1. Financial Aspects of Career Planning
Chapter 2

2. Choosing A Career Find ________ in your work Work just to make money
A job or a ________????
Job- work that you do mainly to earn money
Career-a commitment to work in a field that you find interesting and fulfilling

3. Career Choice is a Lifelong Challenge
Continued _________
Opportunities for growth
Choosing a ______career is a very important financial decision because it will
Affect your ____________
Affect your _____________

4. Factors Influence The Way You Will Live and Your Financial Conditions
Your career choice will
Affect the amount ________ you will make
The people you will meet
How much spare time you will have
Affect your __________ (goods and services you can buy)

5. A Career will require Trade-offs or ______________
Devote time and energy to work may affect your personal family time
Personal satisfaction suffer
Married vs being single
Challenged work versus not a very big salary
Transfer with work or turn it down because of family
May look for flex time to be with family

6. Balance between personal satisfaction and financial reward
A person must know their
_______
_________
__________
Goals
Personal Factors
What are your
___________
____________
Personal qualities

7. Career Training/Skill Development
Level of education
The more _________ the more money
Field of study
Some ___________will earn more money (medicine, lawyer etc.)
Adapt to each individual work situation
Good ________ make you an asset to your employer
Good ___________
Good working relations with co-workers
Creative
Excel by reading
Express yourself

8. What do you do best? What do you enjoy?
____________ – natural abilities that people possess
Sing
Working with numbers
Solve puzzles
What do you enjoy?
Interest inventories-match your likes, dislikes, interests with various kinds of work
Do you like?
Nature
outdoors,
Make things

9. Does Your Dream Job Exist?
_______________
Quiet (read book versus going out to parties)
Conservative (not a risk taker versus taking risks
Slow or fast (work well under pressure or do you need lots of time)

10. Making Career Decision
Balance
Need to balance between __________ and __________ for a job or career.
Making Career Decision
Review your situation
Changes in personal life or in society will affect your work life
Look at opportunity costs
Talk to people

11. Stages of Career Planning, Changes and Advancement
Assess __________ abilities, and interests. Research careers
Identify __________ in chosen field
Develop a ______and ______ Apply for jobs.
4. _________for available positions, improve interviewing skills.
5. Consider job offers. Accept the job that meets _________and personal requirements.
6. ______and implement a program for career development.

12. Career Opportunities: Now and In the Future
These factors may affect your career
_____________
Demographic trends-how people change over time
Elderly people require more assisted care
Leisure time require gyms, trainers
Working parents require child care facilities
Employment training require teachers.
Geographic trends-people and jobs move
Where are the fastest growing areas?
Where are the high paying jobs?
_______________
High interest rates, price increases, decreased demand for products
High interest rates reduce employment in housing-related industries
Less jobs in America because of jobs going overseas and products being made in other countries
Automation has taken over many tasks that was done by factory workers
Service industry is busier by providing adult care, fast food etc.

13. A MUST A MUST!!! Learn a variety of ____________
That includes how to ____________
Know more than one __________
Don’t limit yourself to one learned in high school, seek advice from your university professor to know the going global language
Chinese, German, Russian, French

14. Obtaining Employment and Developing a Career
Section 2.2

15. Employment Search Strategies
Obtaining Employment __________
_________ work
________ work
_________ and _____________
Class project or after-school activities

16. Using Career Information Sources
Libraries
Mass media
The _________
School Guidance Offices
_________ Organization
_________ Organizations
Contacts
_______________
Informational interview

17. Identifying Job Opportunities
Employment Agencies
Internet
Visit a company where you might want to work
Talk with people
Applying for a Job
Resume
Cover letter
Interview

18. Considering a Job Offer
Know about the job, ___________, _________
Work Environment
How do employers work with employees?
What are the values, goals of other employees-do they match yours?
Factors Affecting Salary
Salary depends on job experience/education
Raises
Measuring Employee ________
Health care, retirements benefits, certain needs of your family.
Compare benefits
What are the taxes?
Tax exempt-one which you won’t have to pay taxes (free life insurance)
Tax-deferred-pay income tax on it later after your retire like a 401k plan

19. Your Employee Legal Rights
Can’t refuse to hire a woman because she is _____________
CAN’T discriminate against ___________________________
Employer must pay social security benefits, unemployment insurance, and worker’s compensation funds in case of a work-related injury or illness

20. Long term Career Development
Can’t predict the future but continue to develop attitude, skills
Develop _________ skills
Develop great ____________
Be creative to help upcoming career problems-you may need to ask for help.
Take advantage of __________________
Take advantage of mentors in your field or another field

21. Changing Careers-Why? More ________________ Spouse job was transferred
Job affects you negatively physically or emotionally
Receive _________performance evaluations
No advancement with pay or promotion
Poor relationship with your supervisor or coworkers.

22. Students must bring for your resume!
Jobs, person who was your boss, manger or owner,
Address of job
Telephone number of employment
If you took college credit, get your GPA (KC gave you a login/password through the mail for this so login and find out)
Three references of an adult you know that isn’t the job person above. You need their title if they have one and their telephone number. This person is one that can tell me about your personally.
Honors or awards you may have won
Clubs including non-school (4-H, scouts)
Volunteer work ( mission trips etc.)
You need an adult name and telephone number for the volunteer and club.