2. TEENS SPENDING POWER $216.3 BILLION DOLLARS 25.3 MILLION TEENS ( AGES 13-18) PRODUCTS AND SERVICES U.S. Census Bureau

3. 61% OF TEENS OBTAIN MONEY FROM THEIR PARENTS AS A SOURCE OF INCOME

5. Requires the Free Enterprise curriculum to include instruction in personal finance beginning with the 2004-2005 school year and shall include instruction in personal finance; shall include but shall not be limited to: Income, Money Management, Spending and Credit, Savings and Investing.

6. 61% OF TEENS OBTAIN MONEY FROM THEIR PARENTS AS A SOURCE OF INCOME

7. On-line, interactive course High School Students College Students Teaches personal finance concepts Income Income Expenses Expenses Saving and Investing Saving and Investing Credit Credit Insurance Insurance ITS FREE!

8. AGE Start working Start working Married Married Purchase home Purchase home Retirement Retirement BUDGET Housing/Utilities Housing/Utilities Food Food Transportation Transportation Insurance Insurance Entertainment Entertainment

9. HOW IS IT INTERESTING TO STUDENTS? 20-40 minutes a module 20-40 minutes a module 12-24 hours all modules 12-24 hours all modules HOW LONG DOES IT TAKE TO COMPLETE? Follows storyline of 3 high school students – Andrew, Maria, and Jamie Follows storyline of 3 high school students – Andrew, Maria, and Jamie

10. Designed to be used in business, economics, math, social studies or personal financeDesigned to be used in business, economics, math, social studies or personal finance Self studySelf study Homework, project outside class or during class as a groupHomework, project outside class or during class as a group Entirely web-based Pre- and Post-testsPre- and Post-tests ModulesModules Life SimulationLife Simulation Grade bookGrade book Class/student setupClass/student setup Module retakeModule retake

11. Select/order modules Duplicate course Import class roster Date for release and completion Print modules/scores Student module retake Add modules Student evaluation Completion Certificate

12. Easier to read Easier to read List of modules to complete List of modules to complete Score for each module and average score for modules completed Score for each module and average score for modules completed Online survey Online survey

13. How would you evaluate the curriculum? Very Good to Excellent How would you evaluate the technology? Very Good to Excellent How would you evaluate the student reaction to curriculum and technology? Good to Very Good

14. Update insurance modules Add Identity Theft Modules Used in colleges Offered as part of GED Release Middle School version in 2011 Changes to Web site and technology in 2011 –Hand held devices/tablets –Browsers –Jump around in modules –Email student score to parents –Student email teacher question –Manage font size/audio options –Simulation

16. 10. Adaptable for the teachers use, curriculum and technology changes. 9. 24/7 toll-free number for teachers and online technology support. 8. Teacher suggestions are given top priority as to future changes in technology, admin site and curriculum. 7. Provides understanding of the importance of taking control of one's financial life. 6. Life simulation incorporates students life plan into the curriculum.

17. 5. Teachers do not require training or expertise to use the course with students. 4. Students can complete the course outside class room. 3. Tests students understanding of each concept as it is presented. 2. Comprehensive personal finance curriculum. 1. ITS FREE!

19. Auto Financing 101 : Making Smart Vehicle Financing Decisions Brought to you by AWARE www.AutoFinancing101.org

20. Kit for Use by Educators To Teach Auto Financing Download www.autofinancing101.org Brochure explains basics, step to take before, during and after Auto finance calculator Auto Financing Tune Up quiz to test students knowledge Glossary of auto financing terms