1. Building Competences in the FINtech Ecosystem
Bram Timmermans
Associate Professor NHH

2. Fintech Ecosystem in Constant Development (Danish example)
March
2017
August
2017

3. Increasing Environmental Uncertainty
Needed information is known and available
Constant need for new information
Information overload
Not known what information is needed
STATIC
COMPLEX
DYNAMIC
SIMPLE
COMPLEXITY
RATE OF CHANGE
Fintech Revolution

4. Questions
How do I make sense of the changing dynamics (challenges and opportunities) in the fintech ecosystem?
How can we profit from the technologies we develop?
How should we react to entry of new players on the market?
Established players (like facebook, google and apple) and startups
Technological competences?
Complementary assets?
Competition, collaboration, coopetition?
What competences do we need?
How to make the “right” decisions in such uncertain environments?

5. NHH EMBA In Fintech

6. The Program in a Nutshell
Innovation of
finance
A broad take on “Fintech”
Problem-driven structure
Innovation in
finance
Interdisciplinary approach
Guest lectures from
international universities
Participants from a broader
set of industries
Guests from “the real life”

7. Our Approach to Fintech
What is Fintech?
Technology-enabled business model innovation in the financial sector
Why is Fintech interesting?
Innovation of finance will spur dramatic changes in the financial sector and beyond, by having major impacts on value creation and value capture, on the threats and opportunities faced by firms, and on broader market developments
NHH EMBA In Fintech
Opportunities and threats created by Fintech arise from the interaction between elements traditionally studied within fields such as technology, finance, strategy, marketing or leadership.
Proper understanding of the different fintech-phenomena and their potential consequences, requires a tailored program that integrates and combine relevant knowledge from different fields
NHH’s EMBA in Fintech is intended to be such a program

8. Norway/the Nordics leading the way in the Fintech Revolution?
High adoption rate of digital technologies in general.
Lead users of digital banking services.
High level of trust
Parallel with mobile communication technology where the Nordics took the lead in developing an international standard (from NMT to GSM)

9. Interested and want to know more?
Please contact Eirik Sjåholm Knudsen, profile coordinator