1. Road Map To Performance Management

2. 1.The Information Challenge. 2.Bank-BI® Features, Benefits and Components. 3.Strategy Management Overview. Agenda

3. Barrier to Increased Performance Lack of visibility through entire cycle Risks Opportunities Confident Decisions Predictable Performance Strategic Alignment Strategy Execution

4. The Challenge Information Management Facts from Banks 30% - 40% of Data not available electronically. 10% - 15% of data not available at all. Data spread between 3-6 systems at each bank. Banks require 10-15 days monthly involving 2-5 persons working full time on preparing reports. Most of banks has data integrity issues (collaterals, facilities,..). Almost all of the banks has data quality issues. Most of the banks has complex Consolidation requirements. * * Statistics based on Pio-Tech independent survey.

5. Performance Management Road Map? The Evolutionary Scale Information management– Data Integration and Quality Management Business Intelligence– Information Delivery And Discovery Performance Management – How can we achieve our strategic goals? Information Management Business Intelligence Performance Management

6. Bank-BI ® - Banking Data Warehouse One Source……One Truth CRO and CIO Line of business owner CFO CEO

7. Aligning solution with business requirements

8. Bank-BI ® - Banking Intelligence Solution Integration with SAP ®

9. Bank-BI ® v.5 - Road Map To Performance Management Solution Overview Profitability Information Management Islamic Analysis Financial Analysis Scenario Analysis FATCA Business Analysis Regulatory Reporting Business Intelligence Performance Management Planning ProfitabilityRisk Management Strategy Management Information Delivery Mobility Analysis Reporting

10. Bank-BI ® - Reference List

11. Bank-BI ® - Meet the Information Demand Features Provides a single source of information for the bank different users. Increases Business User productivity with fewer demand from I.T. Centralizes reports management, scheduling and distribution. Keep historical data for compliance and analysis requirements. Business User Knowledge Management. Multiple reports and output formats (XLS, PDF, XML, BO, JIF, HTML) Solves many financial data problems such as: Accounts/Products/GL Reporting. Customer vs. Account Calculations. Maturity Classification and GAP calculations. Risk Portfolio Grouping. Capital requirement Calculation. Ledger Grouping for Financial Reporting

12. Bank-BI ® v.5 - Road Map To Performance Management Solution Overview Profitability Information Management Islamic Analysis Financial Analysis Scenario Analysis FATCA Business Analysis Regulatory Reporting Business Intelligence Performance Management Planning ProfitabilityRisk Management Strategy Management Information Delivery Mobility Analysis Reporting

13. Logical Data Model Oracle/Microsoft SQL Database Metadata management. Referential Integrity for Quality Management Operational Data Store for data mapping. Multiple Levels Data Consolidation With Dimensionally Modeled Business Oriented Schemas. Scalable Bus Architecture For Future Expansion. Possibility to Migrate the Financial Data Model to the full Bank-BI® DWH LDM Bank-BI ® - Features & Benefits Financial Data Model

14. Bank-BI ® Calculation Engines Solution Overview Ca Information Management Calculation Engines Prebuilt Modules & Reports Financial LDM (DWH) Risk and Provisions Financial Modeler Information Delivery Tools Regulatory & IFRS Reports Basel II Reports AML and Customer Tracking Reports Transaction Tracking

15. Data Verification Assessment and Audit Validation Rules Engiine Two types of data audit: Data Format check. Data Quality Assessment. Dynamic Engine allows users to define multiple Formats and Rules then apply it to various reports/files. Within report/file or across reports/files validation. Produce a list of errors submit back via electronic gates. Full Audit trail capabilities. Validation Rules engine

16. Bank-BI ® v.5 - Road Map To Performance Management Solution Overview Profitability Information Management Islamic Analysis Financial Analysis Scenario Analysis FATCA Business Analysis Regulatory Reporting Business Intelligence Performance Management Planning ProfitabilityRisk Management Strategy Management Information Delivery Mobility Analysis Reporting

17. Web Query & Analysis SAP Business Objects Business User Tool Business Objects for Query, slice and dice and Multidimensional Analysis or through Dashboards. Simplifies the Complexity of Business Data by Using Common Business Terms. Used Across All Business Objects Products. The Foundation for Empowering End-User Query and Analysis.

18. Web Query & Analysis with Mobility SAP Business Objects Various Reporting Tools WebIntelligence: Intuitive ad hoc reporting and analysis. Dashboard: Track operations with interactive ready dashboards for every user Explorer: Google-like search experience. Access and analyze information using IPad and mobile devices.

19. Bank-BI ® v.5 - Road Map To Performance Management Solution Overview Profitability Information Management Islamic Analysis Financial Analysis Scenario Analysis Business Analysis Regulatory Reporting Business Intelligence Performance Management Planning ProfitabilityRisk Management Strategy Management Information Delivery Mobility Analysis Reporting FATCA

20. Bank-BI ® - Business Modules Business and Financial Analysis

23. Copyright © 2004 Pioneers nformation Technologies. All rights reserved. Bank-BI ® - Business Modules Business and Financial Analysis

24. Bank-BI ® - Regulatory Reporting Platform Ready Report Packages Covers Jordan. Syria. Egypt. Palestine. KSA. Qatar. UAE Kuwait Cyprus. FinRep. Nigeria. Libya.

25. The Compliance Best Practice As Defined by the Federal Reserve Compliance Life Cycle Automation: Collection, quality management, interfacing, classification and transformation of financial data, preparation of reports, validation of data and submittal. Documentation: Ensure the procedures for preparing each report are available, Reconciliations and manual adjustments are clearly documented. Revision & Approval: Ensure that the data is thoroughly reviewed before submission, document reasons for unusual/significant changes & conduct root cause analysis and variance analysis. Communication: Enhance the communication between the various business lines and stake holders engaged in the regulatory reporting process. Compliance is a complete back end process

26. Bank-BI ® - Ratios Builder Build New or Use from ratios library Utilities to define and build financial and performance ratios. Use visualization tools to develop dashboard to visualize the ratios Library of over 40 ratios ready to use. Track metrics over time to identify trends. Use rules for alerting. Drill down to the level of details for root cause analysis. Prebuilt packages of reports complies with several regulators in the region.

30. Bank-BI ® v.5 - Road Map To Performance Management Solution Overview Profitability Information Management Islamic Analysis Financial Analysis Scenario Analysis Business Analysis Regulatory Reporting Business Intelligence Performance Management Planning ProfitabilityRisk Management Strategy Management Information Delivery Mobility Analysis Reporting FATCA

31. Thank you!