1. E COMMERCE GATEWAY PAYMENT SOLUTION

2. Meet InternetSecure Purchased by Elavon in 2005
Located in Oakville, Ontario CANADA, InternetSecure
Important part of the Elavon suite of products.
Industry experience combined with superior customer service makes InternetSecure the solution of choice for a merchant’s payment acceptance needs.
Learn more about InternetSecure at

3. E-Commerce Solutions
Now offer two products that are ideal for merchants doing business over the internet
Virtual Merchant for merchants needing:
Gift Card
DCC
Check Processing
InternetSecure
Credit Card Processing
Card on File
Tokenization 3

4. InternetSecure – What is it?4

5. What is InternetSecure?

6. Secure eCommerce Payment Gateway
Online Payments, Recurring Billing, Tokenization, Pre-Auth, Virtual Terminal
Standard Credit/Debit Card Brands
Integration Options: Hosted Solution or XML-API
Shopping Carts – compatible with most – see list on InternetSecure site for full disclosure

7. Merchant Website – Integration Options
Flexible Integration Options allow businesses to accept payments on their website based on their specific requirements
Option 1: Simple HTML Order Form
Suitable for merchants with simple product list and/or few options
Option 2: Shopping Cart Integration
Choose from some of the most popular shopping carts to allow for more robust ordering options.
Option 3: Authorize.net Emulation
Works with most carts already integrated to Authorize.net
Hosted Solution or API
Merchant’s can choose the Hosted Solution for the quickest, simplest, most secure integration method or the API for the most customized solution.

8. InternetSecure – Value to your Merchant
Experience – a leader in the industry for 13 years
Eliminates costs - (and complexity) of dealing with a 3rd party gateway
Free integration, compliance and certification support
Faster check out lines - real-time processing - customers complete the checkout in 3-5 seconds
Advanced risk management – AVS, CVV2, GEO-IP Filters, MasterCard SecureCode and Verified by Visa 8

9. InternetSecure – Value to your Merchant
Easy to implement - Integrates with popular shopping carts
Handholding - end-to-end guidance for merchants
Keeps Merchant Compliant - PCI Compliant
Data Management - a “merchant area” compliments MerchantConnect provides reporting 9

10. Value to the Merchant, continued
Pre-Auth / Pre-Auth Completion
Delayed delivery merchants
High risk products (I.e. electronics) where merchant wishes to review transactions before acceptance.
Tokenization
Store Cardholder Information on InternetSecure Servers
PCI / Security – merchant does not store card numbers
Card Replacement Value – 16 character Alpha Numeric
Can only be used by the Merchant associated with the token – no concern with use of the token by others should the merchant’s database is breached
Flexible Options – Ideal for Various Billing Requirements
Different amounts or on different days of the month
Usage Charges (pay as you go, pay for clicks, etc.)
“Remember Me” Convenience Feature for Customers

11. Tokenization, continued
Populate Cardholder Database in Real-time
When cardholder data is populated, the merchant receives a Token. Future transactions for that cardholder only require that the Token be passed which replaces all of the cardholder information (card #, expiry date, cardholder name, billing address, address)
Transaction Processing Using the Token
Via Batch upload (Merchant’s Area)
Via Real Time XML Request Message

12. Cardholder Token Setup - Online

13. Additional Features Recurring Billing
Initiated by the CARDHOLDER with one transaction from the merchant’s website
Single transaction request includes:
Process an Initial Payment or Setup Fee (one time)
Schedule future payments of a fixed dollar value, at intervals chosen by the merchant (I.e. weekly, monthly, quarterly, etc.)
Pre-determined end date or indefinite recurring payments

14. Cardholder Billing

15. Real-Time Risk Management and Fraud Detection
Verified by Visa and MasterCard Secure Code
Easy Integration, no software for merchant to install (many competitors require the installation of an MPI which can be difficult to integrate for some)
Visa CVV2, MasterCard CVC2, Amex CID
AVS (Address Verification Service)
Velocity Control
Limit the # of transactions allowed by card number in a 24 hour period (1-99)
Negative Lists: Hot / Hot IP
Geo-IP Identification
Min/Max
Limit the minimum and maximum value per transaction that the merchant is willing to accept as online payment.

16. Hosted Solution or API – The Choice is Flexible
Quickest, simplest, most secure integration method.
Order form or shopping cart is hosted by merchant on their own website.
Once cardholder is ready to “checkout” and enter payment details, they are presented with a page hosted by InternetSecure where payment card details are collected and processed.

17. Shopping Cart with items chosen by Cardholder
Sample Transaction
Merchant’s Website
Hosted
Solution
Shopping Cart with items chosen by Cardholder
On Checkout, seamless redirection to IS Gateway

18. Secure Page Hosted by InternetSecure
Solution
User Friendly
Customization
(Merch Logo)
Jane Doe
User Friendly
Customization
(Color Scheme, Fonts, etc.)
Fisherman’s Cove
123 Any St.
Boston MA
81267
USA

19. Cardholder Details Entered on IS Hosted Secure Page
Solution
US Dollar Total
Cardholder Details Entered on IS Hosted Secure Page 02 10
180

20. Hosted
Solution
If cardholder’s issuing bank participates in 3D Secure, Cardholder is prompted to enter password 02 10
180

21. Walleye Direct.
Hosted
Solution
Cardholder is Presented with an On-screen Receipt and copy (optional)

22. Hosted Solution or API – The Choice is Flexible
API Solution (XML)
Most customizable integration method.
Order form or shopping cart is hosted by merchant on their own website.
Once cardholder is ready to “checkout” and enter payment details, they remain on a secure page hosted by the merchant where payment card details are collected and processed. (SSL Certificate required)

23. Merchant’s Website

24. Merchant’s Website

26. Thank you for your contribution.

27. What’s In It For Me? 27

28. Value to the Representative
Saves you time - Merchants receive help directly from InternetSecure to develop and implement their web sites
Affordable and NO Transaction Fees and No Upfront Costs - easy to sell and with all of the concern over security gives the merchant a high level of comfort

29. Value to the Representative
No Pends due to documentation - Website does not have to meet the website requirements prior to Underwriting.
Although all items on checklist must be completed Merchant will work directly with InternetSecure to complete Internet Account Requirments
Not Completed by Rep

30. Sales Approach and Decision Tree

31. Resources and Launch Date
Launch Date is February 18th, 2010
Additional information can be located on the MSP Infocenter using key words internet secure.
A link to the Help Library on the InternetSecure ( site has been provided
Questions about any of the functionality, resources, contact numbers, etc can be found in this Library
Go out and explore
Online Technical Documentation:

32. Questions & Thank You