2. Star Health and Allied Insurance
Health can never be completely within our control. Bolts from the blue do happen, many a time most unexpectedly. But looking after your corporate needs has never been easier than now, especially with Star Health and Allied Insurance around.
Welcome to
Star Health and Allied Insurance
Because, we put
Customers first... always!

3. About Star Health We Are We provide We stand for
Your standalone health insurance company dedicated to provide you with affordable & quality health insurance products to meet your needs today and tomorrow.
We Are
Customer  focused service combined with modern technology to assist you in all aspects of healthcare.
We provide
We stand for
 Leadership Innovation  Compassion
 Social Responsibility

4. Promoters of Star Mr. Syed Mohamed Salahuddin Chariman Emeritus
Managing Director of ETA Ascon and
ETA STAR Group of Companies in Dubai, UAE

5. Shri V. Jagannathan
(Chairman cum Managing Director)
Ex. CMD United India Assurance Ltd.
Having rich experience of
more than 40 yrs. of G.I.C.

6. Other Board of Directors
Mr. Essa Abdullah Al Ghurair
from the prominent Al Ghurair family in UAE
Dr. M.Y. Khan
Former Chairman of J&K Bank
Chairman, Banking and Advisory council YES Bank
Mr. D.R. Kaarthikeyan
Former Chief of Intelligence
Former Director, Police Academy
Former Director General, National Human Rights Commission

7. Other Board of Directors (Contd.)
Mr. Mohamed Hassan
Prominent Educationalist and Industrialist.
Mr. V.P. Nagarajan
Chartered Accountant, Cost Accountant and Company Secretary by profession.
Executive Director of ETA Ascon and ETA Star Group of Companies in UAE.

8. Our line of business Health Insurance Personal Accident Insurance
Travel related insurance (Overseas Medical Insurance)

9. Star Health And Allied Insurance Company shall work to become the most favored brand in Health Insurance in India setting benchmarks for the Industry in the domains of service, innovative products, collaborative relationships with an aim to become the BRIGHTEST STAR in the Galaxy of non-life insurers.
Vision statement

10. Mission statement
 Believes in core values of trust, transparency, care and compassion
 Pledges to create an environment conducive to
Customer satisfaction,
Product innovation and
Bottom line profits.
 Strives to maintain healthy standards of corporate governance,
 Committed to become A STAR in health and related insurances.
Star Health and Allied Insurance Company is a customer centric insurance service provider who:

11. About star health
Star Health and Allied Insurance Company has been jointly promoted by eminent Industrialists from India and Foreign Investors.
Foreign Promoters constitute Oman Insurance Company & the ETA-ASCON Group.
Oman Insurance Company is one the leading Insurance Company in the Middle East.
Paid up Capital of Star Health is Rs. 308 crores.
Headquartered in Chennai.

12. Why star First & only Exclusive Health Insurance company in India.
Business: Health, Personal Accident and Overseas Travel Insurance only.
Innovative Products.
In House Claims settlement.
In House Doctors – for Hassle Free Settlement.
Personalized visits by medical personnel to the hospital
24X7, Call Centre , Toll Free Number and user friendly web site
Why star

13. Health PRODUCTS AVAILABLE TILL DATE
Medi-Classic Insurance
Provides for payment of Hospitalization expenses incurred for any sickness/illness and accidental injuries
Special features:
Our policy provides for payment for named day-care procedures
The concept of No Claim Discount introduced
The concept of Co-Pay with discount in premium introduced.
Criticare Insurance
This Policy has two sections of coverage. Section I provides for hospitalization expenses like Medi-Classic. Section II provides for payment of lump-sum compensation in the event of the Insured person contracting any named 12 Major Illness
Corporate Health Insurance
Flexible Group policy designed as per the needs and requirements of Corporate. All existing benefits & terms can be extended.
Focus is to keep the claims outgo within reasonable limits

14. Health PRODUCTS AVAILABLE TILL DATE Star Family Health optima
A policy specially designed for a family.
Floater option available to suit all members of the family
wide ranges of sum assured option.
Can be extended up to 65 yrs in the family.
Health Gain
Health insurance
A policy offered for a maximum tax benefit
Out-Patient benefit from Rs.1150 to Rs. 8700
Flat premium for any age
Combine policy offering in-patient & out-patient benefits .

15. Overseas Medical Policy
PRODUCTS AVAILABLE TILL DATE
Travel Protect Insurance for Individuals
A medical insurance intended to respond when there is a medical emergency during the insured person’s visit abroad. Separate Plans for travel to countries other than North Americas and countries including North American jurisdiction are available. For the purpose of overseas service assistance we have tied up with M/s Paramount Healthcare Services Ltd ( promoted by Munich Re, a renowned name in international Reinsurance market)
Family Travel Protect
This is again a medical policy intended to meet the requirements of a family whilst on holiday travel abroad. The policy is designed to provide cover for the entire family dispensing with the necessity to take individual cover. Since tourist travel from India to SE Asia is increasing a separate Asia Plan at very competitive rate is introduced.
Corporate Travel Protect
This policy is to address the requirements of corporate travelers who are traveling on business purposes. The product can be customized to suit the requirements of the corporate.

16. Personal accident PRODUCTS AVAILABLE TILL DATE
Accident Care Insurance
This insurance provides for payment of compensation for accidental death or disability-Permanent Total or Permanent Partial.
Also loss of earnings is covered towards Temporary Total Disability following any accidental injuries
School/College
StudentCare Insurance
The School/ College student package insurance extends cover to the students for any accidental death and Permanent Disability.
Hospitalization expenses are payable up-to Rs5000 with an inner limit of Rs1000/ 2000 for an OP treatment.
If the insured student loses his bread winning parent an education grant of Rs5000/ is allowable.
Rural / Self Help Group (SHG) Insurance
It is an insurance plan which provides cover to the members of SHGs, NGOs, Trusts etc against Death, whether natural or accidental. If required, medical benefits can also be offered to the group on a selective basis.

17. Our reach 225 offices presently operational across the country.
Over 4900 Network Hospitals in India
Zonal Offices in all major cities like Delhi, Mumbai, Bangalore, Kolkata, Hyderabad, Pune & Chennai.
Fully equipped offices with Insurance Experts & Doctors to handle customer queries & grievances.
Our reach

18. Claims management
Cashless-claims settlement - through network hospitals and also other hospitals
24 hours In-house toll-free call center
Our Doctor’s presence at the hospital at the time of patient’s admission/during treatment
In-house claims management with adequate doctors etc.,
Grievance Handling: A Senior officer reporting directly to Managing Director will look after customer grievances. A dedicated Toll free number would be made available.

19. Provision for Customized
Enrollment-Addition / Deletion
Authorisation statistics
Claim Frequency
Claim Status Report
Incurred Claim Ratio
Medical Statistics
Grievance Report
Total Utilization with Break-up
Cashless Vs Member claims
MIS Report
Periodic review of
services and
Utilization
Provision for Customized
Report generation

20. A few of our eminent clients

21. Call Center Call Centre Dedicated member helpline 24 x 7
Nationwide Toll free *
24 X 7days accessible
Electronically supported systems
Managed by professionally skilled manpower
Assistance in information on
Network hospitals
Enrollment status
Support services in an Emergency
Coverage eligibility
Claims- documentation support, query handling
General information on health plan
Call Centre

22. Star Health U.S.P.s Specialist In Health Insurance – Hence 100% Focus
In House claim settlement ( NO TPA )
Large network of more than 4900 hospitals
Star Doctor’s visit to the claimant for hassle free claim settlement
5 to 25% - No claim discount
Pre insurance medical check up – FREE
Tailor made policies for group of above 50 persons with special benefits : Maternity benefits, Pre existing diseases cover, New born baby cover, Waiver of 30 days waiting period, 1st year , 2nd year exclusions, Corporate buffer
Innovative products : Sr. Citizen , HIV patients, Diabetes safe, Floater, Accident insurance up to 2 crores at only Rs.9000/-p.a.
Value Addition : OPD Consultation free on Phone !

23. Contact Us www.starhealth.in Corporate Office Star Towers
1,New Tank street,Valluvar kottam high road,
Nungambakkam,chennai
Phone no : Fax :

24. Thank you