1. INSPECTION OF RISK AND ANALYSIS OF INSPECTION REPORT A PRACTICAL APPROACH PRESENTED BY AJAY K. JAIN

2. FIELD OF INSPECTION AND RISK ANALYSIS MOTOR O.D. ENGINEERING. FIRE.

3. INSPECTION OF MOTOR O.D. RISK SEGMENT OF THE VEHICLE. CLASS OF VEHICLE. PURPOSE/ USES OF THE VEHICLE. PRESENCE OF THE VEHICLE IN THE MARKET. REPARING NETWORK OF THE VEHICLE. AVAILABILITY OF SPARE PARTS AGE/ CONDITION OF THE VEHICLE.

4. INSPECTION OF MOTOR O.D. RISK FITMENT OF SAFETY EQUIPMENT. PAST CLAIM EXPERIENCE. CONDITION OF WIRING. INSPECTION/ VALUATION BY A COMPETENT PERSON. IMPORTANCE OF AGGREGATE NUMBERS. CONSIDERATION OF VALUE OF FABRICATED PARTS SEPRETELY MAINLY IN COMMERCIAL VEHICLES. ANATOMY OF VEHICLE.

5. INSPECTION OF ENGINEERING RISK TYPE OF MACHINERY/ PLANT. USES OF MACHINERY/ PLANT. RUNNING HOURS OF MACHINERY/ PLANT IN A DAY. AGE/ CONDITION OF MACHINERY/ PLANT. GENERAL MAINTENANCE/ A.M.C. OF MACHINERY/ PLANT.

6. INSPECTION OF ENGINEERING RISK AVAILABILITY OF SPARE PARTS. COST OF SPARE PARTS. FOUDATION/ GROUND CONDITIONS OF MACHINE/ PLANT. PAST CLAIM EXPERIENCE. AGGREGATE NOS. OF MAJOR ASSY. INSPECTION/ VALUATION BY A COMPETENT PERSON. VERIFICATION OF DEFECTS/ DAMAGES EXISTING IN THE MACHINERY.

7. INSPECTION OF ENGINEERING RISK SAFETY MEASUREMENTS AND PROTECTION COVERS ON MACHINERY/ PALNT. LOCATION OF MACHINE/ PLANT AND DETAILS OF SURROUNDING PROPERTY. MAINTENANCE OF LOG BOOK. TO PERSONALLY VERIFY THE RUNNING/ WORKING OF MACHINERY/ PALNT. IF THE PREMISES WHERE THE EQUIPMENT OPERATES WELL GUARDED OF NOT.

8. INSPECTION OF ENGINEERING RISK AVAIALBILITY OF TRAINED/ QUALIFIED OPERATORS. WHETHER COVERED BY ANY OTHER INSURANCE. IN CASE OF BOILERS AND PRESSURE VESSELS DETAILS OF WORKING PRESSURE, MAXIMUM LOAD & TYPES OF PRESSURE GAUGES/ SAFETY EQIPMENTS.

9. INSPECTION OF FIRE RISK COVER TYPE/ NATURE OF PROPERTY. PAST CLAIM EXPERIENCE. INDUSTRIAL RELATION SITUATION. MARKING OF MACHINERY/ BLOCKS. AGGREGAE NOS. OF MACHINERY/ MAJOR ASSY.

10. INSPECTION OF FIRE RISK COVER LOCATION OF PROPERTY. 01. DISTANCE FROM RAILWAY STATION, AIR PORT, NEAREST METRO CITY, NATIONAL HIGHWAY & PORT. 02. DISTENCE FROM NEAREST POLICE STATION, FIRE BRIGADE STATION & HOSPITAL. 03. DISTENCE FROM NEARBY RIVER & DAM. 04. HISTORY OF FLOOD/ INUNDATION IN THE AREA. 05. HISTORY OF ROITS/ STRIKES IN THE AREA.

11. INSPECTION OF FIRE RISK COVER LOCATION OF PROPERTY. 06. HISTROY OF FIRE/ OTHER PROPERTY DAMAGE LOSSES IN THE AREA. 07. THE EARTH QUAKE ZONE AS PER A.I.F.T. 08. LOWEST AND HIGHEST TEMPRATURE OF THE AREA. 09. TRANSPORTATION FACILITY AVAILABLE IN THE AREA.

