1. Setting the Stage – Current Burden of Trauma in the Caribbean
What is the Benefit that Caribbean People are Dying for?
Population of the Caribbean – close to 40 Million
Number of visitors
Caribbean Tourist Organization million tourists annually (and increasing)
Increasing tourist population takes a toll on the regions health care services
Infrastructure –difficult to keep up with the high demand for health carE for both locals and visitors–especially emergency medical care
Financial issues of trauma
High cost of emergency care
High cost of emergency evacuations – both international and inter-island
Tourists leave without paying their bills
Financial burden of costs on government
Big-business not necessarily willing to make big investment –
case volume small, high cost of technology and personnel
Health Care –1
Healthcare!

2. A Noble Ideal “The Value of a Nation is determined
by the health of its people”
-Franklin D. Roosevelt

3. A Noble Ideal “The Value of a Nation is determined
by the health of its people”
-Franklin D. Roosevelt

4. Facilitating Health Care Coverage
A New Role for Credit Unions In the Caribbean
Dr. Kester J. Nedd
Chairman and CEO, JIPA Network

5. The Power of Membership, Corporative and Collective Bargaining
A Transformative Model for Funding Health Care in the Caribbean
Introducing -- Health Security First Account! (HSFA)

6. Health Security First Account!
People Save for A Car…. A Home?
Why Not Health?
Through the Power of Membership, Corporative and Collective Bargaining

7. Health Security First Account``

8. Bringing Value ……. To Credit Unions
Membership
Deposits and Transactions – Loans
Meet community mission & CSR
Transformation of Healthcare in the Caribbean
Known as a the First to introduce Health Savings

9. Bringing Value….. To Members
High Interest-bearing savings account with Funds under the control of the members
No exclusion for age, pre-existing conditions, or limitation of benefits
Access to Health Care Network of Preferred Providers In-country & Internationally
Member’s Choice
Discounted Services through Rebates
Credit lines, Loans Overdraft Protection

10. Introducing JIPA Network
A Global Multi-Provider Member Association

11. Health Care Providers Payers Consumers
JIPA’s Strategy
Consolidate and Collectively Bargain on behalf of:
Health Care Providers Payers Consumers

12. JIPA Network IS NOT An Insurance Company A Broker
A Health Care Provider
A Risk-Bearing Entity
A Bank or Financial Services Company

13. JIPA Network Is………..
A Provider Network Promoting Centers of Excellence
An Administrator (TPA)
An Enabler of Information Technology
A Risk Manager
A Triage and Care Coordination
A Payer Syndicator
A Consumer Consolidator
An Association Company – Member Ownership

14. Scope and Reach of JIPA’s Provider Network
Regional access to over 300,000 providers regionally and internationally Access to over 1 Million providers through Aetna’s First Health Network and other Network Partners

15. Globalization has made health care a Commodity
Price
Availability and Accessibility
Quality -- Accreditation
Economic Principles – Supply & Demand

16. The Real Cost in Health Care!
Bankruptcy #1 Cause -- Medical Bills
Health Care 17% of all Bankruptcy
1.7 Million persons File (2016)
20% of persons have serious health care bills
Credit Card Debt to pay for Medical Bills
Short-Term Solution -- Delay in Treatment and Access to Meds .

17. Challenges in Health Care Coverage
More disease than money – “Problem of Premiums”
No one wants to assume the risk
People want access to the most advanced and costly care
Aging population without sufficient younger members to help pay for the premiums
Lifestyle diseases – poor health status
Access to affordable healthcare
Triage system PROBLEMATIC

18. Health Care Disparity
Development in Low to Middle Income Countries (LMC) are Hindered by the Problem of Chronic Disease
80% of Chronic Disease Death Occurs in LMC.
Cancer the Number One Contributor.
Cancer Rates expected to increase by 40% in 10 years.
A Measure of Economic Success – Out-of-Pocket Expenses on Health Care
- World Health Organization

19. Health Security First Account!
A New Role for Credit Unions in the Caribbean
Through the Power of Membership, Corporative and Collective Bargaining

20. Join the Movement! Health Security First

21. Contact US JIPAnetwork.com/enroll or JIPAconnect.com
Address: 8875 North West 23 Street Doral, Florida 33172
Phone:
Whatsapp:
Kester J Nedd, CEO
Phone:
Patient Care Coordination --
Francisca Narvaez – VP of International Phone