1. “Homes For Everyone”

2. Brief Intro…..
Lee has given evidence on the PRS and housing at select committees in Westminster and the Senedd.
As a past Welsh lead gave advice over 13 years to Welsh Government, WLGA. CHC. Council Steering groups, Shelter, CAB Crisis et al.
Chair of Credit Union Rent Accounts: Helping
You to Maintain Tenancies.
Seasoned People and Property person.

3. Policy in Practice 06/09/17

4. What is the Ark Passport?
Referencing/credit check....
ARK Change Account digital banking account and platform ....
Helpline for Tenants of participating partners.
Supports 3 Acts of Parliament –
Welfare Reform inc. UC
Financial Inclusion Act
Futures & Wellbeing Act (Wales only)

5. PRS/landlord Challenges
Clause 24 for landlords
Letting fee ban
Benefit caps/UC
New powers/fines from council EH depts.
Finding good tenants.
Further regulations to come?

6. Ark Change Account DIGITAL BANKING PLATFORM
Our digital banking platform provides :
Guaranteed Debit Card
Personal Bank Sort Code, IBAN & Account Number
UK Direct Debits
UK Faster Payments
Locked Secure Wallets
Budgeting tools
Bill Payment facilities
Retail Loyalty Club
BACs Clearing
Statements
Online, , SMS Alerts
Online & Branch Banking
Mobile Banking (IOS & Android)
Billing Engine & Profiles
Our digital banking service offers:
24/7 1st Line Customer Contact Centre
8/8 2nd Line Customer Contact Centre
24/7 Technical Support
Fraud Monitoring & Management
Payment Dispute Management
Issuer & Scheme Settlement
Reconciliation
Compliance Set Up & Monitoring

7. “ARK CHANGE” Managed Account

8. Create Secure Locked Down payment

9. Account holder – Cannot transfer money from secure wallet

10. The Ark Safeguards ARK sets up Locked Secure Wallet for rent.
Fully compliant FCA and PRA service
The ARK Change account costs card holder 98p per week but makes £3.92 per week cash back into their account.
Landlord (public/private) pay £4 per payment UK wide.
No charge for failed DD’s to tenant.

11. Thank you........ Ark Passport is....
The Ark referencing / credit check
The Ark Change Managed account
Fair to both landlord and tenant
Thank you
Lee Cecil -