1. PRADHAN MANTRI FASAL BIMA YOJANA (PMFBY)
Rabi Conference
PRADHAN MANTRI FASAL BIMA YOJANA (PMFBY)

2. PMFBY-Benefits 1 2 3 4 5 Applicable to all crops
Farmer share of premium- One Season One Rate
No reduction in Sum Insured due to removal of capping on premium. 3 4
Premium in excess of farmers’ share borne fully by Govt. 5
Enrolment of all loanee farmers for notified crops/area.

3. PMFBY-Benefits 6
Priority to non-loanee farmers through banks, PACS, CSC, Portal etc.
Comprehensive risk coverage from pre-sowing to post-harvest losses :
Prevented sowing : Claims upto 25% of Sum Insured
On Account Payment due to mid-season adversities
Localised risks like hailstorm, landslide and inundation covered .
Post harvest losses in the field upto 2 weeks after harvest 7
Timelines for computation and payment of claims substantially reduced. 8

4. PMFBY - Status on date Coverage Details During 2016-2017 Kharif 2016
24 States and 3 UT’s participated.
Coverage Details During
Kharif 2016
Rabi (Prov)
Total
Loanee Applications (in lakh)
299.05
139.92
438.97
Non-Loanee Applications (in lakh)
102.48
32.80
135.28
Total Farmer Applications (in lakh)
401.53
172.78
574.25
Area Insured (in lakh ha.)
385.34
195.82
581.16
Sum Insured (Rs. in crore)
Gross premium (Rs. in crore)
Claims Reported (Rs. in crore)
Claims Paid (Rs. crore)
Farmers Benefited (in lakh)
87.30
8.03
95.33

5. PMFBY – Impact (contd...) Benefit of add-on features to farmers
Prevented sowing Claims : Tamil Nadu
On Account Claims : Uttar Pradesh, Chhatishgarh, Maharashtra, Madhya Pradesh.
Localised Claims : Andhra Pradesh, Chhatishgarh,
Haryana, Maharashtra, Rajasthan
and Uttar Pradesh.
Post-harvest Claims : Andhra Pradesh, Manipur and Rajasthan.

6. PMFBY – Impact (contd...)

7. PMFBY – Technology Infusion
Smart Phones
Use of smart phones for capturing images/data of CCEs
CCE App launched:
3,82,556 CCEs uploaded by 9 States in
Migrate to 100% by Kharif 2017

8. PMFBY – Technology Infusion (Contd…)
Remote Sensing Technology - Satellite data, drone etc.
Satellite data used in Telangana for removal of area discrepancy.
Satellite data / drones used in Gujarat for Yield data analysis
Satellite data for rationalization of No. of CCEs in Odisha
Satellite data used in Maharashtra & Odisha for Classification of risk/cluster.

9. PMFBY – Technology Infusion (Contd…)
National Crop Insurance Portal launched
Integration of all stakeholders i.e. Farmers, Govt (Centre /States), Insurance Companies, Banks, Common Service Centres.
Use of Common Service Centre (CSC) & payment gateway for non loanee farmers. : more than 12.5 lakh enrolled
CCE Agri App
Aadhar Integration : Compulsary for ISS & Crop Insurance
Land Record Integration – Targeted for Kharif 2018
Rajasthan & Odisha - Ongoing

10. PMFBY – Challenges Focus to increase coverage of non-loanee farmers:
Delay in disbursement of Premium Subsidy:
Leakages in conduct of CCEs:
Delay in Submission of Yield Data:
Dispute in Yield Data
Real time flow of information from Banks – Village/Localtion Census & Bank master data to be provided by few States, Assam
Use of Smartphone/CCEs Agri App- Mandatory from Kharif 2017

11. PMFBY – Way Forward
Target for – 40% of Gross Cropped Area (GCA)
Increase in coverage by inclusion of more crops, areas and farmers
Focused coverage of non-loanee farmers through CSC