Credit Repair Only & Don’t Get the Same Level of Results
Do not address all items immediately
Do not Involve the Client in the process
Do not provide an online Client portal
Do not have other services to help increase the client’s credit score

46. The Majority of Companies Charge Over $100 per Month for Credit Repair Only & Don’t Get the Same Level of Results
Do not address all items immediately
Do not Involve the Client in the process
Do not provide an online Client portal
Do not have other services to help increase the client’s credit score

47. The Majority of Companies Charge Over $100 per Month for Credit Repair Only & Don’t Get the Same Level of Results
Do not address all items immediately
Do not Involve the Client in the process
Do not provide an online Client portal
Do not have other services to help increase the client’s credit score

48. We Don’t Just Repair Credit
We Restore Credit
A Plan That Repairs, Increases, Monitors, Protects & Restores Peoples Credit Score!

49. We Don’t Just Repair Credit
We Restore Credit
$99 one-time activation!
$89
& only
Per Month

50. Youth Financial Literacy Foundation ‘The YFL’
Each Protection Plan Donates $2 Each Month
6 Week Financial Education Curriculum
Financial Literacy In Schools Across America
Annual College Scholarships – $100k in 2016
$180,000 in 2017

51. Create a Positive Trade Line on a Clients Transunion Credit Report
for Up to 2 Years of Rental Payments

52. Secured Credit Card Program That Reports to all 3 Credit Bureaus

53. Just a Few of Our Clients & Referral Partners
“My credit score improved substantially in a short amount of time and I was able to purchase a new car. My credit score has increased so much so that I just closed escrow on a new home. There's no doubt that I couldn't have done it without them, and I couldn't recommend them more highly.” Julia Plummer, New Home Owner

54. Just a Few of Our Clients & Referral Partners
“One of my clients began working with the credit restoration service about a year ago. Now, I’m so excited because their credit score has increased to the point where we have them in escrow to buy a new home. As a real estate agent it’s great to know that this service can help people get back into a position to buy a home”
Griselda Alvarado, Signature Realty Network

55. Just a Few of Our Clients & Referral Partners
“I am so thankful to you for helping my clients clean up their credit! Our Guzman client FICO scores went up from 530 to 678 in a little
over 6 months! Now I can move forward with the financing. Our plan is that they will be in their new home before Christmas! You have done an awesome job!”
Damaris Lopez- Branch Manager, Movement Mortgage
MOVEMENT MORTGAGE®

56. Just a Few of Our Clients & Referral Partners
“I want to thank you. We’re closing a $580,000 mortgage loan for a client that you assisted with your service. If you hadn’t done what you did I wouldn’t have been able to do this loan. I want to let you know how much we appreciate you.”
Daniel Ruffner, Vice President Cadence Bank

57. Professionals from These Companies Refer Us Their Credit Challenged Clients
MOVEMENT MORTGAGE®

58. Benefits of Working With Us
Offer Value Added Services

59. Benefits of Working With Us
Offer Value Added Services
Build Your Pipeline of Buyers

60. Benefits of Working With Us
Offer Value Added Services
Build Your Pipeline of Buyers
Build Goodwill & Client Loyalty

61. Benefits of Working With Us
Offer Value Added Services
Build Your Pipeline of Buyers
Build Goodwill & Client Loyalty
Set Yourself Apart from the Competition

62. How We Can Work Together
Refer Us Your Credit Challenged Client

63. How We Can Work Together
Refer Us Your Credit Challenged Client
Submit Client Information Using Your Online Portal

64. How We Can Work Together
Refer Us Your Credit Challenged Client
Submit Client Information Using Your Online Portal
Call, or Text Us the Client Information

65. How We Can Work Together
Refer Us Your Credit Challenged Client
Submit Client Information Using Your Online Portal
Call, or Text Us the Client Information
We Will Call the Client Usually Within the Hour

66. How We Can Work Together
Refer Us Your Credit Challenged Client
Submit Client Information Using Your Online Portal
Call, or Text Us the Client Information
We Will Call the Client Usually Within the Hour
We Will Notify You of the Results of That Call

67. How We Can Work Together
Refer Us Your Credit Challenged Client
Submit Client Information Using Your Online Portal
Call, or Text Us the Client Information
We Will Call the Client Usually Within the Hour
We Will Notify You of the Results of That Call
Monitor the Progress by Using Your Online Portal

68. How We Can Work Together
Here’s Another Option!
You Can Represent FES as an Independent Agent & Sell the Protection Plan Directly

69. How We Can Work Together
Here’s Another Option!
Earn the Commission & Develop Residual Income

70. How We Can Work Together
Here’s Another Option!
Earn the Commission & Develop Residual Income
Our Staff Does All the Service Delivery

71. How We Can Work Together
For More Information on Referring Us Your Credit Challenged Clients
-or-
Becoming an Independent FES Agent

72. How We Can Work Together
Get in contact with the FES Agent that sent you this presentation or posted it online
WELCOME