2. WWT Benefits Team Alison Gomez US Benefits Supervisor Mandy Sanfilippo
US Benefits Specialist
John Rocco
Director, Global Benefits
Brittney Harris
Benefits Coordinator
Alyssa Schaffrin
Wellness Specialist
Gina Daniel
Global Benefits Specialist

3. Open Enrollment 2018 Open Enrollment Dates: December 1st – 15th
Changes that can be made:
HEALTH INSURANCE
Enroll/Drop Health Coverage
Add/Drop Dependent Health Coverage
If you have no changes to make nothing needs to be done.
FLEXIBLE SPENDING ACCOUNT (FSA)
Enroll in FSA for 2018
If you wish to participate in FSA for 2018 you MUST enroll. Your elections will not automatically carry over.
How to Make Changes – changes can be made online in Oracle Self Service. Click HERE for instructions.

4. New Life Insurance Provider
*New Life Insurance Provider for 2018*
Same as Lincoln, everything in Cigna will mirror what we had in Lincoln
Group Life Insurance, AD&D, Long Term Disability company paid
Group Life Insurance- 1.5 your annual salary
AD&D- 1.5 your annual salary (in addition to standard life)
Long Term Disability- pays 60% of annual salary after being disabled for 90 days

5. Supplemental Life Insurance
New Provider for 2018
True Open Enrollment for Life Insurance
Rate chart on the website
Guaranteed Amounts during OE:
Employee: $300,000
Spouse: $50,000
Child(ren): $10,000

6. Special Note!
Due to government reporting and the Affordable Care Act, it is important that your dependents names are listed exactly as they appear on their social security card. Please confirm your dependents names when reviewing your benefits. Failure to update incorrect information could result in a personal fine from the IRS.
Please review all listed dependents in Oracle to make sure their name and SSN match what is listed on their Social Security Card.

7. Employee Premiums Family
Once again, WWT will not be raising employee premiums even though the cost of healthcare continues to rise
Employee Premiums (Medical, Dental, Prescription Drug, and Vision)
Employee Only - $25/month ($12.50/pay period)
Employee Spouse - $90/month ($45/pay period)
Employee Child(ren) - $70/month ($35/pay period)
Family - $145/month ($72.50/pay period).
Family

8. Medical Plan PPO Networks
UHC Choice Plus (All Employees, except Alaska & Hawaii)
Beechstreet (Alaska)
In-Network Coverage – 100% coinsurance after deductible & co-pays
Out-of-Network Coverage – 70% coinsurance after deductible & co-pays

9. Medical Deductibles In-Network
Once again, WWT will not increase deductibles
In-Network deductible $250 individual/$500 family per calendar year
Out-of-Network deductible $1000 individual/$2000 family per calendar year
Deductible applies to:
Lab & X-Ray
Inpatient/Outpatient Hospitalization
Home Health Care
Hospice Care
Mental Health, Drug/Alcohol Abuse
In-Network

10. Dental Plan Coverage the same in or out of network
Dental Benefit Providers through UMR
Annual Maximum is $1,500
Services fall into four categories:
Preventative – 100%, 2 visits per year (Exams, cleanings)
Basic – 80% after $50 deductible (Fillings, extractions, root canals)
Major – 50% after $50 deductible (Crowns, bridges)
Orthodontia- 50%,no deductible. The Orthodontia lifetime max is $1,500 for dependents ages 18 and under.

11. Vision Eye Exam Pop-Up Clinics Allowance towards frames and lenses
Allowance towards contacts
Visit for more info.

12. Prescription Drug Plan
Retail Deductible - $50 Per Person Per Calendar Year
for preferred drug list & Home Delivery Information

13. Health Flexible Spending
FSA is a Pre-tax savings account that can be used to pay for medical expenses.
Medical FSA Maximum contribution is $2,650 for 2018.
Convenient Debit card for medical FSA program.
Complete list of eligible/ineligible expenses available
Eligible Expenses
- Deductible/Co-pays
- Corrective eye surgery
- Eye exams/glasses
- Contacts & solution
- Dental fees/Orthodontia
- Prescription drugs
Ineligible Expenses
- OTC meds (unless prescribed)
- Cosmetic expenses
- Dietary supplements
You must re-enroll in this benefit every year.

14. Dependent Flexible Spending
Pre-tax savings account that can be used to pay for dependent care (day care) expenses.
Dependent Care FSA Maximum contribution is $5,000 for 2018.
Complete list of eligible/ineligible expenses available at
Eligible Expenses
- Day care for child under 13
- Care of a dependent spouse or child of any age
* If married, both you and your spouse must work to qualify for this benefit
Ineligible Expenses
- School expenses
- Nighttime babysitting
- Daycare expenses while on leave of absence
- Daycare expenses when a dependent is providing child care
*You must re-enroll in this benefit every year. *

15. Flexible Spending Basics
Our FSA Plan is administered by UMR.
Enrollment is done via Oracle Self Service, December 1st – 15th.
The Plan year runs from January 1st – December 31st.
Grace Period runs until March 15th. This means you have an extra 2 ½ months to use your FSA dollars. After March 15th, any money remaining in the account is forfeited.
If you still have funds available, you can visit the FSA Store on Perk Path’s website. This site is full of FSA eligible items, click HERE to access the site!
FSA is deducted on 24 out of the 26 pay periods.
Contributions are pre-taxed, ultimately saving you money.
Convenient Debit card option for medical FSA. If you already have a debit card, it will be loaded with the amount you elect on January 1st.
Always save your receipts. You may have to submit them to UMR for substantiation.
* If you take prescriptions, buy contacts or glasses, reach your deductible, or have copays throughout the year, you should be using this benefit. It’s a convenient and easy way to reduce your taxable income and save money!

16. Retirement Plan - Merrill Lynch
401(k) Plan
Retirement Plan - Merrill Lynch
Eligible after 3 months of service.
Employees can rollover immediately.
Employees can enroll 1st day of the following month.
Set aside from 1% to 90% of your eligible compensation.
WWT has discretionary match of 100% of your contributions up to 6% of your eligible compensation.
Both Roth and Pre-tax options are available.
5 year vesting schedule.
Enroll today or explore financial education information at

17. WWT Family Health Center
Hours: Monday through Friday 7am-4pm
MO Office:
IL Office:
What services are offered?
Allergy injections.
Treatment of rashes.
Acute injuries and acute office procedures.
Lab work.
Primary Care office visits for adults and children ages 10 and up.
Well visits / physicals.
Urgent Care services for adults and children ages 2+ (with appointment)
Prescription dispensary located onsite.
**ALL SERVICES FREE…NO COPAYS!**

18. Miscellaneous Benefits

19. (Contact benefits@wwt.com)
Questions?
(Contact