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Insurance Perspectives Phil Bell Royal & SunAlliance

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Presentation on theme: "Insurance Perspectives Phil Bell Royal & SunAlliance"— Presentation transcript:

1 Insurance Perspectives Phil Bell Royal & SunAlliance
Product Liability - Insurance Perspectives Phil Bell Royal & SunAlliance

2 General Trends The Market Increase in Consumer Protection
Compensation Culture?

3 Effect of the EU Directive
Consumer Protection Act 1987 Has worked well Review 1999 Review 2006

4 Problem Areas Pharmaceuticals GMO Mobile Phones Tobacco Alcohol
Nanotechnology

5 The Precautionary Principle
Liability Burden of proof Defences Insurability of Emerging Risks

6 What does the future hold?
EU influences Capital Shareholder pressure Threat of new and emerging risks Alternative solutions?

7

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