1. Automated Underwriting
JULY STUDY GROUP

2. Upcoming Calls Tech Talk
September 4 at 10:00am CST
Tech Talk
SmartOffice and Outlook Calendars: Together At Last
September 11 at 10:30am CST
September 20 at 10:30am CST
Study Group
The Forgotten Asset

3. On the call Stoyan Petev Vice President of Advanced Design
Steve Schreiber
Assistant Vice President of Advanced Design

4. Agenda / Objective
Review were to find valuable annuity information on FHC’s website (i.e. Annuity Rate watch
Introduce Colorado Bankers and discuss what sets them apart

5. Annuity Rate Watch Demo
Steve Schreiber
Assistant Vice President of Advanced Design

6. Newest MYGA Addition - CBLA
CBL – Colorado Bankers Life
B++(Good) Rated
3, 5, 7 – Year Term
eApp Available
Issue Ages 0-90
No MVA
10% Free WD
RMD Friendly
Interest After 30-days, Annuitization After 12 mos
50% Nursing Home Waiver

7. Rates
CBLA-3 – 3.10%
CBLA-5 – 3.80%
CBLA-7 – 4.10%

8. Compensation CBLA-3 – 1.75% (0-80) CBLA-5 – 2.50% (0-80)

9. Upcoming Calls Tech Talk
September 4 at 10:00am CST
Tech Talk
SmartOffice and Outlook Calendars: Together At Last
September 11 at 10:30am CST
September 20 at 10:30am CST
Study Group
The Forgotten Asset

10. Thank you for the time!