1. The Purpose and Importance of Credit
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2. Financial Literacy: Credit Basics
Watch and complete Financial Literacy: Credit Basics videos and worksheets
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3. Independent Practice-1 Credit Card Comparison
Use the Internet to research at least three available credit cards. They may
be cards offered by one company or cards offered by competing companies.
Find information about the credit cards including:
The names of the company and card
Card type (traditional, reward, business, etc.)
Credit needed to be approved
APRs (intro, regular and default)
Annual fees
Late fees
Over-the-limit fees
Credit limits
Rewards
Put all of the information found on the Researching Credit Cards table located under Documents and Examples.
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4. Independent Practice-2 Credit Guidelines
Knowing what you now know about credit, create a guidelines of credit presentation which will help educate other individuals in your community about credit. This may be done with a partner or individually.
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5. Independent Practice-2 Credit Guidelines
1. Use information from Financial Literacy: Credit Basics Worksheet and/or research from credible sources found online.
2. Develop a PowerPoint presentation to present to the class which contains at least the following:
Eight slides, Credit Terminology & Graphics on each slide
Title slide with group members names (Slide 1)
Five guidelines for credit (Slide 2)
Who are the big 3 credit bureaus (their history, their data, etc.) (Slides 3-5)
3 instances credit can help (Slide 6)
3 ways credit can hurt (Slide 7)
Original quote about credit for your audience (Slide 8)
3. The presentation may focus on negative aspects of credit, positive aspects of credit, or a combination of the two. Include any possible consequences or positive results of using credit.
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