12. INSPECTION OF FIRE RISK COVER THE COMPOUND OF PROPERTY. 1.TOTAL PLOT AREA AND BUILT UP AREA. 2.CONDITION OF BOUNDARY WALL, MAIN GATE AND SECURITY GATE. 3.SURROUNDING CONDITION OF COMPOUND. 4.CONDITION OF INTERNAL ROADS. 5.HEIGHT OF COMPOUND LEVEL COMPARED TO THE OUTSIDE AREA/ ROAD.. 6.THE WIDENESS AND CONDITION OF APPROACH ROAD OF COMPOUND. 7.WHETHER THE APPROACH ROAD HAS ANY BOTTLENECK

13. INSPECTION OF FIRE RISK COVER LAYOUT/ CONSTRUCTION DETAILS. 1.NUMBER OF BLOCKS WITH FLOORS. 2.BASEMENT PRESENT OR NOT. 3.DISTANCE BETWEEN DIFFERENT BLOCKS. 4.HEIGHT OF ENTRY TO BASEMENT/ GROUND FLOOR COMPARED TO SURROUNDING AREA. 5.FOUNDATION OF STRUCTURE. 6.HEIGHT OF FLOOR AND TOTAL HEIGHT OF BUILDING.

14. INSPECTION OF FIRE RISK COVER LAYOUT/ CONSTRUCTION DETAILS. 7. CONSTRUCTION OF ROOFING/ FLOORING/ WINDOWS/ DOORS. 8.LOCATION OF PRODUCTION AREAS, STORAGE AREAS, UTILITIES AND OFFICE AREAS. 9.PRESENCE OF COMBUSTIBLE CONSTRUCTION IN PRODUCTION AREA. 10.DISTANCE BETWEEN MACHINERY-STORAGES, ELECTRICAL PANEL-MACHINERY-STORAGES AND ELECTRICAL PANELS-PERSONS WORKING. 11.PROTECTION ON ELECTRICAL PANELS.

15. INSPECTION OF FIRE RISK COVER LAYOUT/ CONSTRUCTION DETAILS. 12.TYPE OF ELECTRIC WIRING – INTERNAL/ CONDUIT/ OPEN/ LOOSE. 13.TYPE OF ELECTRICAL INSTALLATION – MESSY/ DOMESTIC/ INDUSTRIAL/ FLAME PROOF. 14.CONGESTION AT THE PRODUCTION AREA. 15.CONDITION OF STOCKS IN STORAGE AREAS – PLANNED MANNER/ ON RACKS/ ON FLOOR/ MESSY. 16.PRESENCE OF ELECTRICAL APPLIANCES IN STORAGE AREAS/ TYPE OF CONNECTION.

16. INSPECTION OF FIRE RISK COVER SAFETY, OCCUPATIONAL HEALTH AND ENVIRONMENT. 1.FIRE PREVENTION AND FIGHTING FACILITIES – TRAINED FIRE FIGHTERS, TRAINED FIRST AIDERS, RESCUE TEAM, FIRE CHAMPIONS, DETECTION SYSTEM AT L.P.G. WITH ALARM, HYDRANTS, SPRINKLER SYSTEM, SMOKE DETECTOR, UNDERGROUND/ OVERHEAD WATER RESERVOIR, FIRE EXTINGUISHER, EMERGENCY COMMUNICATION SYSTEM, DETAIL OF HYDRANT PUMPS, FIRE TENDERS/ JEEP/ AMBULANCE AND FIRE TRAININGS AND SAFETY DRILLS.

17. INSPECTION OF FIRE RISK COVER SAFETY, OCCUPATIONAL HEALTH AND ENVIRONMENT. 02. FITTMENT OF DIFFERENT TYPE OF FILTERS AT ALL SOURCE OF EMISSIONS. 03. WATER CONSERVATION/ ZERO WATER DISCHARGE FACILITY. 04. WASTE MANAGEMENT/ WASTE MINIMIZATION SYSTEM. 05. PROGRAM FOR TREE PLANTATION. 06. RAIN WATER HARVESTING SYSTEM.

18. INSPECTION OF FIRE RISK COVER SAFETY, OCCUPATIONAL HEALTH AND ENVIRONMENT. 07. HOUSE KEEPING – CONDITION OF HOUSE KEEPING IN PLANT/ PRODUCTION AREA/ STORAGE AREA/ UTILITY AREA. STRICTNESS OF THE NO SMOKING REGULATION DISPLAY OF SIGNAGES IN PLANT.