1. Introduction RISK MANAGEMENT BRAINSTORMING IDEAS (Defensive Driving)
The information in this unit will also be covered under the title of Driving in Adverse conditions

2. Webster’s Dictionary Definition of Risk
1 possibility of loss or injury
2 A dangerous factor or element
3 A person or thing that is a specified
hazard to an insurer

3. STATISTICS Leading cause of death among teenagers
Risk of a crash for a yr, old is 3x’s higher than for yr. Old drivers
Night time hazards (visibility,fatigue,alcohol)
In the first nine hundred miles of driving you are more likely to have an accident or get a ticket

4. Defense in sports: protect the goal. Football: end line
Basketball: basket
Volleyball: floor

5. Defense in Driving: To protect car and self (passengers) from ???????
????= Accident
Accident = injury, death, damage to car, property, =
$$$$$$$$$$$$

6. Defensive Driver: Being careful to prevent accidents in spite of
incorrect actions of others or
bad driving conditions.

7. FACTORS THAT HAVE AN INFLUENCE ON THE RISKS “DRIVER ERRORS”
USE OF DRUGS/ALCOHOL
EMOTIONAL FACTORS
ROAD RAGE
FATIGUE
PHYSICAL IMPAIRMENTS SIGHT

8. Driver Error Ignore traffic signs or signals Inattentive Distracted
Tailgating
Weaving in and out
Speeding
Short tempered
DWI/DUI
Fatigue
Poor judgement

9. Factors that Influence Risk
Driver Error
Weather
Type of Road
Traffic
Time of Day/Time of Year
Vehicle

10. 1- WEATHER-
A) rain
B) snow
C) fog
D) wind

11. TRAFFIC
A) Other Road Users
B) Congestion
C) Too fast/ Too slow

12. TIME OF DAY
A) Night
B) Early Morning
C) Dusk
*Seasonal Changes

13. VEHICLE
A) Maintenance
- Daily Checks
Long Term Checks
Seasonal Checks

14. ROADS-
A) Local
B) Highway
C) Rural
D) Road Contours

15. Take steps to protect self:
Use seatbelts
2 hands on wheel
Use signals
Safe car (air bags)

16. Attributes of a Defensive Driver
Alert
Prepared
Don’t panic
Anticipate – predict outcome
Know & follow rules
Attentive
Communicate Intentions
Good Judgment
Focused
Patient
Careful
Rested
Physically sound
Mentally sound
Plan ahead
Good vision skills

17. Attributes of Teen Drivers
Easily distracted
Hesitant
Poor judgment
Impulsive
Take chances
Careless
Thrill seekers
Over confident
Immature
Inexperience
Identify risk
Judge distance & space
Identify important clues
Risk Taker
Speed
Tailgating
Don’t use seatbelt