1. QoL Max Accumulator + Strong Accumulation and Income Potential Product
Male, 35, PNT, Premium 15,000 for 30 years, DB increase to level, distribution start age 66-85, max illustration rate.
Product
Annual
Income
Target
Initial DB
CVA65
QoL Max Accumulator +
With MLSB Index Participation
140,665
5,178
466,045
1,488,123
North American Builder IUL7
137,208
4,657
447,757
1,552,737
With S&P 500 Index Participation
132,333
1,423,153
Minnesota Life Eclipse Index Life
130,593
4,991
474,419
1,458,109
Accordia Life Lifetime Builder
124,382
5,088
481,349
1,416,145
Transamerica TransNavigator IUL
112,956
5,025
530,000
1,316,374
LSW FlexLife
115,519
5,321
516,100
1,333,859
ANICO Signature IUL
107,412
5,492
532,128
1,331,356
Read slide comparisons.
As of April 8, 2016

2. QoL Max Accumulator + Strong Accumulation and Income Potential Product
Male, 45, PNT, Premium 15,000 for 30 years, DB increase to level, distribution start age 66-85, max illustration rate.
Product
Annual Income
Target
Initial DB
CVA65
North American Builder IUL7
92,779
9,008
511,833
1,024,585
QoL Max Accumulator +
With MLSB Index Participation
91,951
9,642
520,913
972,800
With S&P 500 Index Participation
88,023
947,206
Minnesota Life Eclipse Index Life
87,497
9,238
536,140
977,310
Accordia Lifetime Builder
85,686
9,457
553,023
977,321
Transamerica TransNavigator IUL
79,416
9,583
579,000
1,510,785
LSW FlexLife
79,138
9,639
567,657
919,162
ANICO Signature IUL
78,892
9,978
587,298
936,232
Read slide comparisons.
As of April 8, 2016

3. QoL Max Accumulator +
Even Greater Accumulation and Income Potential with Select Income Rider
Male, 35, PNT, Premium 15,000 for 30 years, DB increase to level,
Distribution start age 66-85, Default Index Strategy, Max illustration rate
Product
Annual
Income
Target
Initial DB
CVA65
QoL Max Accumulator +
MLSB Index with Select Income Rider
144,994
5,178
466,045
1,518,189
Minnesota Life Omega Builder IUL
with Income Protection Option
137,819
4,720
474,419
1,505,698
North American Builder IUL7
137,208
4,657
447,757
1,552,737
Minnesota Life Eclipse Index Life
130,593
4,991
1,458,109
Accordia Life Lifetime Builder
124,382
5,088
481,349
1,416,145
Transamerica TransNavigator IUL
112,956
5,025
530,000
1,316,374
LSW FlexLife
115,519
5,321
516,100
1,333,859
ANICO Signature IUL
107,412
5,492
532,128
1,331,356
Read slide comparisons.
Both AIG Max Accumulator+’s Select Income Rider and Minnesota Life Omega IUL’s Index Option rider assume 100% death benefit spread, 30 year installments.
As of April 8, 2016

4. QoL Max Accumulator + QoL Max Accumulator +
Even Greater Accumulation and Income Potential with Select Income Rider
Male, 45, PNT, Premium 15,000 for 30 years, DB increase to level,
Distribution start age 66-85, Default Index Strategy, Max illustration rate
Product
Annual Income
Target
Initial DB
CVA65
QoL Max Accumulator +
MLSB Index with Select Income Rider
93,364
9,642
520,913
981,663
Minnesota Life Omega Builder IUL
with Income Protection Option
93,051
8,734
536,140
1,010,973
North American Builder IUL7
92,779
9,008
511,833
1,024,585
Minnesota Life Eclipse Index Life
87,497
9,238
977,310
Accordia Lifetime Builder
85,686
9,457
553,023
977,321
Transamerica TransNavigator IUL
79,416
9,583
579,000
1,510,785
LSW FlexLife
79,138
9,639
567,657
919,162
Anico Signature IUL
78,892
9,978
587,298
936,232
Read slide comparisons.
Both AIG Max Accumulator+’s Select Income Rider and Minnesota Life Omega IUL’s Index Option rider assume 100% death benefit spread, 30 year installments.
As of April 8, 2016

5. Critical Illness Rider Terminal Illness Rider
QoL Max Accumulator +
Robust Living Benefits Riders
Product
Chronic
Illness/LTC Rider
Critical Illness Rider
Terminal Illness Rider
QoL Max Accumulator + a
LSW FlexLife
ANICO Signature IUL
North American Builder IUL7
Minnesota Life Eclipse Index Life
a –
Optional LTC Rider
Accordia Life Lifetime Builder
Transamerica TransNavigator IUL
a – Optional LTC Rider
Read slide comparisons.
As of April 8, 2016