1. CashManagement.iQ Cash Management.iQ

2. 01/06/20142 Determine ROIMinimize expensesAutomate and optimize ATMs operationsReduce and manage business risks If your mission is to: This solution is for You! Cash Management.iQ Solution Cash Management.iQ

3. BS/2.iQ Product Family 01/06/20143 Cash Management.iQ ATMeye.iQ – an intelligent video monitoring and client conflict settlement solution for self- service equipment networks. Cash Management.iQ RFS.iQ (Remote File System) - will allow you to download the Journal files from your device and make updates when needed.

4. This optimization procedure, which determines the lowest cost of cash distribution, based on accurate supply and demand forecasting, provides the opportunity to lower your operational expenses and improve the return on cash assets. Cash Management.iQ To make you business more effective, adoptable and profitable This solution predicts the demand for currency at each self-service device on an individual basis. 01/06/20144 Cash Management.iQ – cash flow optimization system for self-service device network. Cash Management.iQ

5. Cash Management.iQ Business Benefits Automate and optimize networks daily operations Maximize customer satisfaction Increase network availability Proactive management by analysis and forecasting Real time view and control of all services Shorten time to introduce new services to the market Operation time savings Minimized risk of the human factor due to automation 01/06/20145 Cash Management.iQ

6. Effective Cash Cycle Management and Optimization Business Optimization Cash Forecasting Replenishment Planning Cash Management Reporting Cash Flow Monitoring 4 Decision support system 2 31 Self-service device cash cycle management (intelligent automation) 01/06/20146

7. ATM Network Cash Management Optimization Methodology ATM Network Management Processes Improvement ( Based on different variety of process improvement and analysis frameworks ) ATM Network Cash Optimization Methodologies ( Artificial and computational intelligence ) Day-to-Day Improvement Actions: big picture end-to-end context Analysis of current processes to identify leverage points and surgical strikes 01/06/20147 Cash Management.iQ

8. Cash Management.iQ Functionalities Cash Flow Monitoring – view ATMs cash flow in table or by diagram to within one hour; Cash Status Monitoring – ATMs cash monitoring during cassettes of cash in and / or cash out replenishment; Cash Forecasting – forecast of cash in, cash out for appointed period of time; Replenishment Planning – ATMs replenishment planning ( when, how much, what currency ); Optimized Replenishment Planning – ATMs replenishment planning using minimum expenses for ATM support; Cash Management Reporting – generation of reports for every function of product representation; User Assessment ; Device Assessment. 01/06/20148 Cash Management.iQ

9. User Friendly Interface 01/06/2014.iQ Cash Management 9

10. User Friendly Interface 01/06/2014.iQ Cash Management 10

11. User Friendly Interface 01/06/2014.iQ Cash Management 11

12. User Friendly Interface 01/06/2014.iQ Cash Management 12

13. Expected TCO Reduction 01/06/201413 ATMs network management costs Cost reduction with Cash Management.iQ - possible expenditure savings Cash Management.iQ

14. The optimization procedure allows to decrease daily costs for ATMs network maintenance approximately 18% - 25% based on present cost and expected cost optimization. Does it works? Average Costs of ATM – network service, (Thousand Lt/Day) Optimization Start Days Our practice shows that… Our simulation results showed that Cash Management.iQ allows keeping the average daily cash demands forecasting error under 10%. Efficiency of the cash optimization procedure 01/06/201414 Cash Management.iQ

15. Cash Optimization Under Different Conditions To identify your profit improvement and to help you to decide if Cash Management.iQ solution will benefit you - we can simulate your ATMs network management process. With an artificial neural network (ANN) you will be able to see your ATM annual savings under different conditions. 01/06/201415 - result under the most favorable conditions - result under the most unfavorable conditions Cash Management.iQ

16. The way forward 01/06/2014.iQ Cash Management16 Roll-out (Installation and automation) ATM BANK BRANCHS CIT VAULTS Decision to use Pilot for ATMs ( Installation and automation ) Practical configuration of.iQ system P hase 1 Phase 2 Phase 3

17. 1 month2 month3 month4 month5 month6 month Pilot project Project Definition Data Collection Installation Configuration TrainingPiloting/Hand HoldingPiloting 01/06/2014.iQ Cash Management17 EvaluationFinal Evaluation Evaluation Decision for Roll-out Decision for Roll-out

18. BS/2 – business process outsourcing company. We specialize in banking software development, system integrations and professional services. Over 10 years of experience and sales in more than 60 countries around the globe proves our reliability and professional experience in banking technology business. Key facts about BS/2 01/06/201418 Head office: Lithuania Subsidiaries: Latvia, Estonia, Russia, Belarus, Georgia, Azerbaijan, Kazakhstan and Uzbekistan. Subsidiaries: Latvia, Estonia, Russia, Belarus, Georgia, Azerbaijan, Kazakhstan and Uzbekistan. Cash Management.iQ

19. Business process outsourcing Innovative software development and integration Banking software sales Transaction device hardware sales Software support Hardware maintenance Spare parts distribution Monitoring Consultation Trainings What we do? 01/06/201419 Cash Management.iQ

20. Technology partners 2001/06/2014 Cash Management.iQ

21. Thank you! Please visit www.atmiQ.comwww.atmiQ.com For further information www.bs2.lt 01/06/2014 Cash Management.iQ