1. BENEFITS BREAKDOWN
A Walmart Company

2. MEDICAL BENEFITS ELIGIBILITY - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Administrator
UHC
Based upon (Aetna, BCBS or UHC)
Eligibility Requirements
Full time working 30 hours
Executives: No wait
New hires: 1st day of the month following 30 days of employment
Transfer PT/Temp: 1st day of the month following transfer
Part Time: Eligible for discount only. Quarterly checks to see if 30 hour requirement is met to extend benefit offering.
New hire management: Date of hire
New hire hourly: 1st day of the month in which 89th day of employment falls
New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary averaging 30 hours/week
Dependent Eligibility
Spouse (incl DP)
Dependent children
Spouse/Partner (not covered for PT)
Other
Self-insured only: Castlight Doctor on Demand Grand Rounds Centers of Excellence for transplants, cardiac, spine, hip and knee replacement, and medical review of certain cancer types

3. MEDICAL BENEFITS ELIGIBILITY - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Medical Plans
  Contemporary HDHP
Value HDHP
 HRA
 HRA High
HSA
Kaiser CA High Option
Kaiser CA Low Option
Health Net Excelcare High Option
Health Net ExcelCare Low Option
Health Net Salud y Mas
Medical Funding
Self-insured
Fully-insured
Biweekly Associate Contributions
Associate Only
$28.90
$82.75
$22.48
$76.32
$26.10
$78.50
$29.10
$54.70
$26.40
$56.30
$36.80
$36.30
Associate & Spouse
$147.15
$201
$132.55
$186.40
$124.80
$265.90
$130.50
$220.60
$92.70
$223.20
$144.10
$171.50
Associate & Children
$128.36
$182.21
$112.29
$166.14
$41.90
$110.80
$45.70
$92.40
$39.60
$118.90
$75.60
$58.10
Associate & Family
$228.06
$281.91
$219.76
$273.61
$146.40
$284.60
$150.70
$261.30
$109.60
$172.50
$201.20
Individual Deductible
$3,000
$5,000
$2,750
$1,750
$1,000
$1,500
N/A
Family Deductible
$6,000
$10,000
$5,500
$3,500
$2,000
3,000
HRA Co. Cont.
$300/$600
$500/$1,000
HSA Co. Match
Yes
$350/$700
Individual OOP
$4,000
$6,550
$6,850
$6,650
Family OOP
$8,000
$13,100
$13,700
$13,300
Coinsurance (in-network)
 90%
70%
75%
PCP Copay
 N/A
$35
Specialist Copay
$50
$75
Rx Copay
$10 to $60
30% co-ins
$4 to $50/25%
$4 to $50/25% after deductible
$10 to $150
$10 to $50
CA FC

4. DENTAL BENEFITS ELIGIBILITY - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Administrator
UHC
Delta
Eligibility Requirements
Full time working 32 hours
New hire management: Date of hire
New hire hourly: 1st day of the month in which 89th day of employment falls
New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary
Dependent Eligibility
Spouse
Dependent children
No hours requirement
Spouse/Partner (not covered for PT)
- Must remain in plan for two full calendar years
Funding
Fully Insured
Self-insured

5. Biweekly Associate Contributions
DENTAL BENEFITS - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Plans
 Traditional
Biweekly Associate Contributions
Associate Only
$0.79
$8.30
Associate & Spouse
$1.56
$20.00
Associate & Children
$2.06
$19.40
Associate & Family
$2.84
$33.90
Individual Deductible
$50
$75
Family Deductible
$150
$225
Max per Person
$1,000
$2,500
Preventative
100%
Basic
80%
Major
50%
Ortho Max
50% up to $1,000
80% up to $1,500 lifetime max per person

6. VISION BENEFITS - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Administrator
UHC
VSP
Eligibility Requirements
Full time working 32 hours
Executives: No wait
New hires: 1st day of the month following 30 days of employment
Transfer PT/Temp: 1st day of the month following transfer
New hire management: Date of hire
New hire hourly: 1st day of the month in which 89th day of employment falls
New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary
Dependent Eligibility
Spouse
Dependent children
No hours requirement
Spouse/Partner (not covered for PT)
Funding
Fully Insured

7. Biweekly Associate Contributions
VISION BENEFITS - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Biweekly Associate Contributions
Associate Only
$3.48
$2.76
Associate & Spouse
$6.78
$5.52
Associate & Child(ren)
$7.13
Associate & Family
$9.91
$8.26
Exam Copay
$10 $4
Lenses Copay
$25
Applies with purchase of frames, lenses, or both. Copay is charged only once when frames and lenses are purchased together. Progressive lens $55 copay.
Frames
$25 copay
$130 allowance ($4 copay is charged only once when frames and lenses are purchased together.)
Contacts
$105 allowance
$130 in lieu of glasses

8. LIFE/AD&D BENEFITS - COMPARISONS
Eligibility
Dependent children up to age 26
Company Paid Life Insurance
1x annual salary max of $50,000
No cost
Optional Life Insurance
Offered
Management: Up to $1,000,000
Hourly: Up to $200,000
Spouse: Up to $100,000
Dependent Children: $2k, $5k or $10k option
Accidental Death & Dismemberment
N/A
Hourly: Up to $200,000
Payout depends on diagnosis; Employee pay
Optional Plans
Accident Insurance: provides benefits if associate or any covered dependents receive a covered treatment related to an off-the-job accident.
Critical Illness Insurance: benefits in the form of direct lump-sum payments which can be used to help pay for expenses related to covered critical illnesses and diseases.

9. DISABILITY BENEFITS - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
STD
Fully insured
Company pays portion of premium
Begins on the 8th day of a disability
Max of 12 weeks
60% of pre-disability earnings/max of $2,500
Self-insured
Company paid
Salary: 6 weeks at 100%; 19 weeks at 75%; no max
Full Time Hourly Basic: 25 weeks; 50% of pre-disability earnings/max of $200 per week
Full-Time Hourly Enhanced: 60% of pre-disability earnings/no max (associate contribution)
LTD
Begins after 90 days
60% of pre-disability earnings/max of $10,750 per month
Associate Paid
Begins after 12 month waiting period
Basic: 50% of pre-disability earnings
Enhanced: 60% of pre-disability earnings
Maternity Leave
(birth mothers)
FT Hourly and Salary: 10 weeks paid
Parental Leave
Salaried: 12 weeks paid
Full-Time Hourly: 2 weeks paid
For birth, adoption, foster care, and after maternity leave for birth mothers

10. 401(K)/STOCK PURCHASE COMPARISONS
Old Benefit Package
New Benefit Package | 2018
401(k)
6% company match
Graded vesting over 5 years
6% Company match
100% Vest
ASPP
N/A
15% match (max $270 per year)

11. OTHER BENEFITS - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Dependent Care Reimbursement Account
Up to $5,000 in Dependent Care FSA; no company contribution
N/A
Flexible Savings Account
Commuter option
Commuter Transit Commuter Parking
EAP
Continuum
Resources For Living Telephonic support 3 face-to-face sessions
Discounts
Walmart Associate Discount (10% on general merchandise) - implementation date TBD
Other
Wellness Incentive Program
Prior to start of plan year must complete:
- Wellness assessment
- Biometric screening
- Sign tobacco free affidavit or enroll in tobacco cessation program
- If applicable, must complete tobacco cessation program
Fitness Reimbursement
Offers annual reimbursement up to $150/annually membership
ZP Program Even Tobacco cessation