1. Lincoln PreservationEdgeSM SVUL
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Lincoln PreservationEdgeSM SVUL
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Hello! My name is [Name], and I'm here today to talk about your clients’ estate planning and business protection objectives.  
And with your participation we'll discuss some financial solutions that might help you address those goals with your clients and preserve their wealth for their loved ones or preserve the value of their business.
For broker/dealer use only. Not for use with the public. LCN

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“Man…hath by nature a power… to preserve his property — that is, his life, liberty, and estate…”
John Locke English philosopher, 1632–1704
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After all, [Read quote].
In other words, it’s natural for your clients to be concerned about their ability to transfer wealth to their heirs in a tax-efficient way, preserving a greater amount of their invested wealth.
Today, we will discuss an efficient product that offers a leading-edge solution to:
Death benefit protection
Wealth transfer solutions
Tax-deferred growth potential
For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN

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Agenda
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Looking for an edge?
Funds you know
Who should own it and why?
What it offers
Get a sharper edge
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Today we’ll go over [Read slide].
For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN

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Looking for an edge?
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Lincoln PreservationEdgeSM survivorship variable universal life (SVUL) is a basic accumulation SVUL product for:
Estate transfer
Tax-advantaged growth potential
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Discover Lincoln PreservationEdgeSM SVUL!
Now you can offer your clients leading-edge accumulation SVUL that provides death benefit protection and wealth transfer.
[Read slide]
For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN

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Looking for an edge?
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Lincoln PreservationEdgeSM SVUL offers:
Cost-effective death benefit protection
No-lapse provisions
Overloan protection
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Lincoln PreservationEdgeSM SVUL offers:
Cost-effective death benefit protection
No-lapse provisions to help clients hedge against a down market
Overloan protection if loans exceed the accumulation value in the event of a market downturn
For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN

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Looking for an edge?
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When selling Lincoln PreservationEdgeSM SVUL you can count on:
Customer-focused underwriting
Competitive compensation and rolling targets
The Strength of Lincoln
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When selling Lincoln PreservationEdgeSM SVUL you can count on:
Customer-focused dedicated underwriting teams with a table reduction program to age 70
Competitive compensation and rolling targets
The Strength of Lincoln
And Lincoln’s partnership with leading money managers allows your clients access to a combination of fund companies in one product.
The Lincoln National Life Insurance Company and Lincoln Life & Annuity Company of New York bring over 100 years of integrity and experience to the table and offer a fund lineup from well-known investment managers from the Lincoln Elite Series of Funds.
For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN

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Funds you know
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Lincoln Elite Series of Funds
Tailor the lineup to meet client needs with any combination of the following:
Active asset allocation
Passive allocation
Self-directed allocation
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Lincoln Elite Series of Funds
Tailor the lineup to meet client needs with any combination of the following:
Active asset allocation featuring Wilshire Funds
Passive allocation with eight cost-efficient funds by State Street Global Advisors (SSgA)
Self-directed allocation via a broad lineup of funds including Alliance Bernstein, American Funds, Delaware Funds, Fidelity, Franklin Templeton, UBS, Wellington
For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN

8. Who should own it and why?
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Couples
Death benefit protection
Potential source of supplemental income via policy loans and withdrawals*
Tax-efficient estate transfer
Business owners
Protection of investment in the event of owner or key person death or disability
Business survival
Legacy
*Loans and withdrawals reduce the death benefit and policy account value, may cause the policy to lapse, and may have tax implications.
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Lincoln PreservationEdgeSM SVUL is a survivorship variable universal life (SVUL) insurance policy that offers cost-efficient protection. It pays a benefit on the second death. This SVUL can provide a legacy for your clients’ heirs, or continuity protection for their business.
[Read slide and then elaborate with talking points below]
For couples, here’s how it works:
Benefit paid on second death
Life insurance transfers to beneficiaries tax-free
Life insurance can fund a trust
And for business owners, it works to preserve the continuity and value of the business. Here’s how:
Life insurance can fund key person and buy/sell agreements
Life insurance as part of continuity plan
Death benefit paid to heirs
For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN

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What it offers
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Lincoln PreservationEdgeSM SVUL
For both couples and business owners, it offers:
Cost-effective protection
A legacy
Account value growth potential
Account value access via policy loans and withdrawals*
Leverage potential
*Loans and withdrawals reduce the death benefit and policy account value, may cause the policy to lapse, and may have tax implications.
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What does Lincoln PreservationEdgeSM SVUL offer?
For both couples and business owners, it offers:
Cost-effective protection designed for tax-efficient estate transfer
A legacy for heirs or valuable protection for their business
Account value growth potential with flexibility to craft the policy portfolio from more than 60 investment options
Account value access through loans or withdrawals
Leverage potential for estate gifting strategies
For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN

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Get a sharper edge
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Lincoln PreservationEdgeSM SVUL — the next generation of Lincoln SVUL-IV
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[Hide slide if not appropriate for audience]
Lincoln offers a new and better SVUL.
Lincoln PreservationEdgeSM SVUL is the next generation of Lincoln SVUL-IV.
If you’ve recommended Lincoln Ensemble® SVUL or Lincoln SVUL-IV, you’ll really appreciate the benefits of this great product.
And to recap what those benefits were:
Cost-effective protection
Efficient wealth transfer
Tax-deferred growth potential
No-lapse provisions
Overloan protection
Customer-focused underwriting
Competitive compensation and rolling targets
The Strength of Lincoln
For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN

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Disclosure
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Important disclosures. Please read.
Lincoln PreservationEdgeSM SVUL is issued on policy form LN699 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker/dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. Contractual obligations are backed by the claims-paying ability of The Lincoln National Life Insurance Company.
Policies sold in New York are issued on policy form LN699 by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker/dealer. Contractual obligations are backed by the claims-paying ability of Lincoln Life & Annuity Company of New York.
Policy values will fluctuate and are subject to market risk and to possible loss of principal. Product and features subject to state availability.
Lincoln variable universal life insurance is sold by prospectus. Carefully consider the investment objectives, risks, and charges and expenses of the policy and its underlying investment options. This and other important information can be found in the prospectus for the variable universal life policy and the prospectus for the underlying investment options. Prospectuses are available upon request and should be read carefully before investing or sending money. For a current prospectus, please call or go to
This material was prepared to support the promotion and marketing of a variable universal life insurance product. Lincoln Financial Group® affiliates, their distributors, and their respective employees, representatives, and/or insurance agents do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used, and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Please consult your own independent advisor as to any tax, accounting, or legal statements made herein.
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For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN

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Thank you
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Questions?
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Thank you for your time!
For broker/dealer use only. Not for use with the public. LCN
For broker/dealer use only. Not for use with the public. LCN