1. College

2. College is Expensive
“The question of poor kids, education & inequality,”

3. Essential Questions
What is the difference between a scholarship and a loan?
What is the difference between a subsidized loan and a nonsubsidized loan?
What type of financial aid will a student with exceptional need receive?
What is a course number?

4. Tuition
Price paid to receive specific educational training

5. FAFSA Free application for financial student aid
Federal Student Aid, is a part of the U.S. Department of Education, is the largest provider of student financial aid in the nation.

6. Stafford Loan A federal loan that is either subsidized or unsubsidized
Stafford Loans carry a fixed interest rate, and are typically the most affordable type of student loans.

7. Subsidized Loan Vs. UnSubsidized
The government pays the interest on the loan while in you're in school.

8. Scholarship
A grant given to students who meet academic requirements or athletic achievements.

9. Perkins loan
A need-based student loan offered by the U.S department of Education to assist students.
A subsidized loan, with the interest being paid by the federal government during the in-school and 9-month grace periods. There are no origination or default fees, and the interest rate is 5%. There is a 10-year repayment period

10. Pell grant
Money given to students by the government to pay for college.
Financial aid given to those with exceptional financial need that does not have to be paid back

11. Interest rate
The cost of the loan.

12. Specific courses taken in a given semester
College Schedule

13. Specific number that identifies the level of a college course
Course Number

14. Section number
Specific number that identifies day and time of the course
English 1001

15. Credit Hours Required time per week to complete a college course
Enrollment in 12 credit hours is the minimum to be considered a full-time student. On average, students complete 15 credit hours per semester.

16. Fees Money associated with educational training Network Fee Parking
Lab
Computer Fee

17. Graduate Vs. Undergraduate
A person with a high school diploma working toward a Bachelor's Degree
Graduate
A person with a Bachelor's Degree working toward a Master's Degree
Usually 30 hours of study.

18. Degrees
Associates Degree - Awarded upon completion of a specific program; usually requires two years of full- time study and 60 credits. Can be used to transfer to four year college. (Paralegal, Associates in Nursing or Graphic Design)
Bachelor's Degree - Granted upon completion of a specific program; usually requires four years of full- time study and 120 credits. (Mechanical Engineering Technology, Computer Information Technology, Accounting)
Master's Degree - Granted upon completion of a specific program; usually requires one to three years and approximately credits beyond a bachelor's degree.

19. Major/Minor Major Minor
A group of classes in an academic field that you wish to explore thoroughly and concentrate on the most as a college student.
Minor
Once you've declared your major, you can also select a second area for a "minor." Think of it as a "mini-major"—fewer classes and requirements, usually chosen in support of your major.

20. Grades Withdrawal Drop/Add
Students may withdraw from courses during a semester, but there are established procedures & timeline for doing so. A withdraw goes on your transcript as a 'W'.
Drop/Add
Students are generally permitted to add or drop courses from their class schedules during a specific time period. A drop is treated as if you were never in the class. A small fee can be required.

21. Review What is the difference between a scholarship and a loan?
A scholarship is awarded based on educational merit or athletic ability. A loan must be paid back.
What is the difference between a subsidized loan and a nonsubsidized loan?
A subsidized loan The government pays the interest on the loan while in you're in school.
What type of financial aid will a student with exceptional need receive?
Pell Grant
What is a course number?
Specific number that identifies the level of a college course, (master’s usually 4000).
What is your biggest fear about going to college?