1. Personal Finance BF05
This course prepares students to understand economic activities and challenges of individuals and families,

2. Unit 1: Understand how to take charge of your financial well- being
$ in your life
Financial Decisions
Setting financial goals

3. Unit 2: Understand the principles of managing your money
Introduction to depository institutions
The basics of taxes
Statement of financial position
Income and expense statement
Spending Plans

4. Unit 3: Understand the Principles of Earning
Invest in yourself
Career exploration
Preparing, planning, & paying for higher education
Lifelong employment
Getting paid

5. Unit 4: Understand the Principles of Receiving
Receiving from family, friends, and non-profits
Receiving from government programs

6. Unit 5: Understand the Principles of Saving & Investing
Choose to save
Savings tools
The fundamentals of investing

7. Unit 6: Understand the Principles of Spending
Credit reports and scores
Credit basics
Understanding credit cards
Protecting yourself from fraud:
Identity Theft
Types of insurance
Smart consumer spending
Major expenditures: Housing, Transportation, & Food

8. Unit 7: Understand the Principles of Giving
Give to others
Estate Planning