1. 2013 Risk Management Check Up
Is YOUR 2012
Risk Management Plan Adequate to Manage
2013 Risks?
(Increasing Input Costs, Prices & Weather Volatility)

2. How Good is your Risk Management Plan ?
Protection is Available for Almost All Crops and Some Livestock Production!
Crop Insurance Protection – is available:
Individual Crop Policies – available for many crops
Producers with 3 years of production history may import policies
not generally available in the area
Whole farm gross revenue protection
Non-insured crop Assistance Protection is available for almost all non-insurable crops &
Other benefit programs may also be available from FSA
Producers can be assured of a pay day (Production sales &/or USDA protection benefits) 2

3. IS YOUR Current Risk Mgt. Plan Adequate?
How Good is your Risk Management Plan ?
What do you want your
Crop Insurance Based
Risk Management Plan
to do For YOU
when disasters occur?
Protect crop value $ ? A.
Protect input cost $ ? A.
Protection to secure operating loan (security) $?
$$ To replace livestock feed $?
$$ Buy-out preharvest sales contracts $?
Strengthen the business plan and avoid an income interruption $?
IS YOUR Current Risk Mgt. Plan Adequate? 3

4. AGR-Lite Gross Income Whole Farm Protection Example
* 5 year avg. Adj. revenue = $100,000
* 75% coverage level = $75,000 loss trigger
* Revenue produced = $30,000
* Revenue ins. loss = $45,000
* 90% payment = $40,500 loss payment
* Income With Ins = $70,500
* Income Without Ins = $30,000
Revenue for guarantee may include intended commodities to be purchased for resale, after basis adjustment. New enrollment deadline March 15. . 4

5. AGR-Lite Gross Income Whole Farm Protection Example
Revenue for guarantee may include intended commodities to be purchased for resale, after basis adjustment. New enrollment deadline March 15. . 5 5

6. Apple Policy Options

9. “It’s a program that can help a producer survive a disaster and return to profitability!”9 9

10. Call an agent today. Farming has always been a risky business.
Crop insurance helps you level the playing field by protecting you
and your family from substantial losses.
Crop insurance is a wise investment for your peace of mind, and a
valuable financial planning tool for your farm.
Don’t have an agent? Ask a neighbor who they use, or visit and use the agent/company locator tool.
Call an agent today.

11. 2013 Risk Management Check Up
For more information & farm level details:
Contact crop ins. agent (list:
Or:
Steve Connelly
Maryland Department of Agriculture
(410)
“This institution is an equal opportunity provider.”
(Increasing Input Costs, Prices, & Weather Volatility)