1. THE EXAM PROCESS
Gaye DeCesare
June 7, 2013

2. Compliance Audits Internal reviews Independent Tests Previous findings
Policies/Procedures/Practices
Independent Tests
BSA, ACH, SAFE Act, Website
Previous findings
NCUA Examiners
Internal/External Auditors
Compliance reviews

3. NCUA Exam - Before Be prepared Previous Findings
Policies and procedures
Account documents
Training records
Board minutes
Previous Findings

4. NCUA Exam - Before NCUA guidance AIRES questionnaires Examiner’s Guide
National Supervision Policy Manual
Letters to CUs
Reg Alerts

5. NCUA Exam - During Be available Be courteous Be respectful
Ask questions, but don’t argue

6. NCUA Exam - After Exit Meeting/Joint Conference Examiner’s Report
Enforcement Powers
Document of Resolution (DOR)
Letter of Understanding and Agreement (LUA)
Cease and Desist Order

7. (in the nicest possible way)
NCUA Exam - After
Happy? Sad? Angry?
Let them know!
(in the nicest possible way)

8. Questions?

9. How COMPASS Can Help Full Line of Services
General compliance support
Compliance and Risk Assessments
Staff and volunteer training
Advertising and marketing review
Web site review
Independent tests (BSA, ACH, SAFE Act)
Pre/post exam areas of concern
Policy review

10. Disclaimer
This program is designed to provide accurate and authoritative information. It is done with the express understanding that COMPASS 4 CUs, LLC and its employees are not engaged in rendering legal advice. If legal advice is required, consult an attorney.

11. THANK YOU!