1. Vocabulary: (already in your glossary)

2. Basic Concepts: Compare costs associated with bank accounts
Calculate simple and compound interest
Use tables to calculate amount, interest or principal
Calculations involving appreciation and inflation
Record and graph values of shares over time and calculate dividends and dividend yield

3. Investing Money
When you have money to invest, different banks and other financial institutions pay different interest rates. comparison website What other costs are associated with investment accounts? What other considerations might there be if you were considering investing?

4. Simple Interest

11. Simple Interest Graphs
It can be useful to draw a graph of simple interest over time. A spreadsheet is also useful here.

19. Compound Interest
Compound interest is when you earn interest on your interest. Interest is calculated at the end of every time period and added on to the principal.

22. Compound Interest Formula

26. Using a table to find the value of an investment
A table like the one below can be used to find the value of $1 after a certain time. It can also be used to find how much needs to be invested now to achieve a certain amount in the future.

33. Inflation

37. Shares
A share is a part ownership in a company. Companies sell shares to gain money for capital. Any profits made (dividends) are divided amongst the shareholders. The return on the investment is called the percentage yield. A stockbroker manages an investor’s shares (portfolio) for a fee, usually a percentage of the value of the shares.