1. BENEFITS BREAKDOWN
A Walmart Company

2. MEDICAL BENEFITS ELIGIBILITY - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Administrator
BCBSMI
Based upon (Aetna, BCBS or UHC)
Eligibility Requirements
Full time working 30 hours
New hire salary: 1st day of the month following date of hire
New hire hourly: 1st day of the month following 60 days of employment
Part-time hourly: 1 year look back to be eligible for medical
New hire management: Date of hire
New hire hourly: 1st day of the month in which 89th day of employment falls
New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary averaging 30 hours/week
Dependent Eligibility
Spouse
Dependent children
Spouse/Partner (not covered for PT)
Other
TeleDoc $0 charge
HealthAdvocate concierge service
AmWell Online Health Care
Self-insured only: Castlight Doctor on Demand Grand Rounds Centers of Excellence for transplants, cardiac, spine, hip and knee replacement, and medical review of certain cancer types

3. MEDICAL BENEFITS ELIGIBILITY – COMPARISONS
* Moosejaw Retail - moving from Moosejaw Benefits to Walmart Standard Benefits
Old Benefit Package
New Benefit Package | 2018
Medical Plans
  HDHP with HSA
PPO Base
PPO Buy-up
 HRA
 HRA High
HSA
Aetna Select Network
Blue Cares East/SE eComm
Blue Care Network West HMO
Kaiser Colorado Low Option
Medical Funding
Fully-insured
Self-insured
Biweekly Associate Contributions
Associate Only
$5.08
$16.62
$32.31
$26.10
$78.50
$29.10
$20.80
$29
$77.20
$41.80
Associate & Spouse
$22.15
$56.77
$95.08
$124.80
$265.90
$130.50
$110.00
$125
$318.50
$134.60
Associate & Children
$41.90
$110.80
$45.70
$34.30
$49
$138.90
$57.50
Associate & Family
$45.23
$90
$137.54
$146.40
$284.60
$150.70
$128.90
$145
$374.70
$169.30
Individual Deductible
$3,000
$2,500
$1,000
$2,750
$1,750
$1,500
Family Deductible
$6,000
$5,000
$2,000
$5,500
$3,500
HRA Co. Cont.
N/A
$300/$600
$500/$1,000
HSA Co. Match
$350/$700
Individual OOP
$4,000
$6,350
$6,850
$6,650
Family OOP
$8,000
$12,700
$13,700
$13,300
Coinsurance (in-network)
 80%
80%
75%
PCP Copay
$30
 N/A
$35
Specialist Copay
$50
$75
Rx Copay
$15 to 25% ($300 max)
$4 to $50/25%
$4 to $50/25% after deductible
$10 to $75
$10 to $75 after $200 ind ded/$400/family
$15 to $75
Chicago, IL
MI: Ann Arbor, Birmingham, Detroit, Grosse Pointe, Rochester Hills
MI: East Lansing, Grand Rapids
Boulder, CO

4. Blue Cares East/SE eComm HMO Biweekly Associate Contributions
MEDICAL BENEFITS ELIGIBILITY – COMPARISONS
*Moosejaw MI Corporate and Fulfillment Center - moving from Moosejaw Benefits to Walmart eCommerce Benefits
Old Benefit Package
New Benefit Package | 2018
Medical Plans
  HDHP with HSA
PPO Base
PPO Buy-up
 ecomm PPO
HSA
Blue Cares East/SE eComm HMO
Medical Funding
Fully-insured
Self-insured
Biweekly Associate Contributions
Associate Only
$5.08
$16.62
$32.31
$32
$29.10
$77.20
Associate & Spouse
$22.15
$56.77
$95.08
$139
$130.50
$318.50
Associate & Children
$54
$45.70
$138.90
Associate & Family
$45.23
$90
$137.54
$161
$150.70
$374.70
Individual Deductible
$3,000
$2,500
$1,000
$300
Family Deductible
$6,000
$5,000
$2,000
$600
HRA Co. Cont.
N/A
HSA Co. Match
$350/$700
Individual OOP
$4,000
$6,350
$1,500
$6,650
$6,850
Family OOP
$8,000
$12,700
$13,300
$13,700
Coinsurance (in-network)
 80%
80%
90%
75%
PCP Copay
$30
$15
$35
Specialist Copay
$50
$25
Rx Copay
$15 to 25% ($300 max)
$10 to $30
$4 to $50/25% after deductible
$10 to $75
Madison Heights, MI

5. DENTAL BENEFITS ELIGIBILITY - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Administrator
Delta of MI
Delta
Eligibility Requirements
Full time working 30 hours
New hire salary: 1st day of the month following date of hire
New hire hourly: 1st day of the month following 60 days of employment
Part-time hourly: 1 year look back to be eligible for medical
New hire management: Date of hire
New hire hourly: 1st day of the month in which 89th day of employment falls
New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary
Dependent Eligibility
Spouse
Dependent children
No hours requirement
Spouse/Partner (not covered for PT)
- Must remain in the plan for two full calendar years
Funding
Fully Insured
Self-Insured

6. Biweekly Associate Contributions
DENTAL BENEFITS - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Plans
 Traditional
Biweekly Associate Contributions
Associate Only
$11.74
$8.30
Associate & Spouse
$23.05
$20.00
Associate & Children
$29.86
$19.40
Associate & Family
$45.69
$33.90
PPO
Premier
Non-Participating
Individual Deductible
$25
$50
$75
Family Deductible
$150
$225
Max per Person
$2,000
$2,500
Preventative
100%
Basic
80%
50%
Major
30%
Ortho Max
80% up to $1,500

7. VISION BENEFITS - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Administrator
EyeMed
VSP
Eligibility Requirements
Full time working 30 hours
New hire salary: 1st day of the month following date of hire
New hire hourly: 1st day of the month following 60 days of employment
Part-time hourly: 1 year look back to be eligible for medical
New hire management: Date of hire
New hire hourly: 1st day of the month in which 89th day of employment falls
New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary
Dependent Eligibility
Spouse
Dependent children
No hours requirement
Spouse/Partner (not covered for PT)
Funding
Fully Insured

8. Biweekly Associate Contributions
VISION BENEFITS - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Biweekly Associate Contributions
Associate Only
$3.62
$2.76
Associate & Spouse
$6.89
$5.52
Associate & Child(ren)
Associate & Family
$10.10
$8.26
Exam Copay
$10 $4
Lenses Copay
Applies with purchase of frames, lenses, or both. Copay is charged only once when frames and lenses are purchased together. Progressive lens $55 copay.
Frames
$120 allowance; 80% of balance over $210
$130 allowance ($4 copay is charged only once when frames and lenses are purchased together.)
Contacts
$135 allowance; 15% off retail price over $135
$130 in lieu of glasses

9. LIFE/AD&D BENEFITS - COMPARISONS
Eligibility
Dependent children up to age 19 (or age 25 if full-time student)
Dependent children up to age 26
Company Paid Life Insurance
$30,000 for each employee
No cost
1x annual salary max of $50,000
Optional Life Insurance
Employee: Up to 5x annual salary or $500,000
Spouse: Increments of $5,000, $15,000, and $25,000
Dependent Children: $10,000
Management: Up to $1,000,000
Hourly: Up to $200,000
Spouse: Up to $100,000
Dependent Children: $2k, $5k or $10k option
Accidental Death & Dismemberment
N/A
Hourly: Up to $200,000
Payout depends on diagnosis; Employee pay
Optional Plans
Accident Insurance: provides benefits if associate or any covered dependents receive a covered treatment related to an off-the-job accident.
Critical Illness Insurance: benefits in the form of direct lump-sum payments which can be used to help pay for expenses related to covered critical illnesses and diseases.

10. DISABILITY BENEFITS - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
STD
Fully insured
Employee paid
Begins on the 8th day of a disability
Max of 12 weeks
66.6% of pre-disability earnings/max of $2,000
Self-insured
Company paid
Salary: 6 weeks at 100%; 19 weeks at 75%; no max
Full Time Hourly Basic: 25 weeks; 50% of pre-disability earnings/max of $200 per week
Full Time Hourly Enhanced: 60% of pre-disability earnings/no max (associate contribution)
LTD
N/A
Associate Paid
Begins after 12 month waiting period
Basic: 50% of pre-disability earnings
Enhanced: 60% of pre-disability earnings
Maternity Leave
(birth mothers)
FT Hourly and Salary: 10 weeks paid
Parental Leave
Full-Time employees: 2 weeks for birth/adoption
Salaried: 12 weeks paid
Full-Time Hourly: 2 weeks paid
For birth, adoption, foster care, and after maternity leave for birth mothers

11. 401(K)/STOCK PURCHASE COMPARISONS
Old Benefit Package
New Benefit Package | 2018
401(k)
4% company match
100% vested
6% Company match
100% Vest
ASPP
N/A
15% match (max $270 per year)

12. OTHER BENEFITS - COMPARISONS
Old Benefit Package
New Benefit Package | 2018
Dependent Care Reimbursement Account
Up to $5,000 in Dependent Care FSA; no company contribution
N/A
Flexible Savings Account
Up to $2,550 in FSA; no company contribution
Commuter option
Commuter Transit Commuter Parking
EAP
Resources For Living Telephonic support 3 face-to-face sessions
Discounts
Walmart Associate Discount (10% on general merchandise) - implementation date TBD
Other
ZP Program Even Tobacco cessation