1. The 90-24 Contract Transfer Process and Rollover Procedure for
D300’s 403(b) and 457(b) Plans

2. When can I transfer or rollover my account to The Standard?
Beginning Monday, February 11th
Instructions are explained in this presentation.
Asset transfer benefit for variable annuity surrender charges received by The Standard through Jan. 31, 2009.

3. Variable annuity surrender charges
Surrender charge — sales charge for transfers or withdrawals from variable annuity contract during surrender period
– Reduces value of and return on your investment
Surrender period — set period of time, typically six to eight years after purchase of annuity

4. Why transfer your existing funds?
The more assets in D300’s plan, the lower your investment costs
Variable annuity surrender charges will be credited by The Standard if transferred before Jan. 31, 2009
It’s easier to manage your money when it’s all in one place.
StanCorp Investment Advisers, Inc. monitors your plan’s investments.

5. Transfers vs. rollovers
Contract transfer form is required to transfer existing 403(b) accounts to The Standard
Transfer form and authorization letter available on d300.benergy website
Rollover form is used to transfer funds from prior non-D (b) plans or other qualified plans with a previous employer, e.g. 401(k) or conduit IRA
Forms are in your D (b) enrollment booklet and on the Personal Savings Center under “Enrollment”

6. Contract 90-24 transfers and rollovers
Transfer from existing D (b) accounts to the (b) plan, but not the D (b) plan
Roll over from previous employer’s qualified plan to D300’s 403(b) or 457(b) plan
Not considered a taxable distribution

7. Ask your current 403(b) providers
To initiate a 403(b) transfer, ask your current provider these questions:
To transfer my funds to D300’s approved provider, what paperwork do you require?
Will you accept the Contract Transfer form provided by The Standard which also includes the Information Sharing Agreement for D300?
After you receive the necessary paperwork for the transfer, what is the expected timing for my account liquidation?
The topics of discussion during this session will be

8. Ask your current 403(b) providers
To initiate a 403(b) transfer, ask your current provider these questions:
Will a check be sent directly to The Standard and be payable to The Standard for the benefit (fbo) of me?
How will I be notified of the transfer is completed?
The topics of discussion during this session will be

9. Save copies for your records
Make copies of the paperwork you have completed for your records.
Take notes on your conversations with your 403(b) providers. (Names, dates and times)
The topics of discussion during this session will be

10. Transferring your existing D300 457(b) account
A contract transfer form will be sent to all 457(b) providers from the D300’s plan administrator
D300 has a 457(b) plan document and issues still need to be addressed by D300’s insurance committee
Transfer procedure will be communicated in April
The topics of discussion during this session will be

11. Things to remember
Contract transfer form required for existing D (b) accounts.
Rollover form needed to transfer funds from any other 403(b), 401(k) or IRA account to D300’s 403(b) or 457(b) plan.
Inquire first with your current provider before submitting transfer or rollover request.

12. Things to remember
Credit for surrender charges available for variable annuity surrender charges until Jan. 31, 2009.
For transfers of fixed annuities (GALIC), you’ll receive surrender value, not annuity value.
Questions? Call INFOLINE at , select “0” for client service representative.

13. Plan sponsors and participants should carefully consider the investment objectives, risks, charges and expenses of the investment options offered under the retirement plan before investing. The prospectuses for the individual mutual funds and The Standard Group Variable Annuity Contract and each underlying investment option in both the group variable annuity and group annuity contain this and other important information. Prospectuses may be obtained by calling Please read the prospectus carefully before investing.
StanCorp Equities, Inc., member FINRA/SIPC, distributes group variable annuity and group annuity contracts issued by Standard Insurance Company, and may provide other brokerage services. Third party administrative services are provided by Standard Retirement Services, Inc. Investment advisory services are provided by StanCorp Investment Advisers, Inc., a registered investment advisor. StanCorp Equities, Inc., Standard Insurance Company, Standard Retirement Services, Inc., and StanCorp Investment Advisers, Inc. are subsidiaries of StanCorp Financial Group, Inc. and all are Oregon companies.
© 2007 StanCorp Financial Group, Inc.

14. Start building a better future with District 300’s 403(b) and 457(b) plans today!!