1. To ensure that the UNITED WE FIGHT. UNITED WE WIN
To ensure that the UNITED WE FIGHT. UNITED WE WIN. Artwork is on top of the photo you may have to click on photo box and select to SEND TO BACK.
ALICE
May 17, 2018

2. Asset Limited, Income Constrained, Employed
ALICE
Asset Limited, Income Constrained, Employed

3. Changing minds and lives
                Used car               vs.              Certified pre-owned 
                Gambling              vs.              Gaming
                Working poor        vs.              ALICE

4. 16 States and counting

5. ALICE + poverty = 37%

6. Defined by cost of basic needs
Monthly Costs,  New Jersey Average,  2014​  ​
SINGLE ADULT​
2 ADULTS, 1 INFANT,​
1 PRESCHOOLER​
2007 –2014​
PERCENT INCREASE​
Monthly Costs​
   Housing ​
   $898​
$1,257​
15%​
   Child care ​ -​
$1,374​
16%​
   Food  ​
   $202​
  $612​
20%​
   Transportation  ​
   $289​
  $565​
36%​
   Health care  ​
   $139​
  $557​
66%​
   Miscellaneous  ​
   $184​
  $486​
22%​
   Taxes ​
   $313​
  $497​
25%​
Monthly Total ​
$2,025​
 $5,348​
23%​
ANNUAL TOTAL  ​
$24,300​
$64,176​
Hourly Wage ​
$12.15​
$32.10​

7. Cost increases outpace inflation

8. One emergency from crisis
          Costly car repair
          Can't get to work
                Lose job
    Can't pay rent/mortgage
                Homeless

9. 2007 vs. 2014

10. Jobs ≠ sustainable wage

11. Top 3 NJ jobs are ALICE No. of jobs Median hourly wage
Retail sales                  138,000                 $10.70    
Cashiers                       95,910                   $9.30
Laborers                       83,700                   $11.46     

12. Trends New Jersey’s population is aging. Increase by 63% by 2030
Low wages are projected to grow faster than high-wage jobs over the next decade. 
Technology is changing the workplace, adding some jobs, replacing many others, while also changing where people work, the hours they work, and the skills required. 

13. Telling ALICE's story 
Changing perceptions about financial need

14. We all know ALICE Debunk myths Put a face on ALICE
Connect to daily life
Essential to our communities & economy
        Daily Record 

15. Charlene's story

16. She's struggling?
Criticism about how she looks – dyed hair, clothes look too good, nails are painted
Why is she single, where's the father?
Why did she let her parents drain their savings?
How does she have time to exercise?
Who says she should own a home? Rent a cheaper place

17. ALICE's no win choices

18. https://youtu.be/WxLDov0J8yE
Sympathetic ALICE

19. Risks and costs for ALICE and all
                                     • Tradeoffs for ALICE
                                     • Costs to the wider community
                                     • Interconnected nature of each budget item
                                     • ALICE stories
                                     

20. ALICE in your community

21. Learn more

22. Thank you.