1. William Angus, Joe Durst, Theresa Nguyen, Graham Watson
FinTech:
RobinHood
William Angus, Joe Durst,
Theresa Nguyen, Graham Watson

2. AGENDA What is FinTech Value & Limitations Lasting Effects
Industry Example: RobinHood Demo
Industry Disruption
Summary & Conclusion

3. What is FinTech?
Technology that allows the general public to have more access to financial services
Cryptocurrency & Blockchain
Smart Contracts
Robo Advisors
2017: $17.4 billion investment
⅓ consumers are using 2+ FinTech services

4. Value and Limitations Value Availability of Capital
Access to Investments
3rd Party Reduction
Limitations
Incumbency
Adoption
Security
Fintech increases the access and speed of investing for both the individual and the business. The result is more opportunities, competition driving down cost, and less need for banks to serve as a middleman. As blockchain drives globalization through have to adapt or become obsolete. There’s also an emphasis on mobile. is disrupting both the the way loans and payments These changes are slowed by adoption rate, processing power, privacy concerns, and security
Investor side, Startup funding,Loan options,Venmo,Mobile banking, Cryptocurrency, Middle-man, robo-advising, regulations B. What are some of the current problems/limitations of this topic? Globalization, Transaction speed, Transaction processing, Privacy, Security, C. How can some of these limitations potentially be overcome?

5. Industry Growth

6. Industry Importance

7. RobinHood: Simple and Easy Investing For the Rest of Us

8. Industry Disruption Factors compelling growth/change
Disintermediation -- non-banking channels
Invisibility -- losing brand awareness
Unbundling -- consumers prefer personalization
Commoditization -- difficulty differentiating

9. Why it Matters Changing businesses’ approach their customers
Providing more value
Enticing wider audiences
Eroding Barrier between industries
Future of Fintech
Chatbots
Automation with machine learning and AI
Omnichannel banking
Growing Blockchain

10. Works Cited “About Us Robinhood.” Robinhood.com, about.robinhood.com.
“Blog: Fintech - A SWOT Analysis.” Malaysia : History | The Commonwealth, thecommonwealth.org/media/news/blog-fintech-swot-analysis.
Cavallo, Marco Antonio, and IDG Contributor Network. “The FinTech Effect and the Disruption of Financial Services.” CIO, CIO, 13 Dec. 2016,
Haering, Martin. “If You Can't Beat Them, Join Them -- How Banks, Fintech And Tech Players Can Win Together.” Forbes, Forbes Magazine, 5 Apr. 2018,
“JP Morgan You Invest Commission/Fee Schedule.” JP Morgan You Invest,
Kupperman, Jake. “Robinhood: Technological Disruption, Future Dominance, and Ethical Delima.” Medium, Medium, 21 Mar. 2018,