1. Results JUNE 2014

2. Highlights of Performance for Q1,FY15
STATE BANK OF MYSORE
Highlights of Performance for Q1,FY15
CASA Ratio improves by 163 bps to 34.88% over Mar’14
Significant reduction in Bulk/CD depo from 20% to 12% y-o-y
Growth in Agri advances by 23% y-o-y
Growth in Per Seg advances 20 % y-o-y 2 2

3. Highlights of Performance for Q1,FY15
STATE BANK OF MYSORE
Highlights of Performance for Q1,FY15
NIM improves to 3.08%, an increase of 6 bps over Mar’14
Reduction in NNPA Level from 3.43% to 2.72% y-o-y
PCR improves from 57% to 65% y-o-y
44% y-o-y increase in Net Profit in Q1,FY15
Transactions thru ADC up from 36.3% to 48.4% 3 3

4. REVIEWED FINANCIAL RESULTS JUNE’14
STATE BANK OF MYSORE
REVIEWED FINANCIAL RESULTS JUNE’14
₹ in Crores
Figures in ( ) indicate % growth over the corresponding period last year 4

5. REVIEWED FINANCIAL RESULTS JUNE’14 Contd…
STATE BANK OF MYSORE
REVIEWED FINANCIAL RESULTS JUNE’14 Contd…
₹ in Crores
Figures in ( ) indicate % growth over the corresponding period last year 5

6. REVIEWED FINANCIAL RESULTS JUNE’14 Contd…
STATE BANK OF MYSORE
REVIEWED FINANCIAL RESULTS JUNE’14 Contd…
₹ in Crores
# Annualized *under BASEL - III
Figures in ( ) indicate growth over the corresponding period last year 6

7. Quarterly Movement in Income Parameters
₹ in crs
Net Intt Income
Op Profit
Net Profit 7

8. MOVEMENT IN NET INTEREST MARGIN
NIM
Mar 13
Jun 13
Sep 13
Dec 13
Mar 14
Jun 14
3.22
3.03
3.05
2.99
3.02
3.08
Annexure VI

9. CAPITAL ADEQUACY (BASEL-III)
Total CRAR
CET-I
TIER-I
AT-I
TIER-II
CAR
Note: Without adding Net Profit for Q1FY14 & Q1FY15 in Tier-I

10. RETAIL DEPOSITS GROWTH
₹ in Crores
* % of Bulk Deps to Total Deps reduced from 19.7% (Jun’13) to 16.8% (Mar’14) & further to 12% (Jun’14). 10

11. ADVANCES GROWTH
₹ in crores
Growth
YOY 9% 5%
MSE
C&I
20%
23%
Per
Agri

12. TREND IN CD RATIO
CD RATIO
in %
* As on

14. RETAIL ADVANCES Across Sectors Break-up of Retail Jun'13 Jun'14 in %
₹ in crs

15. ASSET QUALITY Mar 12 Mar 13 Jun 13 Sep 13 Dec 13 Mar 14 Jun 14 65 60
₹ in crores
(%)
(4.21)
NPA
(3.69)
(3.29)
(3.43)
(2.72)
(2.69)
(1.93)
(6.56)
(5.96)
(5.54)
(5.61)
(5.13)
(4.53)
(3.70)
Mar 12
Mar 13
Jun 13
Sep 13
Dec 13
Mar 14
Jun 14
PCR % 65 60 57 55