2. THE NATION’S LARGEST FAMILY OF TITLE INSURERS
Ticor Title is a member of the Fidelity National Financial family of companies and part of the nation’s largest group of title companies and title insurance Underwriters. As a group, our underwriters issue more title insurance policies than any other title company in the United States. Our parent company, FNF is ranked number 472 on Fortune’s list of America’s largest companies, and is a leading provider of title insurance, mortgage services and other diversified services.
With $4.04 billion in Title related revenue, net earnings reaching over $336 million, and $1.8 billion reserve for claims losses as of September 2012, the FNF family of title companies leads the industry with its unparalleled financial strength.
Our national and local brands are well-known throughout the industry and in each of the local communities they serve. Maintaining multiple brands has been a key element of our success at both the national and local levels.
Collectively our brands represent the best in the title insurance industry because of their strength and well-established deep local roots and relationships.

3. PRESENCE AND DOMINANCE
Without question our footprint is national in nature. With services available in every state, we not only have a presence in the local markets, but have worked hard to be the dominant market share leader in those same locations.
Others 12%
Old Republic 15%
FNF 35%
Stewart 12%
First American 26%
As a group, we hold the largest market share in the industry – outpacing competitors and showing clear leadership in the industry.
ALTA Market Share : June 2014

4. NATIONWIDE NETWORK OF LOCAL RESOURCES
Expertise at the Local Level
Our strengths don’t only exist at the national and regional levels. They extend deep into the local communities that your organization serves. Because our business relies so heavily on strong relationships with local real estate agents, brokers, builders, and other real estate professionals, our local management and sales teams are well positioned to help introduce and integrate your organization’s Retail Lending Managers and Loan Officers into these same communities.
Our network of offices around the county provide a unique structure for lenders that require title & settlement services in multiple geographic locations.
Connect with our local operations and your organization’s management teams to discuss:
Using our mutual contact to deepen current relationships
Leveraging our close ties to the real estate community to make new introductions
Growth strategies and how we can help you enter new markets
Strategic product and services to deepen relationships
Partnering our Sales Teams with your organization’s Loan Officers

5. PREMIER SERVICES, SLAs, AND ACCOUNTABILITY
Our customers require premier title and settlement services, rapid response and turnaround times, and industry expert partners. Our teams possess the knowledge and expertise to handle local and national business, and are accountable to specific turn-times, quality, and customer satisfaction metrics that are customized to meet each lender’s needs, supported by documented work-flows and service-levels.
Fee sheet delivered instantly upon order receipt
Title is completed within 3 business days in most geographic areas
CPL & Wire instructions delivered with completed title product
Title curative items are cleared within 7 business days following delivery of the completed title product
Signings scheduled within 4 hours from receipt of request, dates and times are confirmed with the borrowers
Signings performed in our officers of through mobile notaries, based on customer and borrower preference
HUDs are delivered within 4 hours from receipt of Loan Documents
Executed Loan Documents are uploaded to our web site within 24 hours of document signing
Final HUD is delivered within 24 hours from disbursement and posted to our web site
Final Loan Policy is completed within 30 days from the disbursement of the loan
We work closely with our lender partners to establish work-flows and service levels that meet their needs, and these can be measured, tracked and reported daily, weekly and monthly. This ensures that we are accountable for delivering on what we promise and eliminates any surprises.

6. At the time of order placement, our customers can choose:
SUPPORTING TECHNOLOGY
One Customer Web Site Providing a Variety of Fulfillment Options
Our lender portal serves as a critical component to our ability to provide our you the level of service that you expect in a premium partner. Lenders who originate in a dispersed geographic market need consistent, streamlined and integrated access to title and settlement services and transaction information on a 24/7 basis to increase efficiency and eliminate complexity.
Ensuring that our lender clients can continue to work with our local operations ensures that there is no sacrifice of relationship.
At the time of order placement, our customers can choose:
Ticor Title or another family company
Specific Ticor Title escrow officer
24 x 7 Access:
Place Orders
Check status of transactions
View documents
Obtain a title and escrow rate quote
All of this means
a Single Point of Contact for local, regional and national title and settlement fulfillment.

7. A B REFINANCE ESCROW RATES
Ticor Title Company 9.3 Centralized Expedited Bundled Refinance Escrow Rates A
For residential refinance loan escrows initiated and coordinated through the Company’s centralized electronic platform, serving as a central point of contact and entry and primary contact with lender for order tracking, processing and reporting. Services included: title curative service, subordination service, recording service, quality control review and imaging of loan documents.
Loan Amount
 ??????? B
For residential refinance loan escrows initiated and coordinated through the
Company with centralized electronic platform with order tracking and
processing capability, serving as a central point of contact and entry with
lender. Services include the services provided in Section 9.3 (A) and the
following additional services: prepare escrow documents, receive lender
funds, order demands and make payoffs on previous loans or encumbrances
by either check or wire transfer, disburse balance of proceeds by either check
or wire transfer up to 10 payees, prepare final HUD-1 closing statement,
receive loan package from lender, send copy of completed package back to
lender, electronic receipt and printing of loan documents, single document
signing sessions including all applicable notary fees, subordination service
with document preparation, electronic imaging and delivery of loan package.
Loan Amount Rate
Loan amounts to a maximum loan of $5,000,000
FEE $525.00
State of California • Effective: May 17, 2012

8. 112 CENTRALIZED REFINANCE RATES
The charge for a loan policy issued in connection with loan transactions which meet the criteria set forth below shall be as follows:
Centralized Refinance Rate I • AMOUNT OF INSURANCE
$1 - $250,000
$360
$250,001 - $500,000
$540
$500,001 - $750,000
$660
$750,001 - $1,000,000
$800
$1,000,001 - $1,250,000
$925
$1,250,001 - $1,500,000
$1,000
$1,500,001 - $2,000,000
$1,075
$2,000,001 - $3,000,000
$1,300
The Centralized Refinance Rate I applies only to loan transactions which meet the following criteria:
The loan is not in excess of $3,000,000;
The loan is secured by a mortgage or deed of trust encumbering real property improved with a one-to-four family residential dwelling unit or residential condominium unit;
The loan proceeds must be used to refinance an existing loan secured by the same property;
Electronic and paperless order opening and electronic and paperless delivery of the preliminary report or commitment; and
The new policy coverage is ALTA in form (including an ALTA Loan Policy or ALTA Short Form Residential Loan Policy) with streamlined searching providing for generic exceptions for CC&Rs, easements, minerals, mineral rights or survey matters.
Note 1: Not applicable to construction loans or loan policies issued concurrently with owner’s policies.g

9. TICOR - FNF MULTI-STATE FULFILLMENT CENTRALIZED 1 REFINANCE RATES
Title Search Fee
$1- $250,000
$250,001- $500,000
$500,001- $750,000
$750,001- $1,000,000
$1,000,001- $1,250,000
$1,250,001-$1,500,000
ALABAMA
$360
$540
$660
$800
$925
$1,000
ALASKA
$195
TRADITIONAL RATES APPLY
ARIZONA
ARKANSAS
CALIFORNIA
COLORADO
CONNECTICUT
DELAWARE
DIST OF COLUMBIA
FLORIDA
GEORGIA
HAWAII
TRADITIONAL RATES APPLY/RATES MAY VARY BY AGENT
IDAHO
ILLINOIS
INDIANA
IOWA
KANSAS
KENTUCKY
LOUISIANA
MAINE
MARYLAND
MASSACHUSETTS
MICHIGAN
MINNESOTA
MISSISSIPPI

10. TICOR - FNF MULTI-STATE FULFILLMENT CENTRALIZED 1 REFINANCE RATES
Title Search Fee
$1- $250,000
$250,001- $500,000
$500,001- $750,000
$750,001- $1,000,000
$1,000,001- $1,250,000
$1,250,001-$1,500,000
MISSOURI
$360
$540
$660
$800
$925
$1,000
MONTANA
NEBRASKA
NEVADA
NEW HAMPSHIRE
NEW JERSEY
$195
TRADITIONAL RATES APPLY
NEW MEXICO
TRADITIONAL RATES APPLY/RATES MAY VARY BY AGENT
NEW YORK
NORTH CAROLINA
NORTH DAKOTA
OHIO
OKLAHOMA
$995
OREGON
PENNSYLVANIA
RHODE ISLAND
SOUTH CAROLINA
SOUTH DAKOTA
TENNESSEE
UTAH
VERMONT
VIRGINIA
*WASHINGTON
WEST VIRGINIA
WISCONSIN
WYOMING