1. Module 6: Nontraditional VA Mortgage Programs, Part 1
8-Hour SAFE Comprehensive Continuing Education

2. Module 6: Nontraditional VA Mortgage Programs, Part 1
6.1 VA Benefits - Home Loans
Contributions of the GI Bill to Real Estate
Benefits of VA-Guaranteed Loans
VA Loan Amounts
Guaranty Amounts

3. Module 6: Nontraditional VA Mortgage Programs, Part 1
6.2 VA Requirements
Determine Eligibility
Wartime Service
Gulf War
Peacetime Service
Peacetime Service After 09/07/80 (enlisted) or 10/16/81 (officer)
Selected Reserve or National Guard
Others Who May Be Eligible
Certificate of Eligibility
Qualifying Property
Minimum Property Requirements

4. Module 6: Nontraditional VA Mortgage Programs, Part 1
6.3 VA Underwriting Guidelines
Employment and Income Stability
Credit History
Residual Income and Qualifying Ratio
Residual Income
Debt-to-Income Ratio
Underwriting VA Loans with Nontraditional Credit
Examples of Underwriting Deficiencies

5. Module 6: Nontraditional VA Mortgage Programs, Part 1
6.4 Interest Rate Reduction Refinance Loan
Eligibility for an IRRRL
IRRRL Application Process
IRRRL Loan Limits
VA Funding Fee