1. ACE – An overview of activities
Nora Fung
7 September 2005

2. ACE campaign - proportionate liability
Linked to high cost of PI insurance
No recognition of proportionate liability under English Common Law
Civil Liability (Contributions) Act 1978
Survey of ACE members in May 2005

3. Impact on the client Less choice and higher costs for clients
60% of firms have been forced to raise fee levels as a result of increases in premiums and excess levels
Nearly 50% of firms have turned work down due to the level of PII cover demanded by the client
Less choice and higher costs for clients
Clients should undertake project insurance

4. Joint and several liability
Issues of joint and several liability arise in nearly a quarter of all claims
Analysis of 29 claims

5. Joint and several liability
On average, final liability is apportioned equally between contractors and consultants, however consultants are subject to liability being apportioned against them more frequently than any other party
In a third of cases, consultants believe that their PII has been adversely affected by the claim against them, through increased premiums and excesses

6. Conclusion
Lobbying of MPs after summer recess in pursuance of change to liability laws
Change of liability laws however, insufficient in itself
Comprehensive risk management system vital
Project insurance

7. The End
Thank you!