1. Tradex RESP -Registered Education Savings Plans
DONATION PROGRAM

2. Who is Tradex?
Founded in 1960 by members of the Trade and Commerce and External Affairs, where the name comes from. We are a not-for- profit mutual fund company offered exclusively to past and present Public Servants and their families. We also offer financial advisory services with access to most of the over 5,000 mutual funds in Canada, GICs, High Interest Savings Accounts, and Insurance products.

3. 2018 Fundraising Partner-Special Events

4. What is an RESP?
Registered Education Savings Plans (RESPs) help you save for a child’s education.
The Government of Canada provides a 20% cash grant of up to $500 per year per child until age 17 (Quebec additional 10%).
The grant room is cumulative and allows you to catch up on “unused” grant, for a maximum of $1000 per beneficiary in any one year.
Contributions are not tax-deductible. Income and gains grow tax- deferred, and are then favorably taxed in the hands of the student when withdrawn.

5. GCWCC 2018

6. What’s the catch? No catch!
How: Tradex is not-for-profit. The ‘A’ version pays commission we do not normally collect hence we are free to donate in your name. 5% Commission donated, 6 year hold period, 10% free switch each year.

7. What are some of the RESP Options?

8. Why invest in RESPs?
The annual combination of a $2,500 contribution and a $500 Canada Education Savings Grant, compounding at 8%, can grow to $43,460 over 10 years
Transfer to Program at 5% donation is $2,173 to GCWCC
In Ontario tax credit is $832.46

9. RESP Program Donations
Over $72,000 donated
Since 2012

10. RESP PROGRAM DONATIONS
Year
Donation
2017
$7,761
2016
$13,350
2015
$9,254
2014
$24,763
2013
$6,892
2012
$9,802

11. Who has participated? 2012 $9,802 11 5 2013 $6,892 21 12 2014 $24,763
YEAR
DONATION
No. of Donors
No. of Departments
2012
$9,802 11 5
2013
$6,892 21 12
2014
$24,763 37 17
2015
$9,254 19
2016
$13,350 46
2017
$7,761 42 20
2018*
$3,079 23
*Accumulated so far, will be paid 1st inst. Sept. 2018

12. Transfer and Make a Major Impact!
One public servant transferred their RESP under the program and created a donation of …
$5,097 !

13. Major Impact! Helped 4 youth get off the street and into shelters, or
$5,097 donation to United Way is equivalent to :
Helped 4 youth get off the street and into shelters, or
Helped 3 people with Muscular Dystrophy purchase wheelchairs, or
Helped children in mentoring programs and their community with $91,746 in net future benefit (1$ invested returns $18 to community)

14. What do participants need to do?
Visit us at

15. Going Forward
Contact Information
Tradex Team (Blair, Brien, Debby, Luc, Jane, Isabelle, Danielle, Jorn) or
Send Information Electronically
Presentation Materials
Enrollment Forms
Presentations to your groups
Booth set up at various department events

16. Disclosure
This information has been provided by Tradex Management Inc. (TMI) and is for informational purposes only. It is not intended to provide legal, accounting, tax, investment, financial or other advice and such information should not be relied upon for providing such advice. TMI takes reasonable steps to provide up-to-date, accurate and reliable information, and believes the information to be so when printed.
Due to the possibility of human and mechanical error as well as other factors, including but not limited to technical or other inaccuracies or typographical errors or omissions, TMI is not responsible for any errors or omissions contained herein. TMI reserves the right at any time and without notice to change, amend or cease publication of the information.
Any investment and economic outlook information contained in this report has been compiled by various sources. Information obtained from third parties is believed to be reliable, but no representation or warranty, express or implied, is made by TMI. TMI assume no responsibility for any errors or omissions.
This report may contain forward-looking statements. Forward- looking statements are not guarantees of future performance. Forward-looking statements involve inherent risks and uncertainties, so it is possible that predictions, forecasts, projections and other forward-looking statements will not be achieved. We caution you not to place undue reliance on these statements as a number of important factors could cause actual events or results to differ materially from those expressed or implied in any forward-looking statement .These factors include, but are not limited to, general economic, political and market factors in Canada, the United States and internationally, interest and foreign exchange rates, global equity and capital markets, business competition, technological changes, changes in laws and regulations, judicial or regulatory judgments, legal proceedings and catastrophic events. The above list of important factors that may affect future results is not exhaustive. Before making any investment decisions, we encourage you to consider these and other factors.
Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. The rates of return include reinvestment of all distributions and do not take into account any sales, redemptions, distribution or optional charges or income taxes payable by an investor that could have reduced returns. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.