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2. Disclaimer
This presentation is for informational purposes only and does not constitute an offer or solicitation to sell membership interests or securities in the Company or any related or associated company. Any such offer or solicitation will be made only through a confidential offering memorandum or other offering materials and in accordance with all applicable federal and state securities laws and regulations. You must complete an investor questionnaire and meet suitability standards required by law. The information herein does not constitute investment advice or counsel or solicitation for investment in any security. The information herein does not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of, or be relied on in any connection with, any contract or commitment whatsoever. The Company expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (i) reliance on any information contained herein, (ii) any error, omission or inaccuracy in any such information or (iii) any action resulting therefrom.
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3. Pricing is combination of Art & Science
Learn by Doing!

4. Exit Strategies Reinstate the Loan Discounted Payoff Payment Plan
Forbearance Plan
Loan Modification
Short Sale
Refinance
Deed in Lieu of Foreclosure
Foreclosure
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5. Reinstate the Loan Borrower pays the arrears and late payments and
starts making payments again.
Can be partial payments
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6. Discounted Payoff Borrower pays less than the unpaid principal balance
of the loan as final and total.
Example: UPB of Loan $49,000
Lender accepts a 25% discount on payoff as final
payment. Borrower pays $36,750 and is relieved of
the balance.
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7. Payment Plan Three Types:
Forbearance Agreement: Arrears and late fees or a
portion is added to the back of the loan and the time is
payment time is extended
Loan Modification: Terms of the loan are changed
and in effect a new loan is written. Loan
Modifications are recorded.
Workout: A new payment plan is put in place that BENEFITS
the borrower, ie Lower payment, lower principal, extended
terms. Done in letter form and if new default reverts back to the
original note
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8. Short Sale Assist the Borrower in selling the home for less than
the unpaid principal balance.
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9. Deed in Lieu Borrower gives up the deed to prevent the lender from
foreclosing.
Home becomes REO
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10. Foreclose Foreclosure can be started on a large number,
however it is rarely completed.
Determine Costs
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11. History
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