1. Insurance and Safety
Vault Lesson 5

2. Risk
Risk
An activity or action that might be dangerous

3. Types of risks Personal Risk Property Risk Financial Risk
Risks that directly affect an individual
Property Risk
Risks that affect a person’s property
Financial Risk
Risks that affect a person’s money and other finances

4. Personal Risks Examples of personal risks are
Riding a scooter without a helmet
Not wearing a helmet when you ride a bike
Not wearing your seat belt

5. Reducing Personal Risks
People can reduce personal risks by
Wearing sunscreen at the beach
Not spending too much time staring at the computer screen
Looking both ways before crossing the street

6. Property Risks Examples of personal risks are
Leaving a candle burning in your room while you are at school and no one else is around your house
Leaving the windows open in your house while you and your family are away on vacation

7. Protecting your Property
A car is property. To protect a car from being damaged you can
Keep it in a garage
Drive safely
Wash it regularly

8. Financial Risks Examples of financial risks are
Loaning your friend money for lunch

9. Risk Management Risk Management
Stuff you do to make risks less dangerous or not dangerous at all

10. Controlling a risk
When you take most of the danger or uncertainty out of a risk you are controlling a risk.

11. “Safe risks” Some risks are considered ‘safe risks”.
Examples of “safe risks” are
Ordering a new flavor of ice cream
Trying a new food
Wearing clothes that are not considered “cool”
Reading a book above your reading level

12. Risk Prevention Risk Prevention
Stuff you do to stop consequences of risks from happening

13. Health insurance
Health Insurance
Helps people pay for medicine and doctors when they are sick or hurt
Is used by people to pay their medical bills
Everyone needs health insurance, not just people who are sick

14. Reducing Your Health Risk
You can reduce your chance of getting sick with a cold by
Getting lots of sleep and taking vitamins

15.
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Complete Lesson 5: Insurance and Safety
You might want to review this PowerPoint before you take the 10 question post assessment for this lesson